Chime Logo

Chime

Senior Backend Engineer

Reposted Yesterday
Easy Apply
Hybrid
San Francisco, CA
176K-245K Annually
Senior level
Easy Apply
Hybrid
San Francisco, CA
176K-245K Annually
Senior level
As a Senior Backend Engineer, you will develop and maintain APIs, collaborate with cross-functional teams, and ensure system reliability and scalability.
The summary above was generated by AI
About the role

Chime Engineering is growing rapidly as we scale to support the financial needs of our members. We are looking for driven engineers to join our team, where you’ll work on APIs that power our member facing products and iterate on our banking platform. You will own projects from end-to-end by influencing architecture, implementing APIs and maintaining the ongoing health of the code. 

The base salary offered for this role and level of experience will begin at $176,490 and up to $245,100. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience. 

In this role, you can expect to
  • Design, develop, test, refactor and scale backend implementations of new and existing consumer product features
  • Work with the mobile team to design and build strong, resilient APIs that power the member facing mobile app
  • Collaborate with cross functional teams to understand member pain points and come up with solutions
  • Proactively identify opportunities for improving the reliability and scalability of our systems
  • Work across the engineering team to improve and uphold high technical standards 
To thrive in this role, you have
  • 5+ years developing software in a production environment at scale
  • Proven experience with Ruby on Rails or comparable frameworks
  • Experience working with transactional databases and caching systems
  • Exposure to architectural patterns of large, high-scale web applications
  • An appreciation of maintainable and well-tested code
  • Enjoyment in learning and diving into the deepest levels of how things work
  • Start-up experience as an added plus

#LI-Hybrid #LI-JL1

A little about us

At Chime, we believe that everyone can achieve financial progress. We created Chime—a financial technology company, not a bank*—on the premise that core banking services should be helpful, easy, and free. Through our user-friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals. Whether it's starting a savings account, purchasing a first car or home, launching a business, or pursuing higher education, we're proud to have helped millions unlock their financial potential.

We're a team of problem solvers, dreamers, and builders with one shared obsession: our members. From day one, Chimers have worked tirelessly to out-hustle and out-execute competitors to bring our mission to life. Their grit and determination inspire us to work harder every day to deliver the very best experience possible. We each bring an owner's mindset to our work, refusing to be outdone and holding ourselves accountable to meet and exceed the highest bars for our teams, our company, and our members.

We believe in being bold, dreaming big, and taking risks, while also working together, embracing our diverse perspectives, and giving each other honest feedback. Our culture remains deeply entrepreneurial, encouraging every Chimer to see themselves as stewards of our mission to help everyday Americans unlock their financial progress. 

We know that to achieve our mission, we must earn and keep people's trust—so we hold ourselves to the highest standards of integrity in everything we do. These aren't just words on a wall—our values are embedded in every aspect of our business, serving as a north star that guides us as we work to help millions achieve their financial potential.

Because if we don't—who will?

*Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

What we offer for our full-time, regular employees
  • 🏢 Our in-office work policy is designed to keep you connected - with four days a week in the office and Fridays from home for those near one of our offices, plus team and company-wide events depending on location. Whether you’re coming in regularly or are part of our fully remote program, you’ll stay engaged with your work and teammates.**
  • 💻 In-office perks including backup child, elder, and/or pet care, plus a subsidized commuter benefit to support your regular commute**
  • 💰 Competitive salary based on experience**
  • ✨ 401k match** plus great medical, dental, vision, life, and disability benefits
  • 🏝 Generous vacation policy and company-wide Chime Days, bonus company-wide paid days off**
  • 🫂 1% of your time off to support local community organizations of your choice
  • 👟 Annual wellness stipend to use towards eligible wellness related expenses
  • 👶 Up to 24 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents
  • 👪 Access to Maven, a family planning tool, with $15k lifetime reimbursement for egg freezing, fertility treatments, adoption, and more.
  • 🎉 In-person and virtual events to connect with your fellow Chimers—think cooking classes, guided meditations, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too!**
  • 💚 A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help millions unlock financial progress**

**Perks also available to Chime Interns.

We know that great work can’t be done without a diverse team and inclusive environment. That’s why we specifically look for individuals of varying strengths, skills, backgrounds, and ideas to join our team. We believe this gives us a competitive advantage to better serve our members and helps us all grow as Chimers and individuals.

