Experienced Software Engineer, Payments Platform

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Why TrueAccord?


TrueAccord is a category-defining company. We combine machine learning with a human-based approach to transform debt resolution and to get people on the path towards financial health. Every year, more than 70 million Americans have negative experiences dealing with debt. We are changing this by providing a personalized digital experience that guides lenders and consumers through this challenging financial process.


With a world-class leadership team, passionate team members, and proprietary predictive models trained on years worth of transactional data, TrueAccord is well-positioned to deliver on a huge opportunity: helping millions of consumers to regain and keep their financial footing while lowering the cost of doing business for creditors across many industries.


Engineering at TrueAccord


TrueAccord is growing at a prodigious rate. Our systems are reaching challenges of scale as we approach tens of millions of transactions per week. In response to the onboarding of large clients and new features, some systems are actively evolving while others are being rebuilt from scratch.


We work with a mix of languages and technologies, including Scala, Java, Go and Python across our stack. We believe in using the right tool for the job and value simple solutions over beautiful ones.


The Role of an Experienced Software Engineer


An experienced Engineer would be a Senior, Staff, or Principal Engineer.


As an Experienced Software Engineer on the Payments Platform you’ll be helping to rebuild our payments infrastructure from the ground up. A great candidate would already have payments experience, but an even better candidate recognizes the importance of building provably correct systems along with strategies for error detection and resolution. We’ll be building an event driven platform designed around the concepts of idempotency, replayability and strong auditability.


You’ll be responsible for helping to guide and shape the evolution of the payments ecosystem and will take on large portions of the implementation yourself. Much of the new platform will be written in Go and Java, but legacy systems use Scala, so functional programming experience is a plus.


We highly value code quality, maintainability, and simplicity. Your average workday will involve writing and reviewing code, scoping and validating ideas, and mentoring those around you

You have

  • A significant amount of relevant software engineering experience in one of the languages we use (Scala, Java, Go, Python)
  • The confidence to work with a high level of autonomy
  • The ability to lead technical architecture discussions and help drive technical decisions
  • An intuition on what makes great software, and the ability to explain it

You might also have

  • Payment systems experience
  • Experience in Functional Scala
  • Experience in AWS, Docker, Kubernetes, similar technologies
  • Experience in event-driven architecture and domain-driven design
  • Experience mentoring and educating those around you



Benefits, Perks, and Culture


- Everything you need to work remotely

- Work with talented and motivated people in a fast-paced mission-driven environment

- Medical/dental/vision insurance, 401k (with match), flex spending plan, and life insurance

- Family-friendly policies - parental leave, flexible work from home

- Unlimited PTO

- Transportation benefits


We offer a healthy work environment that continuously builds an inclusive and diverse culture where everyone is able to develop the best version of themselves. We are a dynamic group of people who are subject matter experts with a passion for change. Our teams are crafting solutions to big problems every day. If you’re looking for an opportunity to do impactful work, join TrueAccord and make a difference.


Our Dedication to Diversity & Inclusion


TrueAccord is an equal opportunity employer. We promote, value, and thrive with a diverse & inclusive team. Different perspectives contribute to better solutions and this makes us stronger every day. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. 

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Technology we use

  • Engineering
  • Product
  • Sales & Marketing
    • GolangLanguages
    • JavaLanguages
    • JavascriptLanguages
    • KotlinLanguages
    • PythonLanguages
    • ScalaLanguages
    • SqlLanguages
    • TypescriptLanguages
    • ReactLibraries
    • FlaskFrameworks
    • Node.jsFrameworks
    • SparkFrameworks
    • TensorFlowFrameworks
    • MySQLDatabases
    • RedisDatabases
    • SnowflakeDatabases
    • Google BigQuery (migrating to Snowflake)Databases
    • AWSDatabases
    • Google AnalyticsAnalytics
    • MixpanelAnalytics
    • LookerAnalytics
    • Google BigQueryAnalytics
    • FullStoryAnalytics
    • InVisionDesign
    • SketchDesign
    • ConfluenceManagement
    • JIRAManagement
    • TrelloManagement
    • SalesforceCRM

Location

San Francisco, CA 94105

An Insider's view of TrueML

What are some social events your company does?

There are a growing number of public and private offerings available to all employees. Since we are mainly a remote environment, there are bi-monthly meetings designed to explore & celebrate mental health, physical wellness, gender, race, and equity. Leadership is also very diligent in organizing department offsites.

Eric

Sales Representative

What does your typical day look like?

A day at TrueML is fun as it’s truly different day-to-day. It can include defining requirements, working with Engineers, talking to our customers or clients, discussing new initiatives in the pipeline, building buy-in into our roadmap, and more. It's a mix of meetings, Slack conversations, and in-person working sessions and is never predictable.

Nisha

Senior Product Manager

How does the company support your career growth?

