We unite everyday people to unlock their financial progress.

Chime was created because we believe everyone can unlock financial progress, and we want to develop solutions and services to empower people to succeed. The premise upon which we started Chime is simple: basic banking services should be helpful, transparent, and easy. Our easy-to-use tools and intuitive platforms give members the ability to have more control over their money and to take action toward achieving their financial ambitions.

By designing a member-centric banking app with easy-to-understand financial tools, we’re creating a more competitive market with options for everyday Americans. We offer access to accounts with no overdraft fees, provide members the chance to receive their pay up to 2 days early* with direct deposit, help them build credit history, and build financial literacy to hit their goals—among many other things.

Since 2012, we’ve grown our team to more than 1500 Chimers across 3 offices. But more than that, we’ve expanded the products and services we offer to our members based on member feedback. And in doing so, we’ve disrupted the banking industry and changed the conversation for everyday people about money on a national level.

Chime is a financial technology company, not a bank. Banking services are provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

*Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.


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San Francisco, CA, USA
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Chime Offices

Hybrid Workspace

Employees engage in a combination of remote and on-site work.

We offer a thoughtful hybrid work policy that combines in-office days and trips to team and company-wide events depending on location to ensure you stay connected to your work and teammates, whether you’re local to one of our offices or remote.

Typical time on-site: 2 days a week
San Francisco, California, USA

What the Team is Saying

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Articles We're In

View of SF financial district skyscrapers from the group looking up as buildings tower overhead
Published on September 05, 2024

46 San Francisco Fintech Companies Building the Future of Finance

When it comes to fintech, place rivals the San Francisco. Check out these Bay Area fintech innovators.

Brigid Hogan Brigid Hogan
Updated on August 27, 2024

In Honor of Women’s Equality Day, Learn How 2 Local Companies Support Women in Tech.

Chime and Taskrabbit are committed to building inclusive and equitable workplaces where women can thrive as they close the tech gender gap.

Photo: Shutterstock
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Conlan Carter Conlan Carter
Updated on July 11, 2024

Variety, Innovation and Human-Centric Culture: A Day in the Life of 2 Data Scientists

Built In San Fransisco sat down with two data science experts to learn how their teams make the most out of modern technology.

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Technology We Use

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