International Compliance Lead
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Affirm, Inc. proudly includes Affirm, PayBright, and Returnly.
Our Compliance team maintains and evolves a program that enables Affirm to proactively meet regulatory requirements while also identifying and addressing potential compliance issues. Compliance program activities include advising, mentoring, training, independent testing & monitoring, reporting, and oversight. Although a second line of defense, Compliance proactively partners with the business to support new products, markets, and initiatives; organizational change; issue identification and remediation plans; and assessment and monitoring of third parties. Compliance also provides trends and data to enable informed decision-making, strengthen controls, and provide for better treatment of consumers.
We seek a Compliance Lead to help build the International Compliance Program by (1) identifying regulatory and compliance requirements in new geographic markets and (2) supporting due-diligence efforts. Compliance plays a fundamental role in company growth, completing key objectives and providing regulatory expertise. The Compliance Lead will partner with colleagues in Compliance and Legal to identify and assess risk within applicable requirements; advise on risk mitigation, and support the development and maintenance of the Compliance Management System. Remotely located, the role will report to the Compliance Director and work cross-functionally with other teams.
What you'll do
- Guide and work closely with internal partners to implement regulatory and compliance requirements that enable entry into new geographic markets
- Support the Compliance team in maintaining relevant policies, risk assessments, training, and related items
- Partner with cross-functional teams to build controls and guide on risk mitigation
- Evaluate, investigate, and resolve compliance issues according to the issues management program
- Partner with team members to identify and resolve issues
- Analyze and perform due diligence on the various paths to enter new geographical markets
- Cultivate a culture of risk management and compliance across the business
What we look for
- 4+ years of professional work experience in compliance risk, third-party risk management, audit, or bank regulatory
- Bachelor's degree or comparable experience
- Excellent organizational, leadership, and relationship skills
- Strong curiosity about financial technology and consumer financial protections
- Experience working with consumer financial regulations, such as UDAAP, CAN-SPAM, FCRA, Reg E, Reg P, and Reg Z
- Clear examples of time spent as a key partner on a successful team
- Inquisitive and proactive nature in proposing creative, effective solutions
- Strong project management, critical thinking, and analytical skills
- Excellent verbal and written communication skills, with the ability to present sophisticated and contentious issues
Location - Remote U.S.
Please note that visa sponsorship is not available for this position.
#LI-Remote
Affirm is proud to be a remote-first company! The majority of our roles are remote and can be located anywhere in the U.S. and Canada (with the exception of the U.S. Territories, Quebec, Yukon, Nunavut, and the Northwest Territories) unless the job indicates a different global location. We are currently building operations in Spain, Poland, and Australia. Employees in remote roles have the option of working remotely or from an Affirm office in their country of hire, and may occasionally travel to an Affirm office or elsewhere for required meetings or team-building events. Our offices in Chicago, New York, Pittsburgh, Salt Lake City, San Francisco and Toronto will remain operational and accessible for anyone to use on a voluntary basis, subject to local COVID-19 guidelines.
If you got this far, we hope you're feeling excited about this role. Even if you don't feel you meet every single requirement, we still encourage you to apply. We're eager to meet people who believe in Affirm's mission and can contribute to our team in a variety of ways—not just candidates who check all the boxes.
Inclusivity:
At Affirm, People Come First is one of our core values, and that’s why diversity and inclusion are vital to our priorities as an equal opportunity employer. You can read about our D&I program here and our progress thus far in our 2020 DEI Report.
We also believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
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