Senior Portfolio Analyst
Chime is the largest and fastest-growing player in the challenger-banking space, providing mobile and online banking technology in the U.S. on behalf of partner banks and facilitating over 10M accounts with no physical branches. We’re a technology company relentlessly focused on helping our members achieve financial peace of mind. That’s why we offer access to an award-winning bank account that doesn’t charge a ton of traditional bank fees, can give members early access to their paychecks, and enables members to grow their savings automatically. And we’re just getting started. We are proud of our mission, devoted to our members, and passionate about applying technology to the challenge of making financial health a reality for everyone.
We have one of the most experienced management teams in Fintech and have raised over $800M in funding from DST, General Atlantic, Iconiq, Coatue, Dragoneer, Menlo, Access, Forerunner, and others. If you’re looking to join a fast-growing company with a beloved, daily-use product and an authentic mission that puts people first, we want to meet you.
About the Role
We are looking for a seasoned analyst who is data-driven and has strong analytical & technical skills. In this role, you will report to our Head of Credit Risk and will play a key role in managing losses for all our credit products. You’ll work closely with product, data engineering, analytics and finance teams and will interact with business stakeholders across many departments.
Responsibilities
- Responsible for forecasting and monitoring the portfolio performance of our no-fee overdraft product (SpotMe).
- Compare the actual performance of SpotMe product against expectations and report out on the results by creating dashboards
- Work closely with data engineering, machine learning, and analytics teams to maintain credit portfolio performance-related data tables and looker views
- Answer ad-hoc requests from risk, finance and product teams related to performance of credit products
- Analyze results of A/B tests and make recommendations on improving models/policies accordingly
Requirements
- Bachelor’s degree in Engineering, Math, Finance or other quantitative discipline; Masters degree with a quantitative focus is a plus
- 4-7 years of analytical experience, preferably at a FinTech company
- Excellent SQL programming and advanced Microsoft Excel skills
- Experience working in Looker or a similar business intelligence tool
- Experience in Python (or R or SAS or similar language)
- Experience designing A/B tests and analyzing the results to recommend product or credit policy changes
- Detail-oriented with exceptional organizational skills. Should be willing to get their hands dirty and solve hard analytical problems for the business
- Ability to work in a fast-paced environment and meet aggressive deadlines while ensuring flawless execution
- Excellent written and oral communication skills
- A strong passion for Chime’s mission
What we offer
- Competitive salary based on experience, medical and dental benefits, as well as a 401k match
- Free snacks and drinks, plus weekly catered lunches (when back in office!)
- Flexible vacation policy
- Monthly happy hours and company events
- A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help create a completely new kind of banking service.
We know great work isn’t done alone. We’re building a team of individuals to Chime in with their different strengths to benefit our employees and members. We strongly believe that different backgrounds and ideas are a competitive advantage; we hire candidates of any race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, Veteran status, and any other status. Chime is proud to be an Equal Opportunity Employer and will consider qualified applicants with criminal histories in a manner consistent with the San Francisco Fair Chance Ordinance. If you have a disability or special need that requires accommodation, please let us know. To learn more about how Chime collects and uses your personal information during the application process, please see the Chime Applicant Privacy Notice.