ABOUT VARO

Varo is an entirely new kind of bank. All digital, mission driven, FDIC insured, and designed for the way our customers live their lives.

We're on a mission to bring financial inclusion and opportunity to all hard-working Americans. Through our mobile app, we offer premium bank accounts that have no minimum balance requirement or monthly account fees, high-interest savings accounts, short term lending and solutions to help customers stretch their paycheck, build credit and start saving. Our tech-first products are designed to make money work for everyone and help customers and communities build greater financial resiliency.

Varo is distinct from other fintechs: we've made history as the first and only consumer fintech to be granted a full national bank charter by the Office of the Comptroller of the Currency (OCC).

Varo Bank represents the evolution of a new generation of banks that are born from innovation and built on technology to empower consumers and businesses.

Our team combines the best of both consumer tech and banking, and we’re wildly passionate about helping our customers. Our teams are based in San Francisco and Salt Lake City. Privately held, we’ve raised over $482M to date, from leading institutional investors and strategic partners including Warburg Pincus, The Rise Fund, Gallatin Point Capital, Harbourvest Partners, Progressive Insurance, and Russell Westbrook Enterprises.

Varo is entrepreneurial, collaborative, enthusiastic, customer-oriented, fast-paced, and multicultural. This is an open and relatively flat organization that puts an emphasis on collaboration, sharing ideas and information. For a relatively early stage company, Varo is grounded in a strong set of values and takes pride in the diversity of its employees and board. 

Varo. A bank for all of us.

ABOUT THIS ROLE

Varo Technology group is looking for a Senior Manager of Lending reporting to Head of Backend Platform. You will grow & lead a team of talented backend engineers to build & develop multiple consumer-facing lending products such as the Varo Believe Card and Varo Advance. You will evolve, create, implement and maintain Varo's strategic Lending business vision for years to come. One of Varo's core values is Customer First. This role will collaborate and work closely with the Front-end teams to integrate the lending backend to power the Varo lending product experience and bring it to Varo’s consumers. 

This role will report directly to the Director of Engineering, Backend and partner closely with the frontend, user-experience, banking, data science and other business stakeholders across Varo to quickly accelerate the lending business and to ensure the delivery of impactful solutions for the business.

What you'll do

• Build, deploy and maintain the lending backend platform which will power Varo’s growth. Lending platform is built using microservices design patterns.
• Responsible for taking cross-functional lending products to our consumers and deeply involved in ensuring the post-production activities like stability, monitoring, upgrading etc 
• Build and lead a world-class team of backend engineers.
• Be a hands-on leader to mentor the team to build world-class consumer products to help Varo achieve its mission
• Work with engineers to design solution architecture and develop a scalable architecture and system
• Partner with front-end, data & business stakeholders to ensure that we are continuously delivering consumer-features of business and consumer value.
• Partner with Product and Business organizations to build and develop lending roadmap and define measurement of success. You will be responsible for driving end to end backend implementation. Provide thought leadership to enable well executed consumer applications.
• Partner with Quality engineering team to maintain performance of micro-services.
• Partner with Platform (DevOps & Security) teams for scaling and security needs. 
• Partner-up with Technical Project Management (TPM) organization to ensure timely delivery and communication about risk & challenges

Required skills and experiences

• Masters in Computer Science, Mathematics, Engineering, Statistics, or other equivalent quantitative fields
• 5+ years of work experience in backend systems leveraging Java/Kotlin, RDBMS, Queues and Streaming architecture
• Experience in databases, microservices, real-time messaging, and cloud is needed.
• 3+ years of managing a team of over 5 backend engineers
• Hands-on-experience and a strong technical background with experience building and deploying multiple production-grade and scalable backend systems
• Hands-on experience with micro-services from building, deploying and maintaining. Performance and security play an integral role, so experience in these areas is a big plus.
• Strong experience working with third-parties and enabling cross-functional collaboration to help deliver business goals.
• Self-starter and self-motivated with the proven ability to deliver results in a fast-paced, high-energy environment
• Strong communication skills and the ability to explain complex engineering problems to a non-technical audience
• Works effectively with cross-functional teams to build a trusted partnership
• Working experience in the consumer-focused finance industry preferred
• Experience with Agile methodologies

CULTURAL ALIGNMENT

Varo is entrepreneurial, collaborative, enthusiastic, customer-oriented, fast-paced, and multicultural. This is an open and relatively flat organization that puts an emphasis on collaboration, sharing ideas and information. For a relatively early stage company, Varo is grounded in a strong set of values and takes pride in the diversity of its employees. 

OUR CORE VALUES

Customers First: Understand the problems our customers are trying to solve. Respond with a sense of urgency. Build relationships that result in loyalty. Be data and insights-driven. Test everything. Achieve results through strong execution. Build a product people love. Assess new initiatives with the customers’ interest in mind. Act with empathy. 

Take Ownership: Bias towards action. Have high standards. Be accountable for the results of your work, our product, our company. Trust others to own it.

Respect: Treat others how you want to be treated. Listen first before being heard. Speak the truth even when it's not easy. Assume best intentions. Bring your full self to work.

Stay Curious: Ask why. Dare to make things better. Learn something new each day (even from mistakes). Be open to growth. Develop creative solutions.

Make it Better: Think big. Set high goals. Work towards long term value rather than short term wins. Create change. Be resilient.

Varo is an equal opportunity employer. Varo embraces diversity and we are committed to building teams that represent a variety of backgrounds, perspectives, and skills. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status.

Learn more about Varo by following us:

Facebook - https://www.facebook.com/varomoney

Instagram - www.instagram.com/varobank

LinkedIn - https://www.linkedin.com/company/varobank

Twitter - https://twitter.com/varobank

Engineering Blog - https://medium.com/engineering-varo

SoundCloud - https://soundcloud.com/varobank

Beware of fraudulent job postings!

Varo will never ask for payment to process documents, refer you to a third party to process applications or visas, or ask you to pay costs. Never send money to anyone suggesting they can provide work with Varo. If you suspect you have received a phony offer, please e-mail [email protected] with the pertinent information and contact information.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.