Oscilar Logo

Oscilar

AML SME

Reposted 2 Days Ago
Remote
Hiring Remotely in USA
205K-235K Annually
Mid level
Remote
Hiring Remotely in USA
205K-235K Annually
Mid level
The AML SME will represent practitioner insights in sales calls and product deployments, ensuring AML solutions meet industry standards across various institutions.
The summary above was generated by AI

Shape the future of trust in the age of AI
At Oscilar, we're building the most advanced AI Risk Decisioning™ Platform. Banks, fintechs, and digitally native organizations rely on us to manage their fraud, credit, and compliance risk with the power of AI. If you're passionate about solving complex problems and making the internet safer for everyone, this is your place.

Why join us:
  • Mission-driven teams: Work alongside industry veterans from Meta, Uber, Citi, and Confluent, all united by a shared goal to make the digital world safer.

  • Ownership and impact: We believe in extreme ownership. You'll be empowered to take responsibility, move fast, and make decisions that drive our mission forward.

  • Innovate at the cutting edge: Your work will shape how modern finance detects fraud and manages risk.

 
The AML expert in every room

Most people representing AML technology to customers haven't worked a case queue in years. The practitioners who have - the analysts and managers who've triaged alerts at 4pm on a Friday before a holiday weekend, filed SARs under deadline, and argued with a BSA officer about whether something warranted a filing - are rare. They're also the only people your future customers actually listen to.

That's the seat. You'll be the practitioner voice in every room: sales calls where a fraud analyst or BSA officer wants to know if we understand their workflow, agent deployments where an AML agent has to be calibrated against real typologies, and customer calls where someone needs a peer who has worked their kind of institution - not just a large bank.

This is an AML role to its core - advisory, strategy, customer operations, and customer advisory - for someone who lives and breathes financial crime. You'll build the playbook, not inherit one.

What you'll do:
  • On sales calls, you're the domain credibility. When a compliance officer at a fintech, a bank, or a Canadian credit union asks whether we understand their SAR/STR process, your answer comes from having done it. You'll work alongside our AEs and solutions engineers to drive adoption.

  • On AI Agent and deployment work, you define what "good" looks like for AML agent behavior. When an agent generates a SAR narrative or triages an alert, you're the person who knows whether that decision holds up in a real investigation — and can articulate why, to both the product team and the customer.

  • On customer calls, you're the practitioner peer when existing customers push Oscilar's AML capabilities into new use cases - implementation calls, QBRs, technical deep dives where AML judgment is the constraint.

  • On the product, you feed the roadmap from the bottom: what breaks in a 300-alert queue, where the auto-narrative doesn't match how a real analyst would write it, which typologies our detection misses for the populations you've worked. What you hear in the field this week shapes what ships next week.

What we're looking for:
  • You've spent most of your career in AML. Analyst, senior analyst, investigator, TM analyst, case manager, or AML manager. You've worked a case queue. You've fought with a transaction monitoring system that wouldn't let you close an alert the way you wanted to. You've personally written or meaningfully reviewed SARs (or STRs in Canada/UK), and you know what makes one defensible to an examiner. This is as much an advisory and strategy role as an operational one - you'll be the AML mind customers lean on - so program, policy, and advisory depth on top of that operational core is exactly what we want.

  • You've done this at more than one kind of institution. If your entire background is a single large bank, this isn't the right fit. We need someone who can walk into a call with a neobank in Canada, a mid-market payment company in the UK, and a community bank in Ohio - and credibly speak to what AML operations actually looks like in each. Different problems, different regulators, different tools. You know this firsthand, not from reading about it.

  • You've worked with technology, not just around it. You have an opinion on AI-assisted case management because you've used it or watched it be used. You understand explainability as a compliance concept - what an analyst needs when a supervisor asks "why did you close this alert" - not just a technical one. You're not threatened by automation; you're the person who can tell engineering why the first version of the SAR-narrative agent is wrong in ways that matter to a regulator.

Strong positives:

  • CAMS certification

  • Canada (FINTRAC / PCMLTFA) or UK/EU (FCA, JMLSG, AMLD) hands-on experience — we're growing fast in both markets

  • Fintech, neobank, or crypto AML experience — building programs with fewer resources and different customer populations than a legacy bank

  • Having used or evaluated tools like Actimize, Feedzai, Unit21, ComplyAdvantage, or Hawk AI, with a real comparative opinion

  • Having trained or managed junior analysts

The team you'll work with:

Oscilar's team spans two pedigrees: engineers who've built risk infrastructure at some of the most technically demanding companies in the world, and practitioners who've worked financial crime, fraud, and compliance at leading banks, fintechs, and payments networks across the US, UK, EU, and beyond.

