Staff Software Engineer - APAC Onboarding and KYC

Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer.

Salary range: 185,000 - 230,000 SGD base per annum + RSUs

At Wise, we’re on a mission to make money borderless, instant, and convenient for millions of people and businesses worldwide. Our engineers are at the heart of this mission, solving complex challenges and building seamless, secure solutions that customers love.

We're looking for a Staff Software Engineer to join our APAC (Asia Pacific) Onboarding and KYC team, in the Singapore office. 

APAC customers are a strong contributor to the Wise's growth. A big part of this growth comes from new customer acquisitions, so having a fast, convenient and delightful customer onboarding journey is central to this growth. That’s the mission of the APAC Onboarding team, and we’re looking for people who can make this happen. If this sounds like an exciting challenge, we’d love to hear from you!

Here’s how you’ll be contributing to the team

• Design scalable onboarding solutions tailored to diverse APAC markets, reducing redundancies and driving up conversion rates

• Implement scalable KYC controls across multiple regulatory markets with minimal friction in the customer journey

• Build and maintain automations and tooling to process customer documents and other sensitive identity data in a scalable and cost-efficient way

• Utilise the observability stack and analytics to identify gaps, and unlock new opportunities for growth and operational excellence

• Help with the technical roadmap of the team and ensure its progress and delivery

A bit about you

• You have at least 10 years of professional experience in software engineering or related roles, with a proven track record of delivering high-impact, production-grade systems

• You have extensive experience with JVM-based systems (Java 17+) and the Spring Boot ecosystem

• You have led the architecture and delivery of large-scale systems that have had a measurable impact on business outcomes beyond a single team

• You have spent at least 3 years in a technical leadership role, where you were leading project teams and setting technical direction for the team

• You possess deep expertise in distributed systems and have designed highly available, fault-tolerant services

• You have experience working with relational and non-relational databases, schema design and query optimisation

• You approach challenges with a strong product mindset, using data-driven insights to fix complex customer pain points

• You can articulate high-level technical strategies to non-technical stakeholders and provide mentorship to senior engineers

• You are familiar with deployment frameworks and have experience managing the full lifecycle of a service, from design to deployment to production observability

…but don’t worry we don’t expect you to know everything!

Some extra skills and experiences that would be great:

• You have experience with financial systems, particularly how money moves globally

• You understand the technical challenges of integrating third-party verification providers, managing sensitive identity, and building modular KYC workflows that can be adapted for different regulatory bodies

What you can expect as an Engineer at Wise: 

We don't measure seniority purely by years of experience, but also by the impact you create and the complexity of problems you can help solve. As a Staff software Engineer at Wise, you would be given the licence to:

• Lead large (>10 engineering weeks) sized projects that have a meaningful impact on Wise product and customers

• Own the technical domain of your team with a view on how it should move forward

• Propose ideas to improve and grow your team’s product

• Embrace long-term ownership of projects while training other engineers to reduce single points of failure

• Architect and design services that allow for iterative delivery and future scaling

• Collaborate closely across functions like product, analytics, design, and operations to ensure smooth and effective delivery

To get the best view of what we expect at all levels of our engineering team, you can take a look at our Engineering Career Map

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.