Top Risk Management Jobs in San Francisco Bay Area, CA

Manage AML/KYC risk for high-risk industries by conducting specialized due diligence, advising bankers and KYC officers, owning renewal cycles and escalations, improving controls, and ensuring timely, high-quality portfolio management.

Manage global merchant credit risk by assessing prospective and existing merchants, defining KPIs and monitoring frameworks, building SOPs, creating reporting/dashboarding, partnering with Legal/Compliance/BD, and balancing growth with risk mitigation across payment channels.

Lead risk and compliance activities for a high-risk banking environment: prepare for audits and regulatory exams, draft policies and governance, evaluate internal controls, run risk assessments and gap analyses, maintain training, monitor regulatory changes, and produce KRI/KPI Board-level reporting.

Lead and scale a model governance and quantitative risk team responsible for performance and drift monitoring, validation, documentation, remediation, and customer-facing governance. Set strategy for governance automation and standards, manage cross-functional relationships, prepare reports for customers/regulators, and perform hands-on model review and mentoring as needed.

Lead and grow a model governance team to oversee model validation, monitoring, drift and fair-lending assessments, documentation, change management, and customer/regulatory interactions. Own strategy, customer-facing governance relationships, validation reports, remediation tracking, and hands-on mentorship when needed.

Lead second-line credit risk oversight across unsecured, secured, and commercial lending. Perform credit and behavioral analytics, monitor roll rates/delinquency, evaluate KPIs/KRIs, build data visualizations, advise on policy effectiveness, and support regulatory readiness and risk management frameworks.

Oversee implementation and analysis of quantitative fixed‑income risk models, monitor portfolio risk, deliver risk reviews, conduct independent research on risk/return drivers, integrate insights into strategies, and partner with portfolio managers and client teams on quantitative topics.

Lead enterprise-wide compliance and financial-crime risk assessments, evaluate controls and residual risk, produce executive reports, partner with MLROs/CCOs globally, drive transaction monitoring and customer risk scoring coverage, update geographic risk ratings, develop threat assessment frameworks, and pioneer AI-powered automation while maintaining human oversight.

Lead and grow a model risk and governance team, set strategy, and run model validation, performance and drift monitoring, fair-lending assessments, governance documentation, model inventory, and change management. Own customer and regulator-facing governance relationships, prepare validation reports, track remediation, balance strategic roadmap with operational demands, and perform hands-on technical work as needed.

Analyze, develop, test, and optimize credit policies covering underwriting, credit line assignment, loan amounts, and risk-based pricing. Use SQL and Python to translate strategies into business rules, assess portfolio impacts, monitor risk and performance KPIs, identify growth opportunities, and recommend policy changes. Collaborate with Risk, Product, Technology, and Operations teams to implement credit strategies and communicate findings to stakeholders.

Leads first-line risk management for business units, advising on risk and control frameworks, issue remediation, risk-based testing, new product and third-party risk assessments, governance, regulatory adherence, and risk reporting. Educates business leaders, promotes risk ownership, supports committee reporting, analyzes risk data, and escalates issues. Requires extensive financial-services risk experience and the ability to influence cross-functional stakeholders in a regulated environment.

The Senior Manager, Financial Risk Management leads risk and controls support across finance-critical business domains, driving operational risk governance and control design to ensure scalable and effective operations in a fast-paced environment.

Leads corporate insurance strategy, policy placements, renewals, broker and carrier negotiations, quantitative risk modeling, enterprise risk assessments, claims management, and governance. Partners with Legal, Finance, and Operations to mitigate operational and financial exposures. Develops risk financing strategies, maintains compliance documentation, and applies AI-driven tools to improve claims processing, reporting, and predictive cost modeling.

Manage corporate insurance programs, underwriting submissions, exposure/TIV schedules, contractual risk transfer, and claims support for energy and digital infrastructure projects. Coordinate with internal teams and external brokers/insurers to optimize coverage, validate valuations, support underwriting diligence, and improve company risk management practices across development, construction, and operations.

Owns the consumer credit reporting and Fair Credit Reporting Act risk governance program. Leads Metro 2 file creation, data quality audits, CRA submissions, dispute management, root cause analysis, regulatory compliance, and exception resolution. Manages Dispute Analysts, oversees SLAs and quality assurance, and partners with Legal, Risk, Operations, and Engineering on automation, system enhancements, and continuous process improvement.

Manage daily FCM risk across multi-asset clearing, including intraday and end-of-day metrics, pricing, margin requirements, client risk assessments, and market, credit, and liquidity monitoring. Handle CFTC, NFA, and SEC regulatory requests. Lead product design and listing, develop margin and cross-margining models, oversee liquidation strategies, and conduct quantitative research and scenario analyses.

Leads strategic planning, budgeting, forecasting, and financial analysis for the risk exchange platform. Partners with finance, accounting, actuarial, and distribution teams; analyzes operational and insurance results; prepares management reporting; supports monthly close; and presents insights to senior leadership. Drives Pigment planning-platform adoption and improves FP&A processes through AI, automation, documentation, and digital tools.

Lead development and execution of credit risk strategies across the credit lifecycle. Analyze portfolