Senior Loan Analyst

Requisition Number: 2367599
Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us to start Caring. Connecting. Growing together.
Sr. Loan Analysts manage pre-closing activities for complex commercial leasing, working capital and term loans. In this role, they coordinate the closing process from start to finish, ensuring accuracy, compliance, and strong communication skills experience. The ideal candidate is detail-oriented, highly organized, and able to thrive in a fast-paced environment with evolving products and priorities.
You'll enjoy the flexibility to work remotely * from anywhere within the U.S. as you take on some tough challenges. For all hires in the Minneapolis or Washington, D.C. area, you will be required to work in the office a minimum of four days per week.
Primary Responsibilities:

• Lead and coordinate pre-closing activities for leasing, working capital, and term loans in partnership with customers, underwriters, loan officers, and the sales team
• Ensure compliance with banking regulations, internal policies, departmental SLAs, and other applicable requirements
• Manage multiple loan pipelines at once while maintaining strong organization and attention to detail across loan and leasing products
• Prepare, review, and finalize audit-ready loan files for closing
• Collaborate effectively across teams and adapt to frequent changes as products expand and portfolios grow
• Help develop, update, implement, and maintain policies and procedures
• Support additional responsibilities, including task assignments, new employee training, and special projects as needed

You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.
Required Qualifications:

• 2+ years of experience in commercial loan or leasing documentation and closing
• 2+ years of banking experience with working knowledge of applicable regulations
• Proficiency in Microsoft Office Suite

Preferred Qualifications:

• Completion of a formal SBA loan documentation training program
• Experience with commercial leasing and working capital loans

*All employees working remotely will be required to adhere to UnitedHealth Group's Telecommuter Policy
Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The salary for this role will range from $72,800 - $130,000 annually based on full-time employment. We comply with all minimum wage laws as applicable.
Application Deadline: This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants.
At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission.
UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations.
UnitedHealth Group is a drug - free workplace. Candidates are required to pass a drug test before beginning employment.