Software Engineer - Backend

Posted 12 Days Ago
San Francisco, CA
Hybrid
150K-200K Annually
Senior level
Fintech • Financial Services
The Role
Looking for an experienced backend engineer with expert knowledge in Rails and AWS. Responsible for core product contributions, rapid-prototyping, and production-level concerns including infrastructure and security.
Summary Generated by Built In

Looking for an experienced backend engineer with expert knowledge in Rails and AWS. You will be responsible for core product contributions, rapid-prototyping, and production-level concerns including infrastructure and security.

As a backend engineer of a fast-growing fintech startup you are going to move the needle, but it will require a split personality: Your Dr. Jekyll leans towards correctness, tight testing, and advancing the mental constructs of the organization with a series of logical hypotheses and tests; your Hyde-side is one that focuses on brutal prioritization in a sea of possibilities, good-enough testing for a code base that must be deliberately but also organically grown, and the understanding that systems must serve people, not the other way around.

Our mission is to create fair, effective, and simple financial pathways to help 100M Americans reach their financial goals. Investors include Lightspeed, Coatue and GGV. Founders are serial entrepreneurs who co-founded and served as C-suite executives at 3 FinTech unicorns.

Requirements:

- B.A. / B.S. / M.S. or strong self-taught fundamentals in computer science

- Preferred, but not required, experience in Rails

- 4+ years of industry experience, with demonstrated breadth and depth of product impact

- Ability to analyze data and distill information for business purposes

- Effectiveness as demonstrated by problem-solving skills in areas outside your expertise

- Desire to form strong professional bonds with startup-forward coworkers

What we’re like:

- Scrappy. We had a product goal and put out the MVP, collecting our first users with steady growth via paid channels in four months. We don’t cut corners when we know we’ll need them but we don’t build things without that need. We don’t like inefficiency but we dislike operationalizing one-off tasks even more.

- Risk-oriented. Everything has risk, but a mature team knows how to make these tradeoffs. That’s why we built the MVP fast––because time is your most valuable asset and is practically fungible with money in the startup world.

- Data-obsessed. We all look at data and pull it, and we believe that understanding the mechanics can yield valuable insights. Complex systems require elegant, not just simple solutions. You absolutely need to be interested in data if you want to leverage your knowledge of systems.

- Lucky. That’s how we look at this journey so far. From our timing of fundraising, to the circumstances in which we came together, to the initial product traction we’re getting, there’s no other word to describe it. We are grateful you are reading this, and we know that if you’re meant to be with us on this journey, then we will see you soon.

About Kikoff:

Kikoff is a personal finance platform designed to help millions of underserved Americans achieve financial wellness. Our mission is to provide refreshingly fair, effective, and simple pathways for everyday people to meet their financial goals. We design financial products that simplify credit building so our users can reach their financial goals. Kikoff is a Series B company and has raised over $42 million in total funding. Investors include Portage Ventures, Lightspeed Venture Partners, GGV, Coatue, Core Innovation Capital, and basketball star Stephen Curry. Kikoff was founded in 2019 and is headquartered in San Francisco with an office in Reno.

Why Kikoff:

This is a consumer fintech startup, and you will be working with serial entrepreneurs who have built strong consumer brands and innovative products. We are backed by some of Silicon Valley’s top VCs. We value extreme ownership, clear communication, a strong sense of craftsmanship, and the desire to create lasting work and work relationships. Yes, you can build an exciting business AND have real-life real-customer impact.

🏥 Medical, dental, and vision coverage - Kikoff covers the full cost of health insurance for the employee!

📈 Stock Options

🏝 Generous unlimited vacation policy to help you recharge

💰 US salary range for this full-time position consists of base + equity + benefits

Our salary ranges are determined by role and experience:

150k - 200k base + equity

Visa sponsorship available: Kikoff is willing to provide sponsorship for H1-B visas and U.S. green cards for exceptional talent.

Regular team building events to help you get to know the Kikoff team and soo much more!

Equal Employment Opportunity Statement 

Kikoff Inc. is an equal opportunity employer. We are committed to complying with all federal, state, and local laws providing equal employment opportunities and considers qualified applicants without regard to race, color, religion, creed, gender, national origin, age, disability, veteran status, marital status, pregnancy, sex, gender expression or identity, sexual orientation, citizenship, or any other legally protected class.

Please reference the following information for more information:

https://www.eeoc.gov/sites/default/files/migrated_files/employers/poster_screen_reader_optimized.pdfhttps://www.dol.gov/ofccp/regs/compliance/posters/pdf/OFCCP_EEO_Supplement_Final_JRF_QA_508c.pdf 

Compensation Range: $235K - $349K

Top Skills

Ruby on Rails

What the Team is Saying

The Company
San Francisco, CA
110 Employees
Hybrid Workplace
Year Founded: 2019

What We Do

Kikoff is a personal finance platform that offers the simplest credit-building solution out there: $0 fees, 0% interest, and no credit pull.

Your credit score is the foundation of your financial health – yet most people don’t have the credit score they deserve. That’s why Kikoff built the most accessible and affordable credit-building solution – it’s also the fastest growing and the top-rated credit building mobile app. Kikoff works whether you’re new to credit or looking for an extra boost.

Building credit is just the start; Kikoff is building a personal finance platform designed to help consumers achieve financial wellness. Driven by the co-founders’ and team’s personal experiences, Kikoff’s mission is to provide refreshingly fair, effective, and simple pathways to meet your financial goals.

Kikoff is a Series B company and has raised over $42 million in total funding. Investors include Portage Ventures, Lightspeed Venture Partners, GGV, Coatue, Core Innovation Capital, and basketball star Stephen Curry. Kikoff was founded in 2019 and is headquartered in San Francisco, California.

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Kikoff Offices

Hybrid Workspace

Employees engage in a combination of remote and on-site work.

We are in a hybrid schedule of 3 days a week onsite.

Typical time on-site: 3 days a week
San Francisco, CA

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