Wealth Management - PLP Streamlined Associate
About JP Morgan Asset & Wealth Management
J.P. Morgan Asset & Wealth Management, is a global leader in investment and wealth management. Its clients include institutions, high-net-worth individuals and retail investors in every major market throughout the world. The division offers investment management across all major asset classes including equities, fixed income, alternatives, multi-asset and money market funds. For individual investors, the business also provides retirement products and services, brokerage and banking services including trusts and estates, loans, mortgages and deposits.
Our Business
Wealth Management Credit Operations supports the JPMorgan Private Bank, the premier service provider to ultra‑high net worth and high net worth clients. Our mission is to help clients optimize and preserve wealth across generations. WM Credit Operations delivers end‑to‑end support for the client’s credit lending experience, working closely with Lending Solutions, Risk, Legal, and Compliance.
The Professional Loan Program (PLP) Streamlined team sits within Wealth Management (WM) Credit Platform Services and operates as a center of excellence for high‑volume, lower‑risk PLP credit originations and modifications. The team enhances the client experience by facilitating timely credit approvals and expediting loan documentation and delivery.
Job Description
As an Associate level member of the PLP Streamlined Origination team and is accountable for the PLP origination process for new loans and amendments for PLP Borrowers. Core activities include credit analysis and approval; translation of loan terms into the firm’s risk system (iCRD); preparation of loan documentation; execution of due‑diligence requirements; and coordination for Loan Booking and Funding. Success requires close partnership across Lending and adjacent Operations functions.
Job Responsibilities:
- Apply a strong understanding of the PLP credit mandate to analyze and structure loans in accordance with policy guidelines.
- Advise market partners on client needs and feasible solutions within the PLP mandate.
- Assess borrower creditworthiness against eligibility criteria for PLP programs.
- Translate approved loan structures and terms into the firmwide risk system (iCRD) accurately and timely.
- Verify completion of all loan conditions and due diligence requirements prior to closing.
- Prepare complete, compliant legal closing documentation and closing packages in accordance with legal and regulatory guidelines.
- Partner with PLP Lending Solutions, Credit Risk, Credit Legal, and Operations to support business objectives.
- Champion process optimization, efficiency initiatives, and project management efforts to improve throughput/efficiency while enhancing quality of delivery.
- Achieve targets for the Production & Quality components of monthly KPIs, in line with departmental benchmarks.
- Meet defined SLAs and turnaround targets.
Required qualifications, capabilities and skills:
- Bachelor’s degree or equivalent relevant credit experience
- Minimum 3 years of relevant work experience.
- Strong interpersonal skills and ability to build effective partnerships with business stakeholders.
- Excellent written and verbal communication skills across all organizational levels.
- Demonstrated ability to assess processes and recommend/implement improvements.
- Strong understanding of controls and their role in maintaining an error‑free environment.
- Proficiency in Microsoft Office, particularly Excel, Word, and SharePoint.
- Creative problem‑solving capabilities and data analysis skills.
- Meticulous attention to detail and a high degree of accuracy.
- Ideal candidates bring a solid understanding of credit lending, legal loan documentation, and closing activities across the credit lifecycle.
About Us
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
JPMorganChase San Francisco, California, USA Office
San Francisco, CA, United States
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