Kikoff: The Fintech Powering Financial Security at Scale
Kikoff is a profitable, pre-IPO fintech company on a mission to empower everyone to achieve financial security. With record revenue growth in 2025 and a unicorn valuation, we've built a suite of products that help millions of people build credit, access liquidity, and save money.
We're scaling fast. Join us if you want to build something meaningful and help millions of people move forward financially.
Why Kikoff:
This is a consumer fintech startup, and you will be working with serial entrepreneurs who have built strong consumer brands and innovative products. We value extreme ownership, clear communication, a strong sense of craftsmanship, and the desire to create lasting work and work relationships. Yes, you can build an exciting business AND have real-life real-customer impact.
We’re looking for a Head of Growth Marketing who can help us continue to grow our family three finance top-100 ranked apps, leading our performance marketing and creative teams. You’ll be responsible for growing our acquisition volume with strict CAC/ROAS goals. Kikoff financial products have already helped millions of customers improve their credit scores and access their paycheck early; and with your help we can improve the financial lives of millions more.
This is a full-time position in our San Francisco HQ with benefits and equity in a fast-moving and fast-growing environment that will help you grow your abilities and career as you help build a better ecosystem of credit for our customers.
What you’ll do:
- Directly responsible for our marketing budget and growing the number of users who join our program while keeping constant or improving our CAC/ROAS
- Lead, mentor and grow the performance marketing and creative teams
- Stand up new distribution channels and strategies beyond paid media including organic growth and b2b2c
- Work cross-functionally to bring campaigns and results to life: working with designers, copywriters, product team, data analysts, and more.
- Lead the team through various stages of marketing maturity for a mix of apps through launching and cracking new products and markets as well as growing acquisition for our mature products and programs
What will help make you successful:
- 15+ years of a proven track record of driving towards new user acquisition growth goals under set CAC/ROAS or volume targets, timelines and budgets at scale.
- 5+ years as a proven people leader able to guide, influence and motivate teams and organizations with a track record of managing performance and driving towards measurable goals and outcomes.
- Deep knowledge of paid media, measurement, and performance marketing channels such as Facebook, TikTok, Google ads, mobile DSPs, TV, direct mail and more.
- Mastery of hypothesis driven A/B, MVT and incrementality testing with the ability to lead a team through analyzing test result data to tease out learnings and insights to inform future testing.
- Strategic thinker and leader, able to breakdown and organize problems, assess opportunity areas, and develop big ideas and priorities, and mobilize teams and resources to move the business forward.
- Self-starter with a move-fast bias towards action who is able to manage multiple, competing priorities in a fast-paced environment.
- Ability to define key marketing KPIs and break them down into their underlying drivers to understand and influence performance from first principles.
- Understanding of what makes effective and strong direct response creative with a framework to keep adjusting and learning based on experimentation.
- Experience in a fintech business, or a D2C industry and SQL proficiency is a bonus.
- SQL proficient to be able to pull your own data and cross-validate results.
Location: San Francisco, CA (Hybrid 3 Days in Office)
Equal Employment Opportunity Statement
Kikoff Inc. is an equal opportunity employer. We are committed to complying with all federal, state, and local laws providing equal employment opportunities and considers qualified applicants without regard to race, color, religion, creed, gender, national origin, age, disability, veteran status, marital status, pregnancy, sex, gender expression or identity, sexual orientation, citizenship, or any other legally protected class.
Please reference the following for more information.
Kikoff San Francisco, California, USA Office
We’re headquartered in the Financial District of San Francisco where public transit is just a short walk away at Embarcadero Station.
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