Block
Our purpose is economic empowerment.
Remote
Hybrid

Senior Data Scientist, Square Banking

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Employer Provided Salary: 120,700-213,000 Annually
Salary data is provided by the employer. Please note this is not a guarantee of compensation.

Company Description
Square builds common business tools in unconventional ways so more people can start, run, and grow their businesses. When Square started, it was difficult and expensive (or just plain impossible) for some businesses to take credit cards. Square made credit card payments possible for all by turning a mobile phone into a credit card reader. Since then Square has been building an entire business toolkit of both hardware and software products including Banking, Commerce, Staff and Customers.
Today, we are a partner to sellers of all sizes - large, enterprise-scale businesses with complex operations, sellers just starting, as well as merchants who began selling with Square and have grown larger over time. As our sellers grow, so do our solutions. We're working to find new and better ways to help businesses succeed on their own terms-and we're looking for people like you to help shape tomorrow at Square.
Job Description
Square Loans has revolutionized the way businesses obtain the funding needed to achieve their goals. Unlike traditional business financing products, Square Loans are extended to pre-qualified sellers. If approved after a short application, sellers receive their funds as soon as the next business day, and repayment happens as a fixed percentage of daily card sales.
Within Square Banking, the Square Loans team is working to help sellers of all sizes to get funding with their most acceptable repayment structure and bring our successful US lending products to international markets. As a Data Scientist on the Square Loans team, you will partner with cross functional stakeholders like Product, Credit Policy, Engineering, and Operations to shape and execute strategies that expand credit eligibility, enhance loan gross profit, and improve cohesive banking user experience on a global scale.
You will:

  • Be a strategic partner to influence product roadmap and guide Square Loans team to navigate through product opportunities
  • Operate cross-functionally and build strong partnerships with PM, Engineers, Credit Policy, Finance and Strategy, etc.
  • Design and lead A/B testings for Loans growth and Loans repayment optimization
  • Influence stakeholders to focus on product gaps and opportunities with quantifiable business and customer impact
  • Identify and develop a strong understanding of lending products and ideal customer profile with data exploration
  • Design and own business metrics for measuring lending products success

  • Qualifications
    You have:

    • 5+ years of Data Science or other quantitative field
    • Familiarity with product data science, understanding and tracking user behavior using analytical lenses like engagement, conversion, cohorts, segmentation and funnel analysis.
    • Experience collaborating and building relationships with cross-functional stakeholders, influencing business decisions with data.
    • Ability to lead initiatives across multiple product areas and communicate findings with leadership and product teams.
    • Advanced proficiency with data, analytics, and visualization technologies (we use SQL, Looker, and Python).
    • (Preferred) Experience in business lending, banking or payment services


    Qualifications
    You have:

    • 5+ years of Data Science or other quantitative field
    • Familiarity with product data science, understanding and tracking user behavior using analytical lenses like engagement, conversion, cohorts, segmentation and funnel analysis.
    • Experience collaborating and building relationships with cross-functional stakeholders, influencing business decisions with data.
    • Ability to lead initiatives across multiple product areas and communicate findings with leadership and product teams.
    • Advanced proficiency with data, analytics, and visualization technologies (we use SQL, Looker, and Python).
    • (Preferred) Experience in business lending, banking or payment services
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    What are Block Perks + Benefits

    Block Benefits Overview

    At Block, we want to provide you with benefits, perks, and offerings that empower you to make choices for your life and what matters to you. We understand the importance of having quality care. So, whatever stage of life you’re in, we offer coverage and plans to support total health — physical, mental, and financial — for you and your family.

    Culture
    Volunteer in local community
    Partners with nonprofits
    OKR operational model
    Team based strategic planning
    Open office floor plan
    Employee resource groups
    Employee-led culture committees
    Hybrid work model
    Flexible work schedule
    Remote work program
    Diversity
    Dedicated diversity and inclusion staff
    Mandated unconscious bias training
    Diversity employee resource groups
    Hiring practices that promote diversity
    Diversity recruitment program
    Health Insurance + Wellness
    Flexible Spending Account (FSA)
    Disability insurance
    Dental insurance
    Vision insurance
    Health insurance
    Life insurance
    Wellness programs
    Mental health benefits
    Wellness days
    Abortion travel benefits
    Financial & Retirement
    401(K)
    401(K) matching
    Company equity
    Employee stock purchase plan
    Performance bonus
    Pay transparency
    Child Care & Parental Leave
    Childcare benefits
    Generous parental leave
    Family medical leave
    Adoption Assistance
    Fertility benefits
    Vacation + Time Off
    Generous PTO
    Paid holidays
    Paid sick days
    Flexible time off
    Floating holidays
    Bereavement leave benefits
    Office Perks
    Company-sponsored outings
    Free snacks and drinks
    Some meals provided
    Company-sponsored happy hours
    Onsite office parking
    Relocation assistance
    Fitness stipend
    Professional Development
    Job training & conferences
    Lunch and learns
    Promote from within
    Mentorship program
    Online course subscriptions available
    Customized development tracks
    Personal development training
    Virtual coaching services
    Apprenticeship programs

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