Top AI & Machine Learning Jobs in San Francisco, CA

Lead pricing modeling and experimentation to optimize margin, conversion, and retention. Build elasticity and willingness-to-pay models, run causal and bandit experiments, decompose merchant economics, and develop agentic deal tooling. Own end-to-end data pipelines, ETL, monitoring, and visualization. Evaluate AI systems for accuracy, bias, and drift, and partner with cross-functional teams to translate results into pricing strategy and automation.

Graduate research interns will own end-to-end projects to build customer world models and proactive intelligence: developing representation learning, foundation model, RL/agentic methods, evaluation frameworks, and shipping research into production to improve customer decision-making.

Lead end-to-end data science for Cash App lending products: define measurement frameworks, run experiments, evaluate model and policy performance, detect bias/drift, build decision support, and mentor junior data scientists while partnering with product, engineering, and risk.

Design, deploy, and maintain end-to-end ML-driven risk solutions at scale to detect and prevent fraud, abuse, and credit risk. Lead technical decisions, build ML tooling and processes, apply state-of-the-art models and third-party data, investigate emerging risk patterns, and collaborate with platform and cross-functional teams to ensure reliable real-time model operation.

Design, build, and operate production ML decision systems to detect and prevent payment fraud, account takeover, scams, and other abuse. Integrate diverse signals into low-latency serving and batch scoring, own feature pipelines and model lifecycle, develop AI-assisted triage and feedback loops, and partner cross-functionally to balance fraud reduction with legitimate customer access.

Design, build, and operate production ML systems that generate trusted signals for ranking, retrieval, recommendations, propensity/churn/LTV, and next-best-action decisioning. Define signal/data contracts, own feature and candidate generation through serving, experimentation, monitoring, and feedback loops, and evaluate long-term business impact, trust, fairness, and compliance. Partner across product, data, modeling, risk, and compliance and apply AI/agents to accelerate engineering and operations.

Lead architecture and technical strategy for AI-driven product quality systems using LLMs and agents. Build scalable evaluation frameworks, detect regressions, generate insights, and drive cross-functional adoption while mentoring engineers and defining standards for trustworthy AI.

Lead development and implementation of AI legal and compliance frameworks. Conduct cross-functional AI reviews, maintain governance docs (model cards, impact assessments), partner with engineering on transparency and fairness requirements, build incident response and monitoring processes, and scale AI legal review workflows.

Lead development and production of underwriting and credit decisioning models across Cash App Borrow and Afterpay. Own full modeling lifecycle: problem formulation, feature engineering, training, calibration, experimentation, deployment, monitoring, and iteration. Build decision frameworks, agentic engineering workflows, and collaborate with cross-functional partners to align model behavior with business and regulatory goals.

As a Staff Machine Learning Engineer, you will enhance credit modeling, manage full credit modeling stacks, and support innovations within regulated banking frameworks.