You'll work day-to-day with Product, Customer Success, and Sales, and alongside the AML architecture and AI team. Calibrating and defending our AI agents in the field is part of the job - but it's not the whole job. You help drive AML across the company: the advisory and strategy our customers lean on, the operational judgment that keeps deployments honest, and the field signal that shapes the roadmap.

What success looks like in 90 days:
  • You've been on 50+ customer and sales calls, and GTM teams are pulling you in proactively - not being asked to.

  • You've identified and driven change on at least 3 specific AML product gaps the team didn't already know about.

  • The team treats you as the AML peer they didn't have before - someone they can hand a customer to without briefing you on what AML is.

  • You've spoken credibly to multiple distinct institution types - say, a Canadian bank, a payment company, and a fintech - in the same week.

Benefits
  • Compensation: Competitive salary and equity packages, including a 401k plan

  • Flexibility: Remote-first culture — work from anywhere

  • Health: 100% Employer covered comprehensive health, dental, and vision insurance with a top tier plan for you and your dependents (US)

  • Balance: Unlimited PTO policy

  • Technical: AI First company; both Co-Founders are engineers at heart; and over 50% of the company is Engineering and Product

  • Culture: Family-Friendly environment; Regular team events and offsites

  • Development: Unparalleled learning and professional development opportunities

  • Impact: Making the internet safer by protecting online transactions

 
HQ

Oscilar Palo Alto, California, USA Office

Palo Alto, CA, United States, 94301

Similar Jobs

17 Minutes Ago
Remote or Hybrid
3 Locations
90K-105K Annually
Senior level
90K-105K Annually
Senior level
Artificial Intelligence • Cloud • Fintech • Information Technology • Insurance • Financial Services • Big Data Analytics
The Life Solutions Consultant drives life insurance sales by supporting agents, developing relationships, providing product information, and conducting presentations. Requires strong knowledge of life insurance and sales processes.
Top Skills: Advanced MarketsCfpChfcCluFinra LicensesLife Insurance ProductsSales Processes
17 Minutes Ago
Remote
United States
150K-225K Annually
Senior level
150K-225K Annually
Senior level
Artificial Intelligence • Healthtech • Insurance • Mobile • Financial Services
Seeking a Senior/Staff Platform Engineer to enhance developer experience, manage infrastructure, and ensure security compliance in a healthcare tech startup.
Top Skills: AWSDatadogDockerGithub ActionsHoneycombOpentelemetryPulumiSentryTypescript
17 Minutes Ago
Easy Apply
In-Office or Remote
Easy Apply
Senior level
Senior level
Hardware • Internet of Things • Software • Wearables • Semiconductor
The Field Application Engineer will support global customers in design-in activities, develop product solutions, optimize power consumption, and assist with customer HW/SW development.
Top Skills: Arm-Based MicrocontrollersBluetoothC Programming LanguageDspsLow-Power MicrocontrollersWlanZigbee

What you need to know about the San Francisco Tech Scene

San Francisco and the surrounding Bay Area attracts more startup funding than any other region in the world. Home to Stanford University and UC Berkeley, leading VC firms and several of the world’s most valuable companies, the Bay Area is the place to go for anyone looking to make it big in the tech industry. That said, San Francisco has a lot to offer beyond technology thanks to a thriving art and music scene, excellent food and a short drive to several of the country’s most beautiful recreational areas.

Key Facts About San Francisco Tech

  • Number of Tech Workers: 365,500; 13.9% of overall workforce (2024 CompTIA survey)
  • Major Tech Employers: Google, Apple, Salesforce, Meta
  • Key Industries: Artificial intelligence, cloud computing, fintech, consumer technology, software
  • Funding Landscape: $50.5 billion in venture capital funding in 2024 (Pitchbook)
  • Notable Investors: Sequoia Capital, Andreessen Horowitz, Bessemer Venture Partners, Greylock Partners, Khosla Ventures, Kleiner Perkins
  • Research Centers and Universities: Stanford University; University of California, Berkeley; University of San Francisco; Santa Clara University; Ames Research Center; Center for AI Safety; California Institute for Regenerative Medicine

Sign up now Access later

Create Free Account

Please log in or sign up to report this job.

Create Free Account