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Who we are:
Shape a brighter financial future with us.
Together with our members, we’re changing the way people think about and interact with personal finance.
We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.
The role
We are seeking a Senior Full-Stack Engineer for the Member Benefits and Rewards team. We are responsible for member-facing SoFi Plus benefits like credit card cash back and the 1% investment match. We are also responsible for SoFi's newest subscription - SoFi Plus, which is an important project for the company. Our team manages member-facing features in SoFi's app and website as well as the backend streaming services that support this front-end experience. This provides ample opportunities for the SDE to gain full-stack experience and showcase their skill set in a company priority initiative.
What you'll do
- Architect and scale high-performance systems and services that drive member growth and engagement.
- Collaborate cross-functionally with Product, Design, Engineering, and Data Science teams to translate business needs into scalable technical solutions.
- Mentor and inspire engineers through code reviews, technical leadership, and fostering a culture of innovation and collaboration.
- Solve complex challenges across infrastructure, data pipelines, and backend services to ensure systems are robust, reliable, and future-proof.
- Drive innovation by identifying opportunities for new technologies, AI/ML-driven marketing, and process improvements to member adaption, engagement
- Own the full lifecycle of projects—from ideation to deployment, monitoring, and continuous improvement.
What you’ll need
- Bachelor’s Degree in Computer Science or related field.
- 5+ years of software engineering experience, with a proven track record of delivering scalable, production-grade applications.
- Full-stack experience, including frontend (React, TypeScript) or infrastructure (Kafka, CI/CD, observability tools).
- Strong backend expertise in Java, Kotlin, or C#, with experience in frameworks like Spring Boot.
- Experience designing and deploying microservices in a cloud-native environment (Kubernetes, Docker, Kafka, AWS).
- Proficiency in relational databases (PostgreSQL) and ORMs with an ability to optimize data access patterns.
- Ability to balance engineering excellence with business impact, prioritizing high-value initiatives.
- Strong problem-solving skills and a passion for delivering efficient, well-tested, and maintainable solutions.
- Excellent communication skills and ability to collaborate cross-functionally with marketing, product, and data teams.
Nice to have
- Interest in personal finance, fintech, or SoFi’s mission.
SoFi San Francisco, California, USA Office
Our new headquarters opened in 2019. The office provides an open work environment, an all-hands area, a café, library, coffee points on every floor, and executive conference rooms. The game room and roof-top lounge area provide space to take a break and look at the incredible downtown view.
What you need to know about the San Francisco Tech Scene
Key Facts About San Francisco Tech
- Number of Tech Workers: 365,500; 13.9% of overall workforce (2024 CompTIA survey)
- Major Tech Employers: Google, Apple, Salesforce, Meta
- Key Industries: Artificial intelligence, cloud computing, fintech, consumer technology, software
- Funding Landscape: $50.5 billion in venture capital funding in 2024 (Pitchbook)
- Notable Investors: Sequoia Capital, Andreessen Horowitz, Bessemer Venture Partners, Greylock Partners, Khosla Ventures, Kleiner Perkins
- Research Centers and Universities: Stanford University; University of California, Berkeley; University of San Francisco; Santa Clara University; Ames Research Center; Center for AI Safety; California Institute for Regenerative Medicine
