SVP, Consumer Lending - Auto & Marine Finance

Axos Bank

Target Range:

$180,000.00/Yr. - $210,000.00/Yr.

Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education.

Eligible for an Annual Discretionary Cash Bonus Target: 17.5%

Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 17.5%

These discretionary target bonuses may be awarded semi-annually based upon your achievement of performance goals and targets.

About This Job

The SVP, Consumer Lending—Auto and Marine Finance oversees the growth, strategic, operational, and P&L performance of Auto Lending and Retail Marine. You will be responsible for developing and executing distinct go-to-market strategies for each business, and your commitment to results, hard work, teamwork, and dedication will be critical to success.
Auto and Marine Finance are key business units within Axos Consumer Lending. Both operate in a fast-paced, results-driven culture, and this role is fully accountable for growth, production, P&L results, quality, and portfolio KPIs.
Both businesses are built on indirect channels, and both win the same way: through relationships, consistency, reliability, and innovation. Performance depends on execution—innovative products, dynamic pricing, fast credit decisions, clean funding, and a field team that dealers and retailers rely on.

Responsibilities:

• Full P&L performance across Auto and Retail Marine Lending, including growth, credit quality, and profitability
• Indirect Auto growth through dealer relationships—network coverage, penetration, and look-to-book
• Retail Marine partnership expansion and embedded point-of-sale financing
• A national field sales team, and the production, coverage, and accountability standards that drive it
• Growth strategy and execution across both business lines
• Underwriting discipline and portfolio health, in partnership with Credit and Risk
• Dealer- and retailer-facing capability roadmap, in partnership with Product and Technology
• Performance and strategy reporting to executive leadership

Qualifications:

• Bachelor's degree
• 12+ years in consumer lending, including 7+ years in senior leadership with P&L ownership
• Deep indirect/dealer or retail partner lending experience
• A track record of leading field-based sales teams and scaling partner channels
• Command of credit, pricing, and portfolio management
• Proven growth through partner channels, not just market tailwinds
• Strong leadership, communication, and cross-functional collaboration skills
• Experience in a regulated banking environment preferred

Axos Employee Benefits May Include:

About Axos

Born digital-first, Axos delivers financial tools and services that allow individuals, small businesses, and companies to access and manage their money how, when, and where they want. We’re a diverse team of dynamic, insightful, and independent innovators who are excited to provide technology-driven solutions that offer unbeatable value to our customers.

Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX).

Learn more about working at Axos

Pre-Employment Background Check and Drug Test:

All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre-employment drug screening, which includes screening for marijuana. Axos Bank is a federally regulated banking institution. At the federal level, marijuana is an illegal schedule 1 drug; therefore, we will not employ any person who tests positive for marijuana, regardless of state legalization.

Equal Employment Opportunity:

Axos is an Equal Opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, religious creed, color, sex (including pregnancy, breast feeding and related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, genetic information, physical disability, mental disability, or any other protected status in accordance with all applicable federal, state, and local laws.

Job Functions and Work Environment:

While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc.

The work environment characteristics described here are representative of those an employee may encounter while performing the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.

E-Verify and Right to Work Notices

Axos participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States. The E-Verify program is an internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services.

IER Right to Work Poster (English/Spanish)

E-Verify Participation Poster (English/Spanish)