Senior Data Scientist, Engineering at Credit Karma

| San Francisco
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Credit Karma is a mission-driven company, focused on championing financial progress for our more than 100 million members in the U.S., Canada and U.K. While we're best known for pioneering free credit scores, our members turn to us for tips as they work on their financial goals, including helping them monitor their credit, identity monitoring, searching for credit cards, shopping for loans (car, home and personal), filing their taxes with Credit Karma Tax and growing their savings* -- all for free. Credit Karma has grown significantly through the years: we've added more than 70 million members in the last five years alone and now have more than 1,100 employees across our offices in San Francisco, Charlotte, Los Angeles, Leeds, London and soon Oakland.
Credit Karma’s fast growing Data Sciences team is seeking an expert Senior Data Scientist. This role will allow a motivated individual to make a significant impact across the organization by delivering the most relevant content to our users and by helping drive accelerated revenue growth.
*Banking services provided by MVB Bank, Inc., Member FDIC

What the job entails

  • Partner with stakeholders across the organization to identify high-impact opportunities to leverage our extensive data to better serve our users.
  • Drive the creation of comprehensive datasets encompassing user profiles and behaviors, and incorporating a wide variety of signals and data types.
  • Assess the potential usefulness and validity of new statistical approaches and data sources.
  • Build complex predictive models to substantially improve and continuously optimize user engagement and revenue generation.
  • Rapidly develop proof-of-concept prototypes to prove out hypotheses.
  • Reach across multiple functions, such as Product Management and Data Engineering, to implement the models into production and to monitor their performance.
  • Motivate and mentor other data scientists to grow their skills and careers.

Our ideal candidate

  • Advanced Degree (Ph. D./MS) in Statistics or a related quantitative discipline.
  • 6+ years of experience building and implementing complex models in a fast-paced corporate environment, ideally dealing with problems relevant to revenue, product, and/or marketing.
  • Experience with advanced modeling techniques, such as collaborative filtering, matrix factorization, time series analysis, and mixed-effect models, and learning techniques such as boosting and random forests.
  • Expert knowledge of R, Python, and SQL, or similar industry standard tools used for large-scale data analysis and modeling.
  • Experience with Machine Learning and Big Data technologies such as Map/Reduce, Hadoop, Hive, and Spark is a big plus.
  • Programming experience in Scala, Java, or C++, and familiarity with UNIX command line and core tools would be very helpful.
  • Recent experience with a consumer facing online company and/or prior exposure to consumer financial products is highly desirable.
  • Self-motivated, results oriented, enthusiastic, and a creative thinker.

Equal Employment Opportunity
 
Credit Karma is committed to a diverse and inclusive work environment. We believe that such an environment advances long-term professional growth, creates a robust business, and supports our mission of championing financial progress for everyone. We offer generous benefits and perks with a single eye to nourishing an inclusive environment that recognizes the contributions of all and fosters diversity by supporting our internal Employee Resource Groups. We’ve worked hard to build an intensely collaborative and creative environment, a diverse and inclusive employee culture, and the opportunity for professional growth.
 
As part of the Credit Karma team, your voice will be heard, your contributions will matter, and your unique background and experiences will be celebrated. Credit Karma is also proud to be an Equal Opportunity Employer. We welcome all candidates without regard to race, color, religion, age, marital status, sex (including pregnancy, childbirth, or related medical condition), sexual orientation, gender identity or gender expression, national origin, veteran or military status, disability (physical or mental), genetic information, or any other protected characteristic. We prohibit discrimination of any kind and operate in compliance with the San Francisco Fair Chance Ordinance.
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Technology we use

  • Engineering
    • GolangLanguages
    • JavaLanguages
    • JavascriptLanguages
    • KotlinLanguages
    • PythonLanguages
    • RLanguages
    • ScalaLanguages
    • SqlLanguages
    • SwiftLanguages
    • Objective-CLanguages
    • TypescriptLanguages
    • ReactLibraries
    • ReduxLibraries
    • AngularJSFrameworks
    • Backbone.jsFrameworks
    • HadoopFrameworks
    • Node.jsFrameworks
    • SpringFrameworks
    • TensorFlowFrameworks
    • KubernetesFrameworks
    • KafkaFrameworks
    • GraphQLFrameworks
    • HiveDatabases
    • MongoDBDatabases
    • MySQLDatabases

Location

Credit Karma San Francisco is located in the heart of the city, with a ton of great restaurants, shops and above a subway and bus stop!

What are Credit Karma Perks + Benefits

Credit Karma Benefits Overview

Health and Wellness
Our employees’ physical and mental well-being is important to us. We offer competitive benefits to make sure employees are taken care of inside and outside of the office. We offer medical, dental, vision, mental health and life insurance coverage. We also offer a 401(k) matching plan, paid time off, holidays (including your birthday), and generous paid bonding for all new parents within the first year of birth. In addition to gym subsidy, we offer yoga, meditation sessions and a spa to relax. And because the belief is that all employees should share in the success of Credit Karma, every one receives stock options.

Professional Development
Credit Karma is committed to learning and development programs for employees, both professionally and personally. We offer a generous annual stipend for continued education, training workshops, conference opportunities, etc. We also have mentorship, coaching for developing leaders and a people manager onboarding program. Our Internal mobility program is designed to help our employees take ownership of their career and make progress within Credit Karma.

Perks
The fun and relaxed office environment means a casual dress code, ping-pong breaks, arcade games, and regular company events, such as happy hours, field day, and sporting events. Employees never go hungry with a fully stocked kitchen, filled with breakfast foods, drinks, and endless snacks. There is even an onsite barista.

Health Insurance & Wellness Benefits
Dental Benefits
Vision Benefits
Health Insurance Benefits
Life Insurance
Wellness Programs
Retirement & Stock Options Benefits
401(K) Matching
Company Equity
Child Care & Parental Leave Benefits
Child Care Benefits
Generous Parental Leave
Vacation & Time Off Benefits
Generous PTO
Paid Volunteer Time
Paid Sick Days
Perks & Discounts
Company Outings
Game Room
Stocked Kitchen
Happy Hours
Professional Development Benefits
Job Training & Conferences
Lunch and learns
Mentorship program