Compliance Associate

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Bond’s mission is to accelerate the pace of financial innovation and access to capital. 

Today, it's difficult for many businesses to build the financial products they imagine. Whether that's launching a new credit or debit card, a savings account, a lending business, or anything else — there are barriers in the way. Bond is focused on helping brands, businesses, and banks hurdle over those roadblocks.  

Bond makes it easy for businesses to find the sponsor banks they need to legally offer financial products. We make integration to often-antiquated financial vendors more intuitive. And, we make regulatory compliance not only achievable, but accessible.  Our platform streamlines the process of launching and iterating on financial products, thereby enabling digital brands to better engage their customers with unique financial products tailored to their needs.

At Bond, we value leadership and believe everyone is a leader. We look for people who operate like owners, who loves to learn, have grit, and operate with integrity and empathy. You're encouraged to apply even if your experience doesn't precisely match the job description. Your skills and passion will stand out — and set you apart. We welcome diverse perspectives and people who are not afraid to challenge assumptions. 

This role will be responsible for establishing and supporting the implementation of compliance programs to guide brand partners through testing to full product launch. As a representative of the Compliance team, you will be responsible for nurturing Bank and Brand partner relationships. In this capacity, you will provide expertise to Brands to ensure compliance policies, procedures and controls are developed to mitigate banking compliance risks; and will serve as a liaison to ensure Bank partners’ compliance needs are addressed. This role reports to the Chief Compliance Officer.

You will be responsible for:

  • Developing implementing and managing compliance programs to oversee Bank and Brand partners
  • Advising in the design, development, delivery and maintenance of the Compliance Product, to include standardized banking policies, procedures, monitoring and the associated workflows
  • Driving Compliance project plans to meet critical milestones and achieve product launch within specified time frames
  • Meet with Bank and Brand compliance teams to help manage compliance and regulatory requirements, including providing support for audit/exam requests and inquiries
  • Serve as a trusted compliance advisor/partner to both internal and external stakeholders
  • Stay up to date on developing regulatory compliance trends in the banking and financial services industry

You must have:

  • 5+ years of compliance program management experience at a fintech or sponsoring bank that is supervised by the FDIC, CFPB and/or state banking regulatory bodies
  • Preferably a minimum of 3 years of experience at a bank in a compliance role, with knowledge and experience with consumer protection laws and regulations (i.e. UDAAP, ECOA, EFTA, TILA, TISA, BSA/AML, OFAC, Privacy, FCRA, ESIGN, CAN-SPAM, etc.) 
  • Implemented and/or managed banking compliance program(s), ideally with the fintech and sponsoring bank model
  • Working knowledge of related state and federal banking regulations applicable to credit and debit cards 
  • Excellent oral, written and interpersonal communication skills Excellent analytical, problem-solving, project management, and organizational skills
  • Experience presenting to internal and external stakeholders

You will also likely have:

  • Bachelor's degree in a related field
  • Experience working with third-party providers that facilitate non-financial services companies to offer financial products
  • Ability to provide clear guidance, understand procedures, and interpret regulatory requirements

Bond is proud to be an equal opportunity workplace. We are committed to equal employment opportunity regardless of race, color, ancestry, religion, gender, gender identity, parental or pregnancy status, national origin, sexual orientation, age, citizenship, marital status, disability, or Veteran status.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

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Location

345 California Street, San Francisco, CA 94104

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