Financial Analyst, Private Client Insurance

Come join our team!

There are many reasons why EPIC Insurance Brokers & Consultants has become one of the fastest-growing firms in the insurance industry. Fueled and driven by capable, committed people who share common beliefs and values and “bring it” every day, EPIC is always looking for people who have “the right stuff” – people who know what they want and aren’t afraid to make it happen.

Headquartered in San Francisco and founded in 2007, our company has over 3,000 employees nationwide. With locations spread out across the U.S., our local market knowledge and industry expertise helps support our clients' regional and global needs. We have grown very quickly since our founding, and we continue to see growth and success thanks to our hard-working and growth-minded employees. 

Our core values are: Owner mindset, Inspire trust, Think big, and Drive results. If these values and growth align with what you're looking for in your next career? Then consider joining our amazing team!

JOB OVERVIEW:

Position Overview:  The Financial Analyst will play a critical role in supporting the National Personal Lines Practice by ensuring accurate financial processes related to client compensation and insurance carrier commissions. This position requires strong analytical skills, attention to detail, and the ability to work collaboratively with internal teams and external partners to maintain compliance and financial integrity.

LOCATION: HYBRID - San Mateo, CA (at least 3 days a week in-office is strongly preferred)

WHAT WE’RE LOOKING FOR:

• Required: Insurance industry experience, particularly in regards to how insurance billing works.
• Required: Accounting experience.
• Strong Excel skills: This role will be doing heavy reporting and reconciling for a high production team.

WHAT YOU’LL DO: 

A detailed list of job duties includes (but is not limited to):

Compensation Determination & Confirmation 

• Calculate and validate producer and client compensation structures in accordance with company policies and contractual agreements.
• Review and confirm compensation adjustments, ensuring accuracy and timely processing.
• Collaborate with sales and account management teams to resolve discrepancies and provide clear reporting on compensation outcomes.

Insurance Carrier Commission Validation 

• Audit and reconcile commission statements from insurance carriers to ensure accuracy and compliance with contractual terms.
• Investigate and resolve commission variances, working closely with carriers and internal stakeholders.
• Maintain detailed records of commission payments and adjustments for reporting and compliance purposes.

Financial Reporting & Analysis 

• Prepare monthly, quarterly, and annual financial reports related to compensation and commission performance.
• Analyze trends and provide insights to leadership for strategic decision-making.
• Support budgeting and forecasting processes for the National Personal Lines Practice.

Process Improvement & Compliance 

• Identify opportunities to streamline compensation and commission validation processes.
• Ensure adherence to internal controls and regulatory requirements.
• Assist in the development and implementation of best practices for financial accuracy and efficiency.

WHAT YOU’LL BRING:

Education and Experience

• Bachelor’s degree in Finance, Accounting, Business Administration, or related field.
• 2–4 years of experience in financial analysis, preferably within insurance or brokerage environments.
• Strong understanding of compensation structures and commission processes.
• Proficiency in Microsoft Excel and financial systems; experience with insurance agency management systems is a plus.
• Excellent analytical, problem-solving, and communication skills.
• Ability to manage multiple priorities and meet deadlines in a fast-paced environment.

Skills and Abilities

• Possess excellent written, verbal, and organizational skills.
• Must be able to work within a team environment.
• Knowledge of insurance carrier operations and commission structures.
• Experience with data reconciliation and audit processes.
• Familiarity with compliance standards in the insurance industry.
• Demonstrate a sense of urgency when responding to an inquiry.
• Must possess the ability to multi-task and prioritize multiple projects.
• Must possess attention to detail.
• Must be punctual and reliable.
• Must be able to keep information confidential.

COMPENSATION: 

The national average salary for this role is $95 000.00 - $120 000.00 in base pay and exclusive of any bonuses or benefits. The base pay offered will be determined based on your experience, skills, training, certifications and education, while also considering internal equity and market data.

WHY EPIC: 

EPIC has over 60 offices and 3,000 employees nationwide – and we’re growing! It’s a great time to join the team and be a part of this growth. We offer:

• Generous Paid Time off
  • Managed PTO for salaried/exempt employees (personal time off without accruals or caps); 22 PTO days starting out for hourly/non-exempt employees; 12 company-observed paid holidays; 4 early-close days
• Generous leave time options: Paid parental leave, pregnancy disability and bonding leave, and organ donor/bone marrow donor leave
• Generous employee referral bonus program of $1,500 per hired referral
• Employee recognition programs for demonstrating EPIC’s values plus additional employee recognition awards and programs (and trips!)
• Employee Resource Groups: Women’s Coalition, EPIC Veterans Group
• Professional growth & development: Mentorship Program, Tuition Reimbursement Program, Leadership Development
• Unique benefits such as Pet Insurance, Identity Theft & Fraud Protection Coverage, Legal Planning, Family Planning, and Menopause & Midlife Support
• Additional benefits include (but are not limited to): 401(k) matching, medical insurance, dental insurance, vision insurance, and wellness & employee assistance programs
• 50/50 Work Culture: EPIC fosters a 50/50 culture between producers and the rest of the business, supporting collaboration, teamwork, and an inclusive work environment. It takes both production and service to be EPIC!
• EPIC Gives Back – Some of our charitable efforts include Donation Connection, Employee Assistance Fund, and People First Foundation
• We’re in the top 10 of property/casualty agencies according to “Insurance Journal”

To learn more about EPIC, visit our Careers Page: https://www.epicbrokers.com/about/epic-careers/. 

EPIC embraces diversity in all its various forms—whether it be diversity of thought, background, race, religion, gender, skills or experience. We are committed to fostering a work community where every colleague feels welcomed, valued, respected and heard. It is our belief that diversity drives innovation and that creating an environment where every employee feels included and empowered, helps us to deliver the best outcome to our clients. 

California Applicants - View your privacy rights at: https://www.epicbrokers.com/wp-content/uploads/2025/01/epic-ca-employee-privacy-notice.pdf. 

Massachusetts G.L.c. 149 section 19B (b) requires the following statement: It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability. 

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