Staff Software Engineer, Life & Annuity Specialist

Life insurance is one of the world's most important products. It's also one of the hardest to build, distribute, and modernize. Bestow exists to change that.

Bestow is a leading vertical technology platform serving some of the largest and most innovative life insurers. Our platform unifies the fragmented, legacy value chain, enabling carriers to launch products in weeks instead of years. Carriers choose us to scale and operate at unprecedented speed, powered by AI and automation.

Bestow isn't selling policies. We're building the infrastructure that helps an entire industry move faster, reach more people, and deliver on its promise.

Backed by leading investors (Goldman Sachs, Hedosophia, NEA, Valar, 8VC) and trusted by major carriers, Bestow is powered by a team that moves with precision, purpose, and heart. If you want to help reimagine a centuries-old industry with lasting impact, join us.

Bestow offers flexible remote/hybrid work, meaningful benefits, equity, and substantial growth opportunities.

Bestow participates in the E-Verify Program.

The Engineering team is responsible for all technology for Bestow and the Bestow Platform. We serve employees, consumers, and enterprise customers. In addition to building software, we integrate and manage many third-party products used by employees and as part of the platform. Our major functional teams are product engineering, infrastructure, IT, data & analytics, MarTech, and program management. Engineering works closely with product management and design to define and prioritize the product roadmap.

As a Staff Software Engineer, Life & Annuity Specialist on the Engineering team, you will work closely with Product Managers, Actuaries, and Insurance Specialists to develop and support solutions for complex cash-value insurance products, including Indexed Universal Life (IUL), Variable Universal Life (VUL), and annuities. You will collaborate with teams across Bestow to plan and execute the product roadmap for these sophisticated financial products. Our system is composed of several modular services that integrate with other services using modern communication patterns.

• You will develop systems and provide technical leadership to software teams, supporting complex insurance product calculations, policy administration, tax and regulatory compliance for cash-value insurance products.

• We're expanding our product suite to include complex insurance products with intricate financial mechanics. You will help build new platform capabilities that can handle detailed actuarial calculations, investment tracking, and policy value computations.

• We work remotely, so effective written and verbal communication skills are essential.

You would be a good fit for this role if:

• You seek out problems and opportunities, proactively proposing solutions.

• You are interested in the business and want to understand how your role contributes to its success.

• You take responsibility for the quality of your work and the services we provide to stakeholders.

• You write maintainable software, including automated tests.

• You provide thoughtful and respectful feedback to peers and are receptive to feedback from them.

• You ensure features are observable and monitored for failure.

• You work well with actuaries, product managers, insurance specialists, and other engineers.

Required experience:

• 8+ years of professional software development experience

• Experience building financial calculation engines or working with complex mathematical computations

• Understanding of insurance industry concepts, particularly life insurance products and their mechanics

• Experience with actuarial calculations, present value computations, or financial modeling

• Familiarity with regulatory compliance requirements in financial services

• Experience working with distributed systems that handle sensitive financial data

• Experience with relational databases and complex data modeling

• Experience designing APIs for financial systems

• Experience building, deploying, operating, and troubleshooting mission-critical financial software

Preferred additional experience:

• Knowledge of cash-value insurance products (IUL, VUL, whole life, annuities)

• Understanding of investment account management and market indexing

• Experience with insurance policy administration systems

• Familiarity with actuarial or financial calculation libraries

• Experience with regulatory reporting and compliance frameworks

• Background in financial services, insurance, or fintech

At Bestow, we’re proud to be awarded for our team members, innovative products, and culture. Our standard benefits include:

• Competitive salary and equity based on role

• Policies and managers that support work/life balance, like our flexible paid time off and parental leave programs

• 100% paid-premium option for medical, dental, and vision insurance

• Lifestyle stipend to support your physical, emotional, and financial wellbeing

• Flexible work-from-home policy and open to remote

• Remote and WFH options, as well as a beautiful, state-of-the-art office in Dallas’ Deep Ellum, for those who prefer an office setting

• Employee-led diversity, equity, and inclusion initiatives

Recent Employer Awards include:

• Best Place for Working Parents 2023 + 2024 + 2025

• Great Place to Work Certified, 2022 + 2023 + 2024 + 2025

• Built In Best Places to Work, 2022 + 2023 + 2025

• Fortune’s Best Workplaces in Texas 2022 + 2023

• Fortune’s Best Workplaces in Financial Services and Insurance 2022 + 2023 + 2024

We value diversity at Bestow. The company will hire, recruit, and promote regardless of race, color, religion, sex, sexual orientation, gender identity or expression, national origin, pregnancy or maternity, veteran status, or any other status protected by applicable law. We understand the importance of creating a safe and comfortable work environment and encourage individualism and authenticity in every team member.

Thanks for considering a job at Bestow!