Benefits at SoFi

We’re committed to fostering an environment where employees understand how they’re doing, where they’re going, and how to get there—with compensation programs designed to attract, retain, and reward talented people who believe in our mission.

Financial + Retirement


SoFi's 401(k) retirement plan helps our employees set aside income they will need in the future.

Company equity

SoFi offers stock options through its employee profit sharing program, including vesting over a four-year period.

Performance bonus

SoFi's performance bonus plan is paid out quarterly when employees meet targets set by their direct supervisors.

Child Care + Parental Leave

Childcare benefits

Through, parents have access to in-home or in-center vetted and subsidized care for your children when regular care is not available.

Company sponsored family events

Family medical leave

Generous parental leave

SoFi will provide up to 8weeks of paid parental leave to employees following the birth of an employee’s child or the placement of a child with an employee in connection with adoption or foster care.

Office Perks

Commuter benefits

SoFi's commuter benefits can help employees save money by paying for commuter expenses with pre-tax dollars up to $270 per month.

Company-sponsored outings

Pre-COVID-19 pandemic we had annual holiday parties, team offsites, and more. With COVID, we have zoom talent shows, take your parents/children to work zoom events, and more!

Fitness stipend

SoFi offers employees more convenience, flexibility and gym options, thanks to our partnership with Gympass.

Free daily meals

SoFi provides catered lunches at some locations and offers lunch cards to those employees where catered lunch is not provided in the office.

Company-sponsored happy hours

SoFi encourages employees to hang out after work!

Free snacks and drinks

All SoFi offices have stocked kitchens included unlimited snacks, coffee, tea, Kombucha, and beer on tap!

Some meals provided

SoFi provides catered lunches at some locations and offers lunch cards to those employees where catered lunch is not provided in the office.

Professional Development

Continuing education stipend

We want to help our employees achieve financial freedom, just like our members. That’s why we contribute $200 per month toward your student loans to help pay down student debt,

Customized development tracks

Job training & conferences

SoFi offers frequent training, mentorship opportunities, and leadership programs to develop our people. We also cover tuition costs for approved programs, up to $5,250 per year.

Mentorship program

SoFi's Grow Mentorship program seeks to inspire and elevate our most underrepresented employees by fostering professional development and by giving allies the chance to take action.

Paid industry certifications

This perk depends on the organization, but our Engineering, Product & Design, plus Operations team offers top performers paid industry certifications to develop their careers.

Promote from within

Lunch and learns

Each organization at SoFi offers regular lunch and learns to give employees visibility to company & industry leaders.

Tuition reimbursement

SoFi offers frequent training, mentorship opportunities, and leadership programs to develop our people. We also cover tuition costs for approved programs, up to $5,250 per year.

Health Insurance + Wellness

Dental insurance

SoFi's Delta Dental plan provides employees the flexibility to choose any dentist in‐network or out‐of‐network and still receive benefits.

Disability insurance

SoFi's disability insurance benefit is 60% of an employee's base salary up to a maximum of $5,000/month for short term disability, and $10,000/month for long term disability.

Flexible Spending Account (FSA)

SoFi's Flexible Spending Account (FSA) lets employees pay for dependent care and eligible out-of-pocket healthcare expenses with pre-tax contributions of up to $2,750 annually.

Health insurance

SoFi employees receive comprehensive health, vision, dental, life insurance, and disability benefits—as well as flexible time off, fitness, fertility, and family planning options.

Life insurance

SoFi pays for 1 times employees annual salary for Basic Life and AD&D Insurance, and employees have the option to purchase additional life insurance.

Pet insurance

Employees have the choice of 2 plans with 50%, or 70% reimbursement on vet bills including accidents, illnesses and hereditary conditions up to $7,500 annually.

Vision insurance

SoFi's vision plan provides 100% coverage for annual eye exams through VSP choice doctors, plus offers additional discounts for frames and laser vision repair.

Wellness programs

SoFi offers a variety of benefits to support employees and their families in attaining and maintaining good health — both physically and mentally. Incl: health club discounts, therapy, and more.

Mental health benefits

SoFi partners with Modern Health, which provides support to help people reduce stress, feel more engaged, and be happier. Employees and dependents can receive up to 6 therapy sessions + other support.


Diversity manifesto

Highly diverse management team

We have set an ambitious goal of increasing URG representation in management to 50% by 2023. As of 10/1/2021, 37.5% of our managers identify as an underrepresented group.

Mandated unconscious bias training

Required for all employees as part of our DE&I programs to educate our workforce, enable them with the tools to eliminate unconscious bias, and to ensure fairness & clarity in hiring and retention.

Diversity employee resource groups

SoFi proudly sponsors eight employee resource groups, called Circles. These groups build high-trust relationships and foster a sense of belonging for the diverse communities represented at SoFi.

Hiring practices that promote diversity

We anchor our interview process to identified success competencies associated with each role vs informal interviewing.


Volunteer in local community

Launching in February 2022 we will offer employees up to 16 hours a year to volunteer for causes they are most passionate about in order to support the communities in which we live and work.

Flexible work schedule

SoFi offers flexible schedules for all employees, including a hybrid in-office/work-from-home environment. We also have SoFridays where we encourage employees to sign off early when they can.

Open office floor plan

Pair programming

Remote work program

Employees are encouraged to work with their manager to determine the best future work environment - full-time remote, hybrid, or full-time in office.

Team based strategic planning

OKR operational model

Vacation + Time Off

Generous PTO

We offer unlimited PTO for all full-time, non-exempt employees.

Paid volunteer time

Coming soon through SoFi Gives - our new volunteer program that includes time off for employees to volunteer.

Paid holidays

Paid sick days

SoFi offers a variety of comprehensive paid sick days based on employee location and employment type.

Unlimited vacation policy

Additional Perks + Benefits

Our people are our greatest differentiator - if we take care of our people, they will take care of our members. That's why we offer comprehensive, flexible benefits and perks that support their physical, mental, and emotional wellbeing so they can bring their best selves to work.

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