About the role 

We are seeking a Manager to join our Compliance Management System (CMS) team in San Francisco (or remotely). Our CMS team is responsible for overseeing and administering policy, internal control environment, risk assessment, monitoring and testing, and training. As part of the CMS team, you’ll help to manage aspects of our compliance program to ensure we adhere to relevant federal and state laws, regulations, and industry standard practices. This will involve partnership with internal teams, as well as our bank partners. You will also be deployed to execute on tactical and strategic projects that may not fall squarely into one functional group.

For Colorado based roles: In accordance with applicable law, this role has an annual starting salary of $114,000 plus bonus, a competitive equity package, and benefits (see below). The actual pay may be higher depending on your location, skills, qualifications, and experience.

In this role, you can expect to 

• Play a key role in shaping and influencing the overall strategy of the regulatory compliance program at Chime, including planning, prioritization, and resourcing.
• Have accountability and/or ownership for critical compliance initiatives that align with Chime’s goals and regulatory feedback.
• Develop and maintain a comprehensive understanding of applicable laws, regulations, and industry standard practices.
• Serve as a subject-matter advisor responsible for communicating compliance obligations and requirements to internal teams based on applicable laws and regulations.
• Oversee and develop internal documentation to provide compliance obligation frameworks and controls for use by internal teams for new and existing products, services, features and activities.
• Support the ongoing maintenance and enhancement of the compliance management program, including policies, procedures, training, etc.

To thrive in this role, you have   

• Minimum of 10+ years of compliance or risk experience in the banking and/or Fintech space. Prior compliance consulting experience or relevant certifications (e.g. CRCM) are a plus.
• Broad knowledge of consumer protection laws and regulations related to federal and state, including, but not limited to: Fair Credit Reporting Act (Regulation V),  Truth In Lending Act (Regulation Z), Equal Credit Opportunity Act (ECOA), Unfair, Deceptive, or Abusive Acts and Practices (UDAAP), Electronic Funds Transfer Act (Regulation E), Truth in Savings Act (Regulation DD), as well as direct experience with regulatory entities (e.g., OCC, FRB, FDIC, CFPB, state agencies).
• Experience implementing requirements compliance program expectations from the FRB’s Supervisory Letter SR 08-8.
• Passion for coaching and developing team members and a love of helping others on the team thrive.
• Self-starter who can proactively manage ambiguity, multiple workflows, deadlines, as well as get into the details.
• Ability to build trust and credibility, as well as strong communication skills with peer and senior management teams.

A little about us

We created Chime because we believe everyone deserves financial peace of mind. By eliminating unnecessary fees and helping people grow their savings automatically, we’ve empowered millions of Americans to take control of their finances. 

Chime is the largest and fastest-growing U.S. player in the challenger-banking space. Through our banking partners, we offer access to bank accounts with fee-free overdraft, provide members the chance to receive early access to their paychecks, help them improve their credit, and more!

We’ve built one of the most experienced leadership teams in Fintech and were recently valued at over $25.5B. We’ve raised over $1.7B in funding from leading investors including Sequoia Capital Global Equities, SoftBank Vision Fund 2, General Atlantic, Tiger Global, Dragoneer, DST, Coatue, Iconiq, Menlo Ventures and others.

What we offer

• 💰 Competitive salary based on experience
• ✨ 401k match plus the usual medical, dental, vision, life, and disability benefits
• 🏝 Generous vacation policy and company-wide Take Care of Yourself Days 
• 🖥  Virtual events to connect with your fellow Chimers- think cooking classes, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too!
• 💚  A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help create a completely new kind of banking service

We know that great work comes from great, and inclusive teams. At Chime, we specifically look for individuals of varying strengths, skills, backgrounds, and ideas. We believe this gives us a competitive advantage to better serve our members and helps us all grow as Chimers and individuals.

We hire candidates of any race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, Veteran status, and any other status. Chime is proud to be an Equal Opportunity Employer and will consider qualified applicants with criminal histories in a manner consistent with the San Francisco Fair Chance Ordinance. If you have a disability or special need that requires accommodation, please let us know. To learn more about how Chime collects and uses your personal information during the application process, please see the Chime Applicant Privacy Notice. 

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