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Caribou

Senior Software Engineer - Full Stack, Ruby on Rails

Sorry, this job was removed at 02:12 p.m. (PST) on Tuesday, Feb 17, 2026
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Remote
Hiring Remotely in U.S.
Easy Apply
Remote
Hiring Remotely in U.S.

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About Caribou 

At Caribou, we care about giving people financial freedom so they can focus on what’s most important to them. Today, less than two percent of Americans refinance their auto loans despite drastic increases in the cost of new and used cars. We see huge potential to help folks reduce their monthly auto expenses, as well as increase the predictability of those expenses over time. We do this by building technology to pair customers with community banks and credit unions, and ushering them through the process quickly. On average, our drivers save $159/month on their car loans while protecting their investment long term. 

Caribou is led by leaders from the technology, automotive, and finance industries. We’re proud to be backed by a great team of investors, including QED Investors, Goldman Sachs, Moderne Ventures, Accomplice, Link Ventures, Motley Fool Ventures and others.

About the Role:

Customer Acquisition Team

Do you thrive on working across the full stack from DB models to the screens customers interact with? This may be the role for you! We are seeking a full-stack software engineer who will collaborate closely with product and design to define requirements, drive iterative development, lead refactoring efforts to reduce technical debt and mentor teammates to build collective knowledge and capabilities. The Customer Acquisition team builds our borrower refi application UX and API for partner integrations, working in React/TypeScript/Node.js and Ruby on Rails monolith. We are embarking on a migration from React to Hotwire Stimulus in Rails. Our approach focuses on continuous improvement by learning the customers' needs and reducing friction.

Outcomes for Engineers:

  • Work with other engineers and leadership to improve our code, striving for flexibility and agility in the face of expanding and changing business requirements
  • Mentor and coach the engineers on the team to expand their skillsets through peer programming, coaching, and being a multiplier of leadership
  • Aid in work breakdown and agile trade offs in our scrum process, efficiently and effectively delivering great software sprint by sprint
  • Partner with Product Owners to understand the market and business context for your product, participating in a collaborative environment for product design and evolution
  • Play a role in defining and evolving how Engineering works at Caribou

This role may work remotely from a state where Caribou operates with a preference for the Chicago IL, Washington, D.C., Denver, CO or CA markets.* Alternatively this role can be based out of our Caribou office in Denver, CO.

Interview Roadmap:

  • Recruiter phone interview (30 mins)
  • At-home ruby coding assessment (30-60 mins)
  • Hiring Manager video interview (60 mins)
  • Final interview loop (combined 4 hrs scheduled across 1-4 business days):
    • System Design Interview (60 mins)
    • Pair Programing/Coding Interview (60 mins)
    • Interaction & Impact Interview (60 mins)
    • Partnership & Delivery Interview (60 mins)

What we look for

  • Prior work maintaining and improving consumer applications and partner integration APIs
  • Enjoys collaborating with Product, Design, and Data teams to turn ideas into real features that drive revenue and satisfy end users needs
  • Detail oriented engineers, with an understanding of, and a passion for, creating well-crafted software
  • Driven, life-long learners committed to expanding their skills in engineering
  • Full-stack understanding of production software systems from Docker to DOM, to containers and caches, to databases and DNS, to runtimes and REST
  • A commitment to bringing out the best in those around them as a measure of their success
  • Seasoned engineers with experience deploying and operating their products in production, troubleshooting and resolving production incidents
  • Thrives in a remote-first environment, self-motivated, with an appreciation for collaboration and growth opportunities within a diverse team

How we will take care of you

Everyone at Caribou is a valued team member. Our compensation and benefits package includes: 

  • Competitive compensation: $160-185k
  • Eligible for annual performance-based incentive
  • Equity options 
  • 401(k) retirement plan
  • Generous paid time off including Flexible Time Off (FTO) for all employees and 100% paid parental leave for all parents
  • Exceptional benefits including highly subsidized medical, dental, and vision plans, and fully company-paid mental health, disability, and basic life insurance
  • Optional benefits to suit your individual circumstances such as HSAs (with Caribou HSA contributions), FSAs, supplemental life and health, legal, and pet insurance
  • Up to $1,000 per year for eligible professional development expenses
Our Core Values

We come from all walks of life and are joined together by our shared values, which guide our work and how we work together. 

  • Give a damn. What we’re doing matters. We show up determined to deliver results, and we love it.
  • Velocity. We’re intentional about where we’re going and we race towards it.  
  • Make the assist. We have diverse strengths. We offer and ask for help so we all win.  

Caribou is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, sexual orientation, pregnancy status, marital status, military or protected veteran status, genetics, or any other characteristic protected by law. This position is not restricted solely to the responsibilities listed above, and the scope and responsibilities are subject to change. A pre-employment background check is required as a condition of employment.

*Caribou does not currently have employee operations in AL, AK, AR, CT, DE, GA, HI, IA, ID, IN, KS, KY, ME, MI, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, PA, RI, SC, SD, TN, UT, VT, WV, WY.

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What you need to know about the San Francisco Tech Scene

San Francisco and the surrounding Bay Area attracts more startup funding than any other region in the world. Home to Stanford University and UC Berkeley, leading VC firms and several of the world’s most valuable companies, the Bay Area is the place to go for anyone looking to make it big in the tech industry. That said, San Francisco has a lot to offer beyond technology thanks to a thriving art and music scene, excellent food and a short drive to several of the country’s most beautiful recreational areas.

Key Facts About San Francisco Tech

  • Number of Tech Workers: 365,500; 13.9% of overall workforce (2024 CompTIA survey)
  • Major Tech Employers: Google, Apple, Salesforce, Meta
  • Key Industries: Artificial intelligence, cloud computing, fintech, consumer technology, software
  • Funding Landscape: $50.5 billion in venture capital funding in 2024 (Pitchbook)
  • Notable Investors: Sequoia Capital, Andreessen Horowitz, Bessemer Venture Partners, Greylock Partners, Khosla Ventures, Kleiner Perkins
  • Research Centers and Universities: Stanford University; University of California, Berkeley; University of San Francisco; Santa Clara University; Ames Research Center; Center for AI Safety; California Institute for Regenerative Medicine

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