Lead UX Researcher at Credit Karma

| San Francisco
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Credit Karma is a mission-driven company, focused on championing financial progress for our more than 100 million members in the U.S., Canada and U.K. While we're best known for pioneering free credit scores, our members turn to us for tips as they work on their financial goals, including helping them monitor their credit, identity monitoring, searching for credit cards, shopping for loans (car, home and personal), filing their taxes with Credit Karma Tax and growing their savings* -- all for free. Credit Karma has grown significantly through the years: we've added more than 70 million members in the last five years alone and now have more than 1,100 employees across our offices in San Francisco, Charlotte, Los Angeles, Leeds, London and soon Oakland.
Credit Karma is taking the convoluted world of personal finances and making it easy to understand. We are uniquely positioned to help our 100 million (and counting!) Members take control of their financial lives. The Product Design team is looking for passionate and thoughtful UX Researchers to help our users and push our solutions to a new level. Demystifying finances is no easy task—and that’s why we need you.
On the Design team, we’re always looking for ways to do better for our Members and ourselves. We’re a group of designers, content strategists, and researchers that’s growing fast, which means you’ll have the opportunity to make an impact not just on the product, but on how the organization works.
*Banking services provided by MVB Bank, Inc., Member FDIC

About the role:

  • We’re looking for an experienced UX Researcher to help advance our team and lead research for two of our key product teams. As a member of our small, but growing UX Research department, you’ll have a hand in shaping the role of UX Research at Credit Karma and championing a member-centric approach to our products, business, and culture. This position is ideal for someone who enjoys forward-looking intrapreneurial roles, but who is also seeking the stability of a seasoned management team.
  • Partnering closely with designers, product managers, and marketing partners, our UX Research team conducts exploratory, formative, and evaluative research studies that enable teams to make informed and confident decisions. In this role you’ll be expected to plan, lead and socialize high profile research projects. You are self-motivated, detail-oriented, and able to work efficiently and effectively with cross-functional teams. You can perform and improvise under tight timelines and changing environments. You are a natural leader and an advocate for our Members. You are an excellent communicator, excited to work closely with stakeholders, comfortable in a flat, fast moving, collaborative organization, and motivated by Credit Karma’s mission to help champion financial progress for all!

What you'll do:

  • Act in a consultative and advisory role to various levels within the design and product teams to identify research topics and plan studies for both generative and evaluative purposes.
  • Plan design and lead research projects end to end, and facilitate the experience for your team.
  • Conduct research using a wide range of qualitative methods and a subset of quantitative methods.
  • Package insights into tools and assets for designers, product managers, content strategists, and marketing partners to leverage (personas, frameworks, use cases, design principles, scenarios, etc)Communicate results and illustrate suggestions in compelling and creative ways, tailoring findings to suit the audience.
  • Support project team members in transforming research findings and insights into innovative solutions that inform both user and business problems and that deliver measurable outcomes.
  • Drive leadership buy in and support by regularly meeting, presenting findings, connecting to business outcomes and quantifying business value.
  • Find creative and compelling ways to present and evangelize insights throughout the company.
  • Create artifacts, educational tools, experiences and processes that help build and evangelize the UX Research department within the larger organization.

What is expected:

  • 7+ years experience in applied product research and consumer tech.
  • Experience in “builder environments” with a track record of engaging and leading cross-functional teams through new territory, and delivering on measurable business outcomes.
  • Passion for advocating for an organization’s customers and championing new ideas, tools, and experiences that solve their needs and engage them in the business.
  • Ability to manage and prioritize multiple projects, and experience identifying, planning, and solving for operational needs (budget, tools, cadences, etc.).
  • Command of a broad set of qualitative research and user-centered design methods.
  • Comfort and familiarity with quantitative methods, behavioral analysis, and statistical concepts.
  • Excellent communication skills, with strong ability to synthesize and communicate ideas visually, verbally, and in writing.
  • Experience creating customer-centric deliverables (i.e. frameworks, journey maps, videos, etc.).
  • Bonus: domain expertise in fintech, credit cards, loans, shopping.
  • A bachelor’s degree is required and a Masters degree is a bonus - a degree in Design, HCI, MSI, MBA, Psychology, Cognitive Science, Anthropology or a related field considered an advantage

What's great about the opportunity:

  • What we’re doing as a company is ambitious and feels good: we’re offering free tools to people that help them improve their financial lives. And what we’re doing as a team is fundamental to the company’s success
  • We are a relatively new team within the company, so the landscape is wide open in terms of defining the best ways to work and ways to influence product definition and Member outcomes.
  • You'll own research not just for the current vertical’s products that you’re responsible for, but the broader future that these experiences could help people achieve as well.
  • You have a built-in audience of 100 million+ people who rely on our product for help.
  • You'll be establishing many of the practices and processes to make this team successful.

