About the role

As GM of SpotMe (Chime’s fee-free overdraft protection product), you will lead Chime’s efforts to take our most important and most differentiated product to the next level. You will work closely with our Product team to set an ambitious vision, achieve its monumental promise, and maintain its durability as a major driver for sustainable growth. You will have P&L responsibility for the product, and be responsible for working with key business partners in Product, Risk, Finance, and Marketing to strategically evaluate the trade-offs between competing goals and interests in the organization, to deliver the best solution for our members, and for Chime. This role will report directly to Chime’s VP, Lending Products and Banking Strategy, a member of the Chime Executive Team. 

This job can not be performed in the State of Colorado.

In this role, you can expect to 

• Partner with Chime’s Product team to define our long-term strategic direction, ensuring that SpotMe remains a differentiated product that helps drive Chime's growth
• Collaborate with Product, Risk, Marketing, Legal, and Compliance to ensure we are achieving our ambitious goals while maintain compliance in a rapidly evolving regulatory environment
• Develop, prioritize, and execute on SpotMe’s OKRs and shape how the product can help Chime meet its goals
• Own the P&L, partnering with Product, Finance, Risk, and Analytics to report financial performance and trends to the business and Chime board

To thrive in this role, you have

• Can co-create a strategic vision for the business incorporating Chime’s overall goals, financial performance, and consumer insights to further Chime’s leadership in this fast-moving product area
• Prior P&L ownership experience in a FinTech or Financial Services business
• Are comfortable weighing competing interests, driving hard towards a data driven outcome, all while maintaining a collaborative environment across the team
• Are adept in bringing clear and logical structure to ambiguous questions, you can synthesize on the fly and help the team see around corners in the org
• Have a proven track record of driving alignment across multiple levels of the organization, from Risk analysts to senior executives with diverse perspectives 
• Understand the lending and banking market and competitive landscape, and are able to expand SpotMe’s value-prop in this highly regulated environment
• Are driven by results and enjoy doing whatever it takes to execute on complex, high-visibility projects under tight deadlines
• Have 15+ years of work experience, including:
• Delivering corporate strategy projects at the Project Leader/Case Team Leader/Engagement Manager level or above at Top Tier management consulting firm, and 
• Working within a high growth Fintech startup
• Experience in Lending/Credit

A little about us

We created Chime because we believe everyone deserves financial peace of mind. By eliminating unnecessary fees and helping people grow their savings automatically, we’ve empowered millions of Americans to take control of their finances.

Chime is the largest and fastest-growing U.S. player in the challenger-banking space. Through our banking partners, we offer access to bank accounts with fee-free overdraft, provide members the chance to receive early access to their paychecks, help them improve their credit, and more!

We've built one of the most experienced leadership teams in Fintech and were recently valued at over $14.5B. We've raised over $1B in funding from leading investors including DST, Coatue, Tiger Global, General Atlantic, Iconiq, Dragoneer, Menlo, Whale Rock, Access, Forerunner, Crosslink, Cathay, aCrew, and others.

What we offer

• 💰 Competitive salary based on experience
• ✨ 401k match plus the usual medical, dental, vision, life, and disability benefits
• 📝  Quarterly stipend to spruce up your home office
• 🏝 Generous vacation policy and company-wide Take Care of Yourself Days
• 🖥  Virtual events to connect with your fellow Chimers- think cooking classes, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too!
• 💚  A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help create a completely new kind of banking service

We know that great work comes from great, and inclusive teams. At Chime, we specifically look for individuals of varying strengths, skills, backgrounds, and ideas. We believe this gives us a competitive advantage to better serve our members and helps us all grow as Chimers and individuals.

We hire candidates of any race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, Veteran status, and any other status. Chime is proud to be an Equal Opportunity Employer and will consider qualified applicants with criminal histories in a manner consistent with the San Francisco Fair Chance Ordinance. If you have a disability or special need that requires accommodation, please let us know. To learn more about how Chime collects and uses your personal information during the application process, please see the Chime Applicant Privacy Notice

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