Teams at Earnest

Architects and manages AWS infrastructure and multi-account cloud foundations for a regulated lending platform. Establishes reliability standards, observability, incident response, Infrastructure-as-Code, CI/CD, security controls, and cost optimization practices. Partners across engineering and security, mentors engineers, conducts design reviews and post-incident analyses, and builds scalable cloud and developer-platform capabilities.

The Senior Marketing Analyst measures and optimizes marketing channel performance across paid, lifecycle, direct mail, and partnership channels. Responsibilities include designing experiments and incrementality tests, applying attribution and ROI methodologies, building scalable reporting pipelines and dbt data models, improving data quality, and translating complex analyses into actionable recommendations for marketing leaders. The role partners with channel managers, analytics engineering, data platform teams, and senior stakeholders to drive data-informed growth.

Owns end-to-end credit risk, underwriting, fraud detection, collections, and loss forecasting models. Leads model development, validation, backtesting, monitoring, and production deployment while partnering with Risk, Product, Engineering, Finance, Compliance, and Capital Markets. Serves as a risk modeling subject matter expert, mentors data scientists, supports model governance and fair lending analysis, and communicates findings to senior leadership.