At Plaid, we're convinced that the way people interact with their finances will drastically improve in the next few years. We’re dedicated to empowering this transformation by building the tools that thousands of developers use to create their own products.

The Risk Team at Plaid is a cross functional team whose responsibility is to enable the business by mitigating risks and maintaining controls that ensure trust in the platform.

Plaid sits in the middle of this ecosystem, and we're the gateway used by our customers to build, launch, and scale FinTech applications that democratize financial services. In this role, you will be directly responsible for executing, optimizing, and scaling Plaid’s payments compliance workflows. This role will require deep cross-functional collaboration with Product, GTM, and Legal teams, as well as our banking partners, to ensure that Plaid is able to successfully qualify GTM opportunities from a payments compliance perspective and guide them through the onboarding funnel.

What Excites You:

• Being part of a highly evolving cross functional team in a rapidly growing organization.
• Having a significant impact on the future of financial services.
• Building and maintaining highly effective cross functional relationships in a product focused organization.
• Interfacing directly with GTM teams and prospective customers to ensure an efficient onboarding experience for money movement products.
• Partnering with GTM to help identify high potential prospects, identify prospect risk profiles, and perform customer onboarding diligence adjusted to a prospect’s risk profile.
• Managing the entire customer diligence process, from end to end, for money movement related products.
• Interfacing with our banking partners throughout the customer onboarding process.
• Actively identifying and exploiting opportunities to increase the efficiency of the customer diligence process for money movement related products.
• Partnering with the Product team to build-out and operationalize compliance workflows for new products related to money movement.

What Excites Us:

• 3-5 years of experience in payments compliance, preferably with a major payments company, regulated US bank, or fintech company.
• Strong understanding of laws, regulations, and rules applicable to money service businesses, money transmission, and payment processing (e.g. BSA/AML, OFAC, Patriot Act, Nacha Operating Rules, Reg E, EFTA)
• Strong project management experience, and proven ability to effectively engage with external stakeholders (prospects, customers, and business partners)
• A relentless focus on efficiency, with a track record of building, improving, and owning processes.

We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.