Chime is proud to be an Equal Opportunity Employer. We consider qualified applicants without regard to race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, genetic information, veteran status, or any other legally protected basis under provincial, federal, state, and local laws, regulations, or ordinances. We will also consider qualified applicants with criminal histories in a manner consistent with the requirements of state and local laws, including the San Francisco Fair Chance Ordinance, Cook County Ordinance, NYC Fair Chance Act, and the LA City Fair Chance Ordinance, and consistent with Canadian provincial and federal laws. If you have a disability or special need that requires accommodation during any stage of the application process, please contact: [email protected].

To learn more about how Chime collects and uses your personal information during the application process, please see the Chime Applicant Privacy Notice.

Top Skills

APIs
Caching Systems
Ruby On Rails
Transactional Databases
HQ

Chime San Francisco, California, USA Office

101 California Street, San Francisco, CA, United States, 94111

Similar Jobs at Chime

6 Hours Ago
Easy Apply
Hybrid
San Francisco, CA, USA
Easy Apply
130K-181K Annually
Senior level
130K-181K Annually
Senior level
Fintech • Machine Learning • Mobile • Security • Software
Lead and optimize TV and Offline marketing strategies to enhance brand awareness and measurable acquisition outcomes, collaborating with cross-functional teams to achieve growth objectives.
Top Skills: Data Analysis ToolsMedia Measurement Tools
Yesterday
Easy Apply
Hybrid
San Francisco, CA, USA
Easy Apply
169K-239K Annually
Expert/Leader
169K-239K Annually
Expert/Leader
Fintech • Machine Learning • Mobile • Security • Software
The Director of Corporate Editorial will lead Chime's corporate storytelling strategy, aligning it with business objectives while managing a team to create content that resonates with various stakeholders.
Top Skills: ChatgptCms PlatformsElevenlabsGaJasperNotion AiRunwaySeoSocial Media PlatformsSoraSproutSynthesia
Yesterday
Easy Apply
Hybrid
San Francisco, CA, USA
Easy Apply
130K-181K Annually
Senior level
130K-181K Annually
Senior level
Fintech • Machine Learning • Mobile • Security • Software
The Senior Brand Marketing Manager will lead integrated brand campaigns and partner with teams to drive brand strategy, creativity, and performance, while ensuring consistent messaging across all channels.

What you need to know about the San Francisco Tech Scene

San Francisco and the surrounding Bay Area attracts more startup funding than any other region in the world. Home to Stanford University and UC Berkeley, leading VC firms and several of the world’s most valuable companies, the Bay Area is the place to go for anyone looking to make it big in the tech industry. That said, San Francisco has a lot to offer beyond technology thanks to a thriving art and music scene, excellent food and a short drive to several of the country’s most beautiful recreational areas.

Key Facts About San Francisco Tech

  • Number of Tech Workers: 365,500; 13.9% of overall workforce (2024 CompTIA survey)
  • Major Tech Employers: Google, Apple, Salesforce, Meta
  • Key Industries: Artificial intelligence, cloud computing, fintech, consumer technology, software
  • Funding Landscape: $50.5 billion in venture capital funding in 2024 (Pitchbook)
  • Notable Investors: Sequoia Capital, Andreessen Horowitz, Bessemer Venture Partners, Greylock Partners, Khosla Ventures, Kleiner Perkins
  • Research Centers and Universities: Stanford University; University of California, Berkeley; University of San Francisco; Santa Clara University; Ames Research Center; Center for AI Safety; California Institute for Regenerative Medicine

Sign up now Access later

Create Free Account

Please log in or sign up to report this job.

Create Free Account