Software Engineer

Tensec is looking for an experienced Software Engineer to develop and architect our banking core platform. Dealing with transactions and compliance across borders adds a level of complexity most industries never face — and we believe smarter infrastructure and thoughtful design can change that. Here are some of the challenges you could help us tackle:

• Reimagine cross-border compliance & operations: automate painful manual processes and make teams far more productive

• Build AI applications for cross-border financial services: develop intelligent systems that enhance transaction processing, risk assessment, and regulatory compliance across multiple jurisdictions

• Enable trading & finance for SMBs: give smaller businesses access to financial tools once reserved for large institutions, utilizing stablecoins to facilitate global market access and liquidity

• Simplify complex global workflows: design user experiences that bring transparency to payments spanning multiple countries and currencies

• Build resilient technical foundations: support diverse payment rails worldwide, reconcile across currencies and financial institutions, and ensure security at a global scale

• Level up the team: introduce new technologies and practices that improve how we build and operate together

Location: Palo Alto, CA (hybrid)

Positions in our hubs are hybrid and include core working days of Tuesday and Wednesday in the office. We provide flexible work options based on distance from our hubs. Tensec believes in the power of face-to-face, personal connection. As a result, we prioritize in-person candidates.

• Play a foundational role in designing, developing, and maintaining our banking core platform.

• Collaborate closely with cross-functional teams to translate our vision into a tangible product.

• Develop secure, clean, reliable, thoroughly tested, well-documented code across the backend tech stack, including the infrastructure.

• Define and implement best practices and strategies regarding application development from scratch, including testing, deployment, and monitoring.

• Prototype quickly but also focus on scalable and maintainable solutions.

• Proactively monitor, identify, and resolve issues in our product environment to ensure our system runs securely and reliably.

• Work with people across time zones and regions effectively.

• 5+ years of professional experience in software development, with hands-on expertise in end-to-end backend development, including API development and database design.

• Proven experience with popular frameworks; Node.js or comparable is a plus.

• Hands-on experience with modern cloud platforms, CI/CD, and monitoring tools.

• A technology and language stack-agnostic mindset with the versatility to quickly adapt and learn.

• Exceptional problem-solving skills and an entrepreneurial spirit.

• Passion for deep involvement in product development.

• Strong empathy for our customers and a user-centric mindset and a fervent passion for elevating user experience.

• Strong interpersonal and communication skills to interact with a diverse team and stakeholders.

• Experience or strong desire to work in early-stage startup environments.

• Prior fintech industry experience.

Founded in 2023, Tensec is a global fintech that enables small and medium-sized businesses (SMBs) to enter global trade and thrive by giving them access to global transaction banking solutions that are user-friendly, efficient, and secure.

Tensec founders have driven startups from foundation to exit, built decacorns, and led global teams at companies such as PayPal, Credit Karma, Facebook, Goldman Sachs, Visa, Mastercard, and American Express. We’re putting together a world-class team to disrupt the $50 trillion cross-border b2b financial services industry by providing SMBs the financial strength to participate and win in the global economy.

We believe that successful companies and teams are directly correlated to a company's cultural DNA. At Tensec, we make a deliberate effort to create values and foster a culture able to unleash both human and organizational potential. We strongly believe that the best business results derive from teams that have a strong identification with a mission, push themselves to the edge, and love what they do.

• We comply with the Equal Pay for Equal Work Act, and our rewards philosophy includes fair, equitable, geo-based compensation that is performance- and potential-based. Our compensation packages are competitive based on robust market research and are a combination of a cash salary, equity, and benefits.

• Equity options: As a software engineer, you'll have a stake in our future success.

• Tensec is a developmental organization. We are organized around the simple but radical conviction that we will best prosper as a company when we are collectively aligned with our people’s professional growth, and we weave our people’s development into the daily fabric of our operations. We will invest and expect you to dedicate time to coach, mentor and be mentored and to technical subjects and courses of use to your professional growth.

• Paid time off every year, which we also highly encourage you to take.

• Medical, dental, and vision plans.

• Mental health coverage.

• Volunteer days and opportunities.

• Team meetups and events.

Tensec is a diverse and inclusive company committed to growing a diverse and inclusive team. We invite people of all backgrounds and identities to apply. We do not discriminate based on gender identity or expression, sexual orientation, race, religion, age, national origin, citizenship, disability, pregnancy status, veteran status, or any other characteristics protected by US federal state or local laws, or the laws of the country or jurisdiction where you work. Additionally, we encourage everyone to share which pronouns you wish for us to use when addressing you (i.e., she/her, he/him, they/them).