Software Engineer New Grad

Valon is the leading AI platform for mortgage servicing, building the AI-native operating system for regulated finance.

Before providing the system of record that powers the entire industry, we built and ran our own mortgage servicer on it. That gave us a real regulated environment to prove our technology could replace the mainframe systems servicers have used for decades. Carrington acquired that servicer and adopted ValonOS as its core platform, allowing us to focus entirely on scaling our SaaS platform.

ValonOS is now on track to power 1 in 6 U.S. mortgages across major mortgage servicers like Newrez, Carrington, and ServiceMac. Every process on the platform is structured and programmable, enabling our AI agents to perform core servicing work, like handling payments, escrow, and homeowner questions, directly within the system's controls.

We recently raised a $150 million Series D at a $2.3 billion valuation by new investor Ribbit Capital, with continued support from existing backer a16z, amongst others.

Our engineering team is here to power the software ecosystem to disrupt one of the most outdated and regulated spaces in the financial sector - the mortgage industry. We’ve built out the foundation of a modern mortgage servicing platform that can accurately handle billions of dollars at scale, but we’re just getting started. At Valon, we want you to do the best work of your life. You'll be surrounded by a tight-knit community of exceptional people from places like Stripe, Jane Street, Meta, and Google who care deeply about their work and each other. Our problem space is complex, but you’ll get a lot of autonomy so that you can learn quickly, execute effectively, and deliver the highest level of business impact. Our tech stack is built on Python, React, Docker, Kubernetes, and Google Cloud Platform.

Our office locations are based in New York City and in San Francisco.

• Learn new concepts and technologies quickly and apply them to challenging problems

• Design and build robust and extensible infrastructure to handle evolving and complex federal, state, and agency regulations

• Dive deep to understand the inner workings of a highly complex industry

• Work with Product and Design to define the best experience for our customers

• 0-1 year of software engineering experience building quality software applications at scale

• Bachelor's degree in Computer Science or related field

• Strong communicator. Able to work cross-functionally to balance product and technical requirements

• Great at building scalable systems from scratch with a fast turnaround

• Experience with one or more of the following: web application development, mobile application development, building large-scale distributed systems, or infrastructure management

• Time management skills that will maximize efficiency in a fast paced startup environment

• Compensation: competitive salary with a meaningful stake in the company via equity, and 401(k) plan. The base salary range reflects multiple levels. We assess level based on a combination of experience and interview performance.

• Health & well-being: we’ll invest in your physical and mental well-being with comprehensive medical, dental, & vision benefits.

• Free Food: daily lunch, and dinner provided through Forkable for in-office team members.

• Commuter benefits: pre-tax deductions for public transit, rideshares, and parking to simplify your daily commute.

• Grow together: company wide orientation for you to successfully onboard and other learning & development opportunities including regular review cycles that feature 360-degree feedback.

• Play together: quarterly budgets for team and company outings. Use it for team swag, cooking classes, or team dinners.

• Generous time off: flexible paid time off with no annual limit, sick days, and 11 company holidays.

• Baby bonding time: 12 weeks of fully paid leave for both birthing and non-birthing parents, so you can spend uninterrupted time welcoming and caring for your newest family member.

Throughout the interview process, please remember that emails will only be from valon.com email addresses. We will never ask for any personally identifiable information during the interview process itself. Please reach out to [email protected] if you have any requests to verify the authenticity of an outreach.

Valon is an equal opportunity employer that is committed to diversity and inclusion in the workplace. We prohibit discrimination and harassment of any kind based on race, color, sex, religion, sexual orientation, national origin, disability, genetic information, pregnancy, or any other protected characteristic as outlined by federal, state, or local laws. Valon makes hiring decisions based solely on qualifications, merit, and business needs at the time.