Teams at EXL

Develop and optimize data-driven marketing strategies for credit card products. Responsibilities include campaign analytics, modeling, experimentation, funnel and ROI analysis, direct mail campaign execution, KPI definition, dashboard development, data pipeline validation, and performance monitoring. The role partners with marketing, product, business leaders, and external stakeholders to identify growth opportunities, communicate insights, and drive profitable member acquisition and retention.

Supports the structuring, execution, closing, funding, and ongoing management of capital markets and asset-backed financing transactions. Responsibilities include comparing investor terms, negotiating transaction agreements, coordinating closings, reconciling first fundings, monitoring facility performance and covenants, maintaining compliance dashboards, managing cash movements, and resolving post-closing issues with internal teams and investors.

Analyze, develop, test, and optimize credit policies covering underwriting, credit line assignment, loan amounts, and risk-based pricing. Use SQL and Python to translate strategies into business rules, assess portfolio impacts, monitor risk and performance KPIs, identify growth opportunities, and recommend policy changes. Collaborate with Risk, Product, Technology, and Operations teams to implement credit strategies and communicate findings to stakeholders.