Earnest empowers people with the financial capital they need to live better lives.

We're an accomplished team of technology, finance, and design geeks who believe consumer lending can be radically improved and are doing something about it. We are disrupting the trillion dollar student loan industry by redefining what it means to be creditworthy. We created a company that combines data science, streamlined design, and technology to:

• Build products that simplify the lending process
• Personalize loans to suit the needs of our customers
• Engage with our customers through more human experiences

Our culture is one that values transparency and blameless problem solving. Earnest has a strong track record of employee growth and career progression. Earnies are empathetic, product-focused, proactive, and curious.

The Director, Financial Planning & Analysis (FP&A) is an essential position with involvement in Financial Planning and Forecasting for Earnest, including monthly/quarterly/annual/multi-year forecasts, and annual business planning. You will have a high degree of technical skills in using and creating financial models for multiple areas within FP&A using Excel, SAS and other data tools. You will help analyze new business opportunities, and prepare materials for Executive meetings. You are compelled to use financial modeling tools to provide high-quality analytics to the management team. As the Director, FP&A, you will report to the CFO and you will:

• Make recommendations for Model enhancements to increase efficiency and refine reporting.
• Develop plans for Model enhancements
• Review product line P&L's and communicate results to senior management 
• Help research and communicate results comparing actual vs forecast and plan to senior executives monthly with insight on main drivers/trends
• Oversee financial analysis when evaluating pricing, valuation and operational decisions
• Review and manage flow and balance of work within group and assign duties and match workload to skill levels of staff

Ideal background and expertise:

• 8+ years experience in financial analysis, financial services, corporate accounting or public accounting
• 5+ years experience in financial modeling/forecasting
• Management experience
• Expertise in Modeling tools including SAS

Earnest Perks & Benefits:

• Health, Dental, & Vision benefits plus savings plans
• Employee Stock Purchase Plan
• 401(k) plan to help you save for retirement plus a company match
• Tuition reimbursement program
• $1000 flight on each Earnie-versary to anywhere in the world and 25 days of annual PTO
• Great culture with an awesome team

Earnest provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics. Qualified applicants with criminal histories will be considered for the position in a manner consistent with the Fair Chance Ordinance.