Staff Product Manager, Risk

The self-employed workforce is a rapidly growing, resilient, and colorful 60 million Americans. But self-employment comes with its own set of challenges: navigating taxes, accounting, bookkeeping, and business banking are just a few. That’s where we come in.

Found is building tools that give self-employed people the security and peace of mind that has historically only been possible at big corporations. We’re a business bank account that automates taxes and expense tracking because we believe small business owners should spend more time doing what they love and less time on their business finances.

We’re looking for kind, resourceful, and passionate people to join us in building the safety net for self-employment.

About this Role:

Thanks for your interest in Found! The Risk Product team is central to how Found operates and delivering a world class banking product that small businesses love. Found’s product strategy relies upon giving customers the freedom to move money quickly and securely — with the access and limits needed for their business’ money movement — while minimizing Found’s financial risk. Building, maintaining, and monitoring reliable ways for our users to move their money is crucial to Found’s success. This is a full stack team with its own designers, engineers, and product analysts.

Day to day, you will:

• Build & maintain the roadmap for Risk Product, leveraging research, customer insights, and data to prioritize feature improvements and net-new feature buildout.

• Partner closely with Engineering, Design, Data, Compliance, and Risk Operations to bring this roadmap to life, ensuring feature launches are bug-free, hit SLAs, and are fully compliant with applicable regulations.

• Drive OKRs, quarterly goal-setting, and regular check-ins on progress-against-goals for your business area.

• Own the end-to-end product lifecycle for risk-related initiatives, from problem definition through launch, measurement, and iteration.

• Balance customer experience, business growth, and financial risk by making thoughtful tradeoffs informed by data and operational realities.

• 8+ years of experience in a Product Management role, leading end-to-end product development for complex, user-facing systems.

• Direct experience owning risk-related product areas, such as disputes, access and limits, fraud prevention, or identity — specifically in the context of payments or money movement.

• Strong analytical reasoning skills, with the ability to use data to inform prioritization, decision-making, and risk tradeoffs.

• A track record of owning ambiguous problem spaces and driving clarity, alignment, and execution across cross-functional partners.

• Excellent communication skills, with the ability to clearly explain complex concepts to technical and non-technical audiences.

• A business-owner mindset — you understand how risk decisions impact customers, operations, and company-level KPIs, and you take accountability for outcomes.

• Experience leading fraud, access, or identity products in non-fintech environments (e.g., marketplaces, consumer platforms, or enterprise products).

• Experience managing credit products, including underwriting or risk decisioning systems.

• Familiarity with money movement systems such as ACH, wires, RTP, card networks, or bill pay.

• Experience partnering closely with Risk Operations, Compliance, or Fraud teams.

• Experience building products that operate within regulatory constraints.

• Experience or interest in serving small businesses, self-employed individuals, or fintech products.

The anticipated salary range for this role is $200,000–$260,000. The salary range listed represents the low and high end of the anticipated salary range for this position across all US locations and levels being hired for. Within the range, individual pay is determined by several factors including job-related skills, experience, and relevant education or training. Our competitive base salary is just one component of Found’s total compensation package. Found also offers a generous benefits package to all employees — see our list below or check out found.com/careers to learn more.

#LI-DNI

Found is built by a team that comes from a variety of backgrounds and experiences, and we firmly believe that diversity, equity, and inclusion are crucial to our success. As we grow, we’re searching for passionate and motivated team members who are excited to bring their skill set to the team and are ready to learn from others.

If you are looking for a role where you will have the opportunity to make a meaningful contribution and great impact, we would love to hear from you!

• 401K, FSA, and Commuter Benefits: We offer all employees access to tax-efficient benefit options alongside competitive base compensation.

• Paid parental leave: Found supports employees through all stages of life, which is why new parents employed by Found qualify for 16 weeks of flexible parental leave.

• Health benefits: Comprehensive medical, dental, and vision benefits and are always 100% covered for employees, 90% covered for dependents.

• Work anywhere: We have Found offices in SF and NYC. For team members who work outside those cities, Found also supports fully remote working.

• Meaningful equity: Everyone on our team should feel and act like an owner, which is why Found offers industry-competitive equity to all of our employees.

• Generous vacation policy: Vacations, appointments, mental health days- take the time you need.

To learn more about our benefits or the team please go to found.com/careers.