Teams at Citizens Business Bank

Analyzes business and individual credit requests by reviewing financial statements, tax returns, and cash flows. Prepares clear and accurate Reports of Credit Extended, identifies missing information, evaluates policy compliance, and coordinates with branch personnel and credit management. May assist with training junior credit officers and trainees while ensuring adherence to bank policies and applicable laws.

Manages a portfolio of commercial banking clients and develops relationships that generate commercial loans, deposits, and other banking products. Supports Center sales, service, budgeting, compliance, lending policy, audit, and CRA efforts. Maintains existing relationships, grows new business, participates in community activities, and manages personal sales efforts to achieve deposit, loan, and earnings goals.

Manages a portfolio of commercial banking clients, develops relationships that generate commercial loans, deposits, and other banking products, and supports center sales, service, budget, compliance, audit, and growth objectives. Participates in community activities, manages personal sales efforts, supports client retention and acquisition, and helps ensure lending and operating policies are followed.