Beautiful things can happen if you work diligently and communicate your goals to your manager. For example, my current role, Paralegal Operations Analyst II, is a "hybrid role" because I expressed interest in learning about operations. I also expressed interest in a leadership role and was placed in the company's management development series!

Leana

Paralegal Operations Analyst II

What is your vision for the company?

We began our journey by launching the first digital collection agency, TrueAccord. Throughout the years, we've learned where TrueML can create value for those in debt. Having interacted with tens of millions of consumers, TrueML is in a unique position to promote its ultimate vision: A world in which no one gets locked out of the financial system.

Nadav

Co-Founder & Chief Innovation Officer

What's something quirky about your company?

The TrueAccordians represent a virtual band experience made up of employees from all over the company. With lyricists, singers, pianists, drummers, and even a saxophonist to boot, this unique extracurricular is easily a favorite work perk.

Candace

Content Specialist

What are TrueML Perks + Benefits

TrueML Benefits Overview

We offer:
*** Unlimited PTO policy
*** Paid time off to volunteer
*** Paid training and certifications
*** We promote work/life harmony
*** Paid holidays
*** Health (PPO, EPO, and HMO), dental, and vision benefits
*** 401K with generous matching!
*** Voluntary additional life and AD&D insurance

TrueML covers 95% of the premium cost for employees and 65% for their dependents’ medical, dental, and vision coverage. TrueML covers 100% of the premium for employee Basic life and AD&D, and short- and long-term disability coverage.

Culture
Volunteer in local community
We recently implemented 16 hours of paid time off to volunteer in the communities where our offices and employees are located as a way to do our part in any way we can!
Open door policy
OKR operational model
Team based strategic planning
Pair programming
Flexible work schedule
Remote work program
While only certain positions are 100% remote, we have a flexible WFH policy. All WFH details are discussed and determined with your manager.
Diversity
Highly diverse management team
Mandated unconscious bias training
Hiring practices that promote diversity
TrueML partners with organizations (NPower, Divergence Academy, Upwardly Global, WILPower) that assist underrepresented groups (People of color, Women, and Veterans) in finding positions.
Health Insurance + Wellness
Flexible Spending Account (FSA)
Healthcare Limit: $2,850 Dependent Care Limit (13 and under + elder care): $5,000
Disability insurance
100% employer paid for STD and LTD benefits.
Dental insurance
MetLife Dental PPO
Vision insurance
MetLife Vision
Health insurance
We offer Kaiser Permanente (HMO in California only) and two different Cigna plans. Please ask recruiter for details.
Life insurance
Basic life insurance is equal to 2 times an employee's annual salary up to $500,000. Additionally, employees have the ability to opt into a voluntary life and AD&D insurance plan.
Wellness programs
Employees enjoy free access to the Wellness Coach mobile app. This app offers mental, financial, physical, and emotional well-being resources. Additional perks are available through Cigna health.
Team workouts
TrueML employees have a dedicated #Peloton Slack channel and participate in a weekly team ride every Tuesday!
Mental health benefits
Besides our EAP, Claremont, we offer Wellness Coach, Happify, Ginger, and Talkspace to ensure our employees are taking care of their mental health.
Financial & Retirement
401(K)
Administered by Charles Schwab
401(K) matching
TrueML will match 100% on the first 3% of eligible compensation and 50% on the next 2% of eligible compensation that is contributed by the employee. Eligible on date of hire.
Company equity
TrueML offers stock options to employees because we believe in the power of equity!
Performance bonus
Bonuses are based on company performance and paid annually.
Child Care & Parental Leave
Generous parental leave
Family medical leave
Vacation + Time Off
Unlimited vacation policy
Paid volunteer time
TrueML is proud to offer employees 16 hours of paid volunteer time off to give back to our community.
Paid holidays
Office Perks
Commuter benefits
Company-sponsored outings
Free snacks and drinks
TrueML has a fully stocked snack area, an all-in-one coffee machine, and a huge wall of healthy snacks in our Lenexa office location!
Company-sponsored happy hours
Virtual happy hours are hosted quarterly.
Home-office stipend for remote employees
Remote employees are given a one-time stipend to spruce up their home office.
Professional Development
Job training & conferences
TrueML offers employees professional development opportunities like the ability to attend job-related conferences and seminars.
Lunch and learns
Some departments, like Engineering and Product, hold lunch and learns that happen semi-monthly.
Promote from within
Continuing education available during work hours
Customized development tracks
Paid industry certifications

Additional Perks + Benefits

Unlimited PTO is not just a gimmick here at TrueML. We partner closely with the management team to ensure all employees are encouraged to leverage this benefit to recharge, explore, and enjoy their life.

Our employees asked for volunteering time off, and we delivered! All employees are allotted 16 hours of paid volunteer time off to give back to their community. We incorporate volunteering into our department offsites and Executive visits across the country.

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