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Gen Z is the generation of the side hustle. 💪🏻 They’re creators. 👩🎤 They’re freelancers. 🧑💻 They’re investors. 👩💼 And they’re not afraid to take on challenges, especially when it comes to their finances - and we’re here for it.
Step is a next-generation financial services company building a better banking experience to help teens and young adults achieve financial independence and knowledge at an earlier age. We’re on a mission to improve the financial future of the next generation by empowering teens to start their financial journey today. Step is a well-funded Series C company that has raised more than $175M, focused on disrupting the banking industry through a differentiated mobile-first consumer experience.
People love our product. We eclipsed over 5.5M million customers, and if you’re looking to join a fast-growing company with a strong mission and vision that puts people first, we want to meet you!
The Role
As a Senior Product Manager, Credit, you will own the end-to-end development of our lending products, shaping the roadmap to align with Step’s broader business goals. You’ll use data-driven insights to define priorities, work cross-functionally to execute product strategies, and collaborate with external lending partners. Over time, you will build and lead a team of product managers, each specializing in different areas of credit.
What You’ll Do
- Define & Drive Strategy – Partner with leadership to refine Step’s credit product vision and strategy, ensuring alignment with customer needs and business objectives.
- Prioritize with Data – Leverage analytics, user insights, and industry trends to identify high-impact features, optimizations, and experiments.
- Execute with Excellence – Work cross-functionally with design, engineering, data science, legal, compliance, and external lending partners to build, launch, and scale products.
- Optimize & Iterate – Monitor key product metrics, measure impact, and iterate based on learnings to continuously enhance the customer experience.
- Lead & Grow a Team – Recruit, mentor, and develop a team of product managers as our credit product suite expands.
What You Bring
- 8+ years of product management experience, preferably in consumer fintech or credit products.
- A track record of scaling consumer credit products, from ideation to launch and growth.
- Strong analytical skills, with experience using BigQuery, Looker, Segment, Mixpanel, or similar analytics tools.
- Exceptional written and verbal communication skills, with the ability to influence and align stakeholders.
- Deep customer empathy and a passion for building products that deliver real value.
- A proactive, outcome-oriented mindset with a bias for action.
- Bonus: Background in software engineering or technical product management.
Why Step?
- Work at a fast-growing fintech that’s revolutionizing banking for the next generation.
- Build products that make a tangible impact on millions of customers.
- Collaborate with a talented, mission-driven team.
Interested? Apply now and help shape the future of credit at Step!
- Competitive salary based on experience, with full medical and dental benefits 💸
- High potential for growth 📈
- Stock in an early-stage startup 🤩
- Flexible WFH and vacation policy 🏝
- Paid parental Leave 🐣
- Employee referral program 👯♀️👯
- 401K plan 💪🏻
Top Skills
What you need to know about the San Francisco Tech Scene
Key Facts About San Francisco Tech
- Number of Tech Workers: 365,500; 13.9% of overall workforce (2024 CompTIA survey)
- Major Tech Employers: Google, Apple, Salesforce, Meta
- Key Industries: Artificial intelligence, cloud computing, fintech, consumer technology, software
- Funding Landscape: $50.5 billion in venture capital funding in 2024 (Pitchbook)
- Notable Investors: Sequoia Capital, Andreessen Horowitz, Bessemer Venture Partners, Greylock Partners, Khosla Ventures, Kleiner Perkins
- Research Centers and Universities: Stanford University; University of California, Berkeley; University of San Francisco; Santa Clara University; Ames Research Center; Center for AI Safety; California Institute for Regenerative Medicine
