Description

Position at Funding Circle US

At Funding Circle there’s a mission that drives everything we do. Around the world, we want to help small businesses get the finance they need to thrive, creating thousands of jobs as they drive the economy forward.

We have teams in London, Denver, San Francisco, Amsterdam and Berlin, we’re fusing finance and tech to build new opportunities for those who want to achieve more.

Are you made to do more? Join us!

Funding Circle’s Risk Team is looking for an enthusiastic, smart, results-driven Senior Risk Analyst to join and support the exponential growth of our business. Our Risk Team are quantitative analysts who can extract meaningful business insights from customer data and use predictive models to build decision strategies that will optimize business performance.

The Senior Risk Analyst is responsible for key functions like underwriting strategy, credit policy and operational strategy in these areas. This is a strategic role that sits at the heart of value creation by ensuring that Business grows profitably with the right risk controls. The Senior Risk Analyst works very closely with Head of Credit strategy who in turn reports to US CRO.

As a Senior Risk Analyst you will…

• Work closely with the Head of Credit strategy to drive risk strategy to ensure that loss rates for the portfolio are met and Investors get the required returns
• Independently be able to turn business questions into structured analysis and select adequate analytical methodology to solve it. Provide actionable business recommendations.
• Analyze key credit metrics and autonomously perform deep dive analysis to understand areas/segments of weakness or growth opportunities
• Autonomously propose & track credit strategies to address the above areas and work closely with partner teams to drive the implementation of operational strategies
• Work with partner teams in risk & analytics to ensure delivery of critical analytics and decision science inputs for US portfolio
• Build relationships across different business areas to facilitate implementation of risk strategies
• Be able to take ownership of projects/key risk decision areas like new product development, risk spectrum expansion, and new channel development. In addition, work with business teams to ensure risk inputs/controls are fully incorporated in these initiatives
• Prioritizes work and handles multiple tasks well
• Understand the business in detail and help mentor new members in the team

You’ve been there and done this…

• Required: Bachelor’s Degree in Quantitative-Finance related field
• 3+ years of hands-on experience in Risk Management role in Financial Services
• Proficient with analytical tools like R, SQL, Python, and Tableau
• Proven problem-solving skills using logical reasoning and analytical methods
• Excellent ability to translate complex problems into clear and simple stories
• Open minded, takes ownership, collaborative, deal with ambiguity and personable
• Strong project management skills
• Open minded, collaborative, great to interact with Identification with our Mission, “To build a better financial world”
• Alignment with our Core Values: Think Smart, Make It Happen, Be Open, Stand Together, Live The Adventure

It would be great if you also…

• Have experience with Small Business Lending
• Master's degree in Quantitative-Finance related field is preferred

At Funding Circle, we celebrate and support the differences that make you, you. We’re proud to be an equal opportunity workplace and affirmative action employer. We truly believe that diversity makes us better.

We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

Let me know if you have any questions.