Companies Affirm

Affirm

San Francisco

Total Offices: 3

2,200 Total Employees

Year Founded: 2012

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Engineering 30 Data & Analytics 8 Product Management 8 Finance 6 Operations & Support 6 Cybersecurity 5 Program & Project Management 4 Sales 4 Customer Success & Experience 3 AI & Machine Learning 3 Marketing 3 HR & Recruiting 2 Legal 2 Supply Chain & Procurement 1

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Affirm Compensation & Benefits in San Francisco

Updated on September 16, 2026

How are the compensation & benefits at Affirm?

The San Francisco office is characterized by company‑paid healthcare, expansive time‑off programs, and strong parental and family‑planning support. Together, these dynamics suggest the San Francisco location offers a high‑value total rewards experience that reduces costs while supporting time away and major life moments.

Key Insight for Candidates

Fully employer-paid medical, dental, and vision—$0 premiums for employees and dependents—is a defining Affirm benefit. For San Francisco employees, this delivers predictable, transparent healthcare costs (including California options like Kaiser), materially boosting total rewards.

Evidence in Action

Zero-Premium Health Coverage — Zero-premium healthcare for employees and dependents in 2026 means Affirm pays 100% of medical, dental, and vision premiums. This reduces out-of-pocket costs for San Francisco employees and families and boosts total rewards value.
Forma Wallet Stipends — Forma-administered Wallets include a $450/month Lifestyle Wallet, a $200/month Tech Wallet, and a S.A.F.E. family‑building wallet with a $20,000 lifetime maximum. This gives San Francisco employees flexible, predictable funds for wellness, home-office, and family-planning needs.

Positive Themes About Affirm

Affordable Benefits: In the San Francisco office, healthcare includes no‑premium options for medical, dental, and vision for employees and dependents, with plan costs clearly published on the public benefits portal. This structure minimizes out‑of‑pocket costs by covering premiums rather than requiring payroll deductions.
Leave & Time Off Breadth: San Francisco employees have access to a wide mix of paid time off, including flexible vacation for exempt roles, accrued vacation for non‑exempt roles, Health Days, bereavement, Life Happens leave, and paid jury duty. Company‑wide Away Days are positioned as meeting‑light recharge days rather than extra PTO and are set on an annual calendar.
Parental & Family Support: The San Francisco team is eligible for extended paid parental leave for both birth and non‑birth parents plus a structured, full‑pay transition period upon return. Family‑forming support is reinforced by a dedicated wallet for adoption, surrogacy, fertility, and certain storage costs, along with resources like Maven and Parentaly.