Pricing Data Scientist

About Fetch

At Fetch, we’re dedicated to helping pets live their healthiest and happiest lives. Our comprehensive insurance coverage is designed with modern pet parents in mind, and we’re proud to support the veterinary, shelter, and breeder communities. We believe in ensuring pets receive the best care possible and are committed to making that vision a reality every day.

Fetch is a high-growth Warburg Pincus portfolio company with an expanding team of over 350 pet-loving employees working together to shape the future of pet health and wellness.

About the Industry

The pet insurance industry is more important than ever, offering peace of mind and financial protection for pet owners. The sector is expanding quickly, fueled by growing awareness of the need for accessible, high-quality veterinary care. With advances in veterinary medicine, pets now have access to the most effective treatments available, making pet insurance an essential component of modern pet care.

Overview

The Pricing Data Scientist will play a pivotal role in supporting Fetch's best-in-class pricing and portfolio profitability. This role will be an integral contributor to a wide range of pricing initiatives with time split between predictive modeling, forecasting, and traditional ratemaking.

In this role, you will apply predictive analytics to help improve existing pricing models, support the development of product changes, contribute towards the development of new and innovative coverages and products, and assist with regulatory filings, rate indications, and process modernization. This role will be involved in other special projects as needed including financial forecasting, regulatory research, and lifetime value modeling.
Location

Remote (U.S.)

Primary Responsibilities: 

• Identify deficiencies in risk segmentation and build predictive models (GLMs, GBMs, etc.) to support rating revisions.
• Develop models to assess the impact of pricing changes on conversion, churn, and profitability.
• Revise rating for territories and breed groups using modern machine learning approaches.
• Review pricing for limits and copays using traditional increased limit and deductible discount factors.
• Forecast key financial metrics such as policyholder churn, written premium, and claim volumes.
• Write SQL queries to support ad hoc data requests from stakeholders across the business and support pricing datasets.
• Estimate impact of coverage and product changes on pricing.
• Support rate indications and regulatory filings as needed.
• Other duties as assigned.

• At least three years of experience working within P&C or Health Insurance, with at least 2 years focused on ratemaking or predictive modeling.
• Graduate degree in a quantitative field or ACAS preferred.
• Advanced proficiency in SQL and one of R or Python required.
• Hands-on experience applying machine learning models and classical statistical approaches to rating plan development.
• Experience with geospatial statistics or clustering is a plus.
• Ability to translate complex models and analysis into clear recommendations for non-technical stakeholders.
• Comfortable working with AI-assisted coding tools such as GitHub Copilot, Claude, or similar.
• Advanced knowledge of Excel.
• Strong written, verbal, and interpersonal communication skills.

• The pay range for this position is $130,000 - $160,000 on a full-time basis
• Along with base salary, your position may qualify for additional bonuses
• This position is eligible for the Company’s bonus plan(s)

• Be part of a mission-driven company that values creativity, innovation, transparency, and collaboration
• When in office, enjoy complimentary lunch daily, and pets are always welcome
• Join a team that genuinely cares about creating a positive, inclusive work environment where everyone can thrive

At Fetch, we recognize the importance of work-life balance and prioritize our employees' mental health and well-being, ensuring everyone can flourish both professionally and personally. Not just pets, we want our employees to live their best lives too — here at Fetch, you have access to the valuable benefits listed below. 

• Comprehensive Medical, dental, and vision plan for you and your family
• Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) are available 
• Highly competitive 401(k) matching 
• Generous 20-day PTO Policy, with rollover options. Earn an additional day of PTO each year on your anniversary with Fetch, for a maximum of 30 days
• Paid company (9) holidays, including (1) floating holiday
• Fetch Pet Insurance discount - up to 50% off, up to $1,000 savings/year
• Educational Assistance Program
• Fetch Discount Perks Program
• Volunteering - earn up to 8 hours per calendar year at nonprofit organizations
• NYC Office Amenities: Pet-friendly environment, free lunch, snacks, and additional amenities; transit accessible
• Employee Referral Incentive
• Tuition Assistance
• Commuter Benefits
• Employee Assistance Program (EAP)