Regulatory Counsel

Company Description
Since we opened our doors in 2009, the world of commerce has evolved immensely, and so has Square. After enabling anyone to take payments and never miss a sale, we saw sellers stymied by disparate, outmoded products and tools that wouldn't work together.
So we expanded into software and started building integrated, omnichannel solutions - to help sellers sell online, manage inventory, offer buy now, pay later functionality through Afterpay, book appointments, engage loyal buyers, and hire and pay staff. Across it all, we've embedded financial services tools at the point of sale, so merchants can access a business loan and manage their cash flow in one place. Afterpay furthers our goal to provide omnichannel tools that unlock meaningful value and growth, enabling sellers to capture the next generation shopper, increase order sizes, and compete at a larger scale.
Today, we are a partner to sellers of all sizes - large, enterprise-scale businesses with complex operations, sellers just starting, as well as merchants who began selling with Square and have grown larger over time. As our sellers grow, so do our solutions. There is a massive opportunity in front of us. We're building a significant, meaningful, and lasting business, and we are helping sellers worldwide do the same.
Job Description
We are looking for an attorney to provide guidance on regulatory matters and industry developments related to Square's expanding payments and financial services activities. This is a great opportunity for a collaborative, creative legal mind who is interested in contributing to company-wide programs to support compliance with licensing, regulatory, and payment systems requirements. This is a full-time role, reporting to Square's General Counsel.
You Will:

• Deliver business-oriented legal advice on regulatory matters for new and existing payment processing and financial services products
• Support our regulatory change management program by tracking regulatory developments and evaluating how new laws and regulations might affect our business
• Team up with other Block Regulatory Counsel to help shape regulatory strategy across the Block ecosystem
• Partner with government relations teams to evaluate state and federal legislative proposals
• Work with our product, risk, industry relations, and compliance teams on risk assessments, internal audits, and regulatory exams
• Provide regulatory support to our Complaints Management team
• Analyze and train others on emerging regulatory and policy trends related to generative AI

Qualifications
You Have:

• A law degree (JD) and you are licensed to practice in the United States
• 4+ years of experience working for a financial services regulatory agency, in-house fintech or bank legal department, or law firm
• Working knowledge of key financial services rules and regulations (e.g., BSA/AML, sanctions, FinCEN and OFAC rules, Fair Credit Reporting Act, third-party risk management frameworks, FDI Act, unclaimed property laws, CFPB Regulation E, PCI DSS, Nacha requirements, state money transmission laws)
• Experience working with US financial services regulators (state or federal); experience with regulators outside of the US is a plus
• A team-oriented, collaborative approach

Qualifications
You Have:

• A law degree (JD) and you are licensed to practice in the United States
• 4+ years of experience working for a financial services regulatory agency, in-house fintech or bank legal department, or law firm
• Working knowledge of key financial services rules and regulations (e.g., BSA/AML, sanctions, FinCEN and OFAC rules, Fair Credit Reporting Act, third-party risk management frameworks, FDI Act, unclaimed property laws, CFPB Regulation E, PCI DSS, Nacha requirements, state money transmission laws)
• Experience working with US financial services regulators (state or federal); experience with regulators outside of the US is a plus
• A team-oriented, collaborative approach