Equal Employment Opportunity
Credit Karma is committed to a diverse and inclusive work environment. We believe that such an environment advances long-term professional growth, creates a robust business, and supports our mission of championing financial progress for everyone. We offer generous benefits and perks with a single eye to nourishing an inclusive environment that recognizes the contributions of all and fosters diversity by supporting our internal Employee Resource Groups. We’ve worked hard to build an intensely collaborative and creative environment, a diverse and inclusive employee culture, and the opportunity for professional growth.
As part of the Credit Karma team, your voice will be heard, your contributions will matter, and your unique background and experiences will be celebrated. Credit Karma is also proud to be an Equal Opportunity Employer. We welcome all candidates without regard to race, color, religion, age, marital status, sex (including pregnancy, childbirth, or related medical condition), sexual orientation, gender identity or gender expression, national origin, veteran or military status, disability (physical or mental), genetic information, or any other protected characteristic. We prohibit discrimination of any kind and operate in compliance with the San Francisco Fair Chance Ordinance.

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Technology we use

  • Engineering
    • GolangLanguages
    • JavaLanguages
    • JavascriptLanguages
    • KotlinLanguages
    • PythonLanguages
    • RLanguages
    • ScalaLanguages
    • SqlLanguages
    • SwiftLanguages
    • Objective-CLanguages
    • TypescriptLanguages
    • ReactLibraries
    • ReduxLibraries
    • AngularJSFrameworks
    • Backbone.jsFrameworks
    • HadoopFrameworks
    • Node.jsFrameworks
    • SpringFrameworks
    • TensorFlowFrameworks
    • KubernetesFrameworks
    • KafkaFrameworks
    • GraphQLFrameworks
    • HiveDatabases
    • MongoDBDatabases
    • MySQLDatabases


Credit Karma San Francisco is located in the heart of the city, with a ton of great restaurants, shops and above a subway and bus stop!

What are Credit Karma Perks + Benefits

Credit Karma Benefits Overview

Health and Wellness
Our employees’ physical and mental well-being is important to us. We offer competitive benefits to make sure employees are taken care of inside and outside of the office. We offer medical, dental, vision, mental health and life insurance coverage. We also offer a 401(k) matching plan, paid time off, holidays (including your birthday), and generous paid bonding for all new parents within the first year of birth. In addition to gym subsidy, we offer yoga, meditation sessions and a spa to relax. And because the belief is that all employees should share in the success of Credit Karma, every one receives stock options.

Professional Development
Credit Karma is committed to learning and development programs for employees, both professionally and personally. We offer a generous annual stipend for continued education, training workshops, conference opportunities, etc. We also have mentorship, coaching for developing leaders and a people manager onboarding program. Our Internal mobility program is designed to help our employees take ownership of their career and make progress within Credit Karma.

The fun and relaxed office environment means a casual dress code, ping-pong breaks, arcade games, and regular company events, such as happy hours, field day, and sporting events. Employees never go hungry with a fully stocked kitchen, filled with breakfast foods, drinks, and endless snacks. There is even an onsite barista.

Health Insurance & Wellness Benefits
Dental Benefits
Vision Benefits
Health Insurance Benefits
Life Insurance
Wellness Programs
Retirement & Stock Options Benefits
401(K) Matching
Company Equity
Child Care & Parental Leave Benefits
Child Care Benefits
Generous Parental Leave
Vacation & Time Off Benefits
Generous PTO
Paid Volunteer Time
Paid Sick Days
Perks & Discounts
Company Outings
Game Room
Stocked Kitchen
Happy Hours
Professional Development Benefits
Job Training & Conferences
Lunch and learns
Mentorship program