Product Owner-Integration

Candescent is the leading cloud-based digital banking solutions provider for financial institutions. We are transforming digital banking with intelligent, cloud-powered solutions that connect account opening, digital banking, and branch experiences for financial institutions. Our advanced technology and developer tools enable seamless, differentiated customer journeys that elevate trust, service, and innovation. Success here requires flexibility in a fast-paced environment, a client-first mindset, and a commitment to delivering consistent, reliable results as part of a performance-driven, values-led team.  With team members around the world, Candescent is an equal opportunity employer.

Candescent is the leading cloud-based digital banking solutions provider for financial institutions. We are transforming digital banking with intelligent, cloud-powered solutions that connect account opening, digital banking, and branch experiences for financial institutions. Our advanced technology and developer tools enable seamless, differentiated customer journeys that elevate trust, service, and innovation.

Success here requires flexibility in a fast-paced environment, a client-first mindset, and a commitment to delivering consistent, reliable results as part of a performance-driven, values-led team. With team members around the world, Candescent is an equal opportunity employer.

Position Summary

We are seeking an experienced Product Owner-Integration, to help deliver on our product objectives and roadmaps. The Product Owner-Integration is responsible for delivering product outcomes and functionality that meet customer and user needs. They translate product vision and insights into prioritized features and user stories, developed by their agile team of 8–10 members.

This role collaborates with Candescent clients and Product Managers to identify and prioritize requirements for enhancements to the Banking Platform. Product Owners also work with the Product Advisory Council, participating in user group discussions and presenting both strategic and tactical functionality. Additional responsibilities include release planning, product roadmap maintenance, and backlog grooming for assigned Candescent Banking Services initiatives.

Product Mission

Our mission is to deliver a scalable, reliable platform powered by third-party connectors that enable Candescent products to integrate, automate, and respond quickly to market needs. Backed by a modern, cost-efficient cloud infrastructure, we support financial institutions of all sizes. Our SRE “Neighborhoods” ensure reliability and performance by embedding best practices into development and using real-time data to prevent issues before they impact customers.

Product Vision

Our vision is to accelerate product integration, scalability, and reliability through a unified platform powered by reusable third-party connectors and a standardized interface. We deliver secure, high-performance cloud solutions with automated provisioning and a cloud-first strategy. Our SRE “Neighborhoods” ensure resilient, customer-focused systems by embedding reliability, automation, and continuous improvement into every stage of development.

Key Areas of Responsibility

• Lead efforts to define specific functions, integration requirements, user experiences, and deployment strategies for delivery to both the company and market
• Develop, shape, and refine user stories, problem statements, and acceptance criteria to ensure efficient and effective team consumption
• Collaborate with the broader product organization to ensure integration across all Candescent Digital Banking Technology products
• Work closely with the development team to ensure that delivered products meet specified requirements and are delivered on time and within budget
• Drive understanding of the work to be completed by the development team, supporting effective sprint sequencing and incremental delivery
• Participate actively in scrum ceremonies such as sprint planning, reviews, retrospectives, daily stand-ups, and demos
• Maintain functional quality by setting and evaluating expectations and acceptance criteria
• Present and train internal customers on new platform features and services released in each version
• Prepare explanatory documentation for customers on existing and new platform functionality
• Document business requirements using the company's software development tools and methodology

Product P&L and Pricing

• Collaborate with the Product Manager to manage product profitability and performance, ensuring alignment with short- and long-term product objectives and roadmaps

Product Strategy, Vision, and Planning

• Gather customer and user needs, along with market research, to inform the product vision and strategy created by the Product Manager
• Use the product vision and insights to define product features and prioritize the team’s backlog

Customer Experience Research, Insights, and Execution

• Demonstrate a deep understanding of customers and users through the development of insights, including personas, journey maps, and product charters

Product Design and Development

• Participate in PI (Program Increment) planning to prioritize the roadmap and inform team backlogs
• Write and prioritize user stories based on business needs, user requirements, and technical feasibility
• Continuously refine the product backlog by analyzing value versus effort
• Define acceptance criteria and validate that features and stories meet user quality standards
• Drive product development in collaboration with cross-functional teams and engage stakeholders (e.g., PMs, other POs, functions) to manage dependencies and resolve issues

Qualifications

• Bachelor’s degree in computer science or a related field, or equivalent work experience
• 5+ years of experience in the finance industry, preferably with large-scale digital, online, or mobile banking applications for consumers or small businesses
• Strong understanding of complex business and technical problems
• Proven experience delivering software products through the definition, design, and release cycle
• Experience with Agile/Scrum methodologies throughout the software development lifecycle
• Familiarity with industry standards such as PCI, WCAG, and FFIEC
• Strong leadership, project management, time management, and problem-solving skills
• Excellent verbal and written communication skills
• Deep understanding of user and business needs to create and prioritize user stories that deliver value
• Ability to prioritize based on business value, user impact, and technical feasibility

Product Specific Qualifications / Skillsets

• Experience taking products from inception to launch in the fintech, banking, payments, or financial services area
• Deep understanding of core banking systems (ledgering, deposit management, money movement, reconciliation) and payment networks (ACH, FedNow, RTP, wires, card rails)
• Ability to have in-depth technical discussions with engineering teams on API, end-2-end solution, scalability, reliability, and security
• Strong knowledge of cloud and microservices infrastructure
• Strong analytical skills to use data and metrics to make data-informed decisions
• Experience using the latest technologies such as AI/ML and its applications to solve practical product problems is a big plus

Statement to Third Party Agencies
To ALL recruitment agencies: Candescent only accepts resumes from agencies on the preferred supplier list. Please do not forward resumes to our applicant tracking system, Candescent employees, or any Candescent facility. Candescent is not responsible for any fees or charges associated with unsolicited resumes.