Product Compliance Manager

Stripe is a financial infrastructure platform for businesses. Millions of companies - from the world’s largest enterprises to the most ambitious startups - use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career.

As a regulated business, our second line of defense team plays a critical role in ensuring Stripe operates as a responsible steward of the financial ecosystem. In this role you will help advise product, engineering and operational teams on regulatory compliance and financial crimes considerations.

We’re looking for a product compliance expert experienced in the fintech and payments industry to partner closely with cross-functional stakeholders to design and enhance Stripe’s products in a way that both delights users and meets all relevant compliance obligations.  You will embed with Stripe’s product teams, building new and innovative products to help identify, track and implement compliance requirements, while supporting those teams in building and deploying monitoring tools to ensure ongoing compliance.

The role provides an excellent opportunity for a talented candidate to deploy their cross-functional product compliance skills in a fast-paced and rigorous environment, enhance their compliance skills, and to carve out opportunities to grow and develop. The successful candidate will gain wide-ranging exposure to Stripe's diverse range of business lines, senior leadership, and the governance and workings of the organization.

• Embed with product teams to provide guidance on compliance requirements during the design and build phases to ensure a compliant go-to-market strategy
• Lead product governance efforts on behalf of Stripe’s Financial Crimes, Compliance and Risk Oversight (FinCRO) organization, including documenting requirements and tracking them through implementation
• Provide operational and compliance subject matter support to cross-functional teams as they design and implement workflows, tooling, and reporting
• Liaise closely with Regional Compliance Officers and Money Laundering Reporting Officers to support execution of our compliance oversight programs
• Conduct compliance reviews and product risk assessment for material new product launches
• Inform and educate product and business teams on relevant compliance and regulatory requirements to foster a "compliance-by-design" mindset across the organization
• Contribute to building a strong culture of compliance across Stripe’s teams

We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.

• 5+ years of experience building and managing a compliance program in the regulated financial services industry, preferably in fintech/payments and banking
• Experience evaluating emerging products for compliance risk, working with product and business stakeholders to implement creative solutions for compliance requirements, and conducting compliance reviews of new products
• Working knowledge of regulatory compliance and financial crimes/AML practices, and a good understanding of the types of compliance matters applicable to a company like Stripe
• Experience managing distinct projects and programs, with particularly strong skills in stakeholder management
• Ability to understand and interpret regulations and regulatory guidance, and incorporate them into a comprehensive and appropriate compliance program
• Strong written and verbal communication skills—including the ability to communicate effectively with different stakeholders across the business
• Excellent cross-functional collaboration skills, including navigating leadership and interpersonal working relationships
• An ambitious sense of curiosity and a willingness to explore areas outside of your comfort zone, like new markets or new product types
• The ability to work efficiently and independently in an ambiguous, fast-paced environment, with a strong understanding of when to escalate urgent issues
• Respect for and interest in financial rules and regulations, as well as an eagerness to innovate and drive the industry forward

• ACAMS, CRCM or equivalent certification
• SQL abilities