Senior Mortgage Loan Underwriter

| San Francisco
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Who We Are

HomeLight is a venture-backed technology startup revolutionizing the $1 trillion real estate industry. Our mission is simple – we empower people to make smarter decisions during one of life’s most important moments: buying or selling their home. 

HomeLight’s technology analyzes millions of home transactions to determine which agent or cash buyer is right for you. We also offer innovative financing and closing solutions, creating an end-to-end real estate experience that's simple, certain, and satisfying. 

We pride ourselves on our company culture – but don’t just take it from us. We’ve been recognized as a best place to work by Forbes, Inc. Magazine, and the San Francisco Business Times. Our team breaks barriers every day while staying committed to HomeLight's goals and core values, which is a crucial element to our shared success.

Who You Are:

You are an experienced Mortgage Underwriter who cares deeply about improving your own quality of life at work, and believe technology can make mortgage underwriting more satisfying and fulfilling. You thrive on continuous improvement, rely heavily on feedback and have a developed keen listening sense. You believe that most problems should be solved using technology or smarter processes, and not just accepted and left to linger. You are a prolific and effective team member.

What You’ll Do Here:

HomeLight Home Loans is looking for a Mortgage Loan Underwriter who can perform the underwriting function and govern a pipeline as HomeLight Home Loans scales from originating a handful of loans to $100 Million per month of Jumbo QM within a year.  

  • Handle the underwriting of Jumbo and Super Jumbo loans for HomeLight Home Loans Operations going from launch to 60/70 loans per month 
  • Assist in recruiting excellent team members who want to operate and supervise our automated software platform
  • Be a core member of a team that is innovative and passionate about changing the mortgage world forever
  • Execute the underwriting function by supplementing the system with interventions, clearing flags, and applying rules that the system has not yet been trained to apply
  • Anticipate problems and focus on prevention
  • Identify bottlenecks and software or process solutions that will prevent these from happening again
  • Work closely with the Origination Operations manager and Mortgage Platform lead in specifying system requirements to get the system to perform recurring process steps or requirements to fix problems and improve efficiency
  • Ensure mortgages produced by Home Loans have no unresolved underwriting or collateral errors

You Have:

  • 5+ years of experience with underwriting with traditional and non-traditional mortgage lenders.
  • Experience underwriting and/or signing authority for conforming, jumbo, and super jumbo loans up to 2MM at a non-bank mortgage lender or a federally chartered bank.
  • Experience surfacing errors and mistakes before loan consummation.
  • Exceptional communication skills; providing feedback and surfacing things that are wrong and rightfully focus on improvement.

Let’s chat! 

Send your resume and a brief note about why you’d be a good fit to [email protected]. No formal cover letters, please. We look forward to meeting you!

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Technology we use

  • Engineering
  • Product
  • Sales & Marketing
    • RubyLanguages
    • ReactLibraries
    • ReduxLibraries
    • Ember.jsFrameworks
    • Ruby on RailsFrameworks
    • PostgreSQLDatabases
    • SQLAnalytics
    • ExcelAnalytics
    • PeriscopeDesign
    • HomeLightCMS
    • HomeLightCRM
    • Google SuiteEmail

Location

100 First Street, San Francisco, CA 94105

An Insider's view of HomeLight

What's something quirky about your company?

We enthusiastically celebrate random and obscure “holidays” such as “National Blueberry Pancake Day,” “National Make a New Friend Day” or “National Popcorn Day” thanks to our office managers who set up treats and experiences to bring the team together in relaxed and fun ways throughout every work week.

Molly

Director of Offline Marketing

What does your typical day look like?

Each day begins with stand-up at 10:30a.m. and we might have another meeting or two sprinkled in throughout the day. Most of the day is dedicated to engineering focus time, which I love. Still, everyone on the team is fairly interruptible, so it's easy to have quick, ad-hoc technical discussions when you get stuck or need a second opinion.

Raquel

Software Engineer

What unique initiatives do you have that encourage innovation?

Increasing transparency and removing inefficiencies in the home purchase transaction is at the core of how HomeLight Closing Services makes decisions. Deeply understanding the pain points of our clients and real estate agents as part of the design process motivates us to build products and processes that go beyond industry conventions.

Ajit

Director of Operations

What’s the vibe like in the office?

The SF office embodies our "Work Hard, Ski Hard" value proposition, by allowing proper time off & flexible work schedules. Upper management encourages everyone to work hard, but wants to make sure that their team is spending equal time with their family & friends. The office fosters a positive and comfortable work environment.

Jenna

Technical Recruiter

What are HomeLight Perks + Benefits

HomeLight Benefits Overview

* One of the fastest growing PropTech start-ups in the U.S; empowering both consumers & real estate agents.
* Engineering team of 30+ people (~30% D&I), giving you the opportunity to be one of our fore-front members with lots of room for upward movement.
* Building brand new products as we expand into new marketplaces!
* Voted one of Inc. Magazine’s & Comparably’s Best Workplaces in 19’ & Ranked Top 100 in Deloitte’s Fast 500.
* Official Tier 1 sponsor of the U.S. Ski & Snowboard team
* Sponsored “Girl Geek” events & professional development reimbursement program
* Competitive Maternity / Paternity policies + quarterly date night stipend
* Check out our Glassdoor reviews!: https://www.glassdoor.com/Overview/Working-at-HomeLight-EI_IE1156474.11…

Culture
Volunteer in local community
Friends outside of work
Eat lunch together
Intracompany committees
Daily stand up
Open door policy
Team owned deliverables
Team based strategic planning
Group brainstorming sessions
Pair programming
Open office floor plan
Diversity
Dedicated Diversity/Inclusion Staff
Health Insurance & Wellness Benefits
Flexible Spending Account (FSA)
Disability Insurance
Dental Benefits
Vision Benefits
Health Insurance Benefits
Life Insurance
Pet Insurance
Wellness Programs
Team workouts
Retirement & Stock Options Benefits
401(K)
Company Equity
Child Care & Parental Leave Benefits
Generous Parental Leave
Flexible Work Schedule
Company sponsored family events
Acme co. sponsors family oriented events Quarterly.
Vacation & Time Off Benefits
Generous PTO
Paid Volunteer Time
Sabbatical
Eligible employees get 30 days of paid sabbatical after their first 4 years of working at HomeLight!
Paid Holidays
Perks & Discounts
Beer on Tap
Casual Dress
Commuter Benefits
Company Outings
HomeLight hosts company outings Monthly.
Free Daily Meals
Employees get free lunch 2-3 days per week.
Game Room
Stocked Kitchen
Happy Hours
Relocation Assistance
Fitness Subsidies
Professional Development Benefits
Job Training & Conferences
Lunch and learns
Promote from within
Continuing Education stipend
Online course subscriptions available
Customized development tracks
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