Senior Product Manager - B2B Payments

What You'll Do:

• Define the product strategy for extending AppZen's platform into payments, including which capabilities to own directly versus provide through partners

• Develop a deep understanding of the payment infrastructure landscape and identify, evaluate, and select the external providers AppZen integrates with

• Build the evaluation criteria used to select payment partners, spanning capability, reliability, security/compliance, and commercial terms

• Own payment integrations end-to-end, partnering closely with engineering and provider teams from architecture through production

• Design the end-to-end payment experience — from an approved financial obligation through execution, monitoring, and reconciliation

• Define how AI-driven automation extends safely into payment execution, working within enterprise controls such as authorization, approval thresholds, and fraud prevention

• Translate complex enterprise payment requirements into product capabilities that scale across customers rather than one-off implementations

• Partner with Engineering, Legal, Compliance, Sales, Customer Success, and Marketing to take new capabilities from concept through customer adoption

What We're Looking For:

• 5+ years of product management experience, including meaningful time focused on payments, fintech, or payment infrastructure

• Direct, hands-on experience building or integrating B2B payment capabilities into a software product

• Experience evaluating and selecting payment processors, banks, networks, or other payment infrastructure providers

• Experience taking at least one payment product or integration from concept through production launch

• Strong understanding of core payment lifecycle concepts — authorization, settlement, reconciliation, and exception handling

• Comfortable working directly with engineering and provider technical teams on complex, API-driven integrations

• Strong product judgment, including the ability to make build-versus-partner decisions

• Excellent written and verbal communication skills, with the ability to work effectively across cross-functional teams

Nice to Have:

• Experience with cross-border or multi-currency payment infrastructure

• Background at a payment processor, card issuer, bank, or embedded finance/payments platform

• Experience integrating payments with ERP, AP, procurement, or expense systems

• Bachelor's degree or equivalent experience

Benefits:

• Competitive salary and bonus or variable incentive pay (role-dependent)

• Comprehensive medical, dental, vision, and life insurance

• Unlimited PTO

• Paid parental leave (eligible employees)

• 401(k) match

• $250 annual learning & development reimbursement

• Onsite gym access for HQ (San Jose) employees

• Office perks: snacks, happy hours, and company events

Note: Benefits apply to full-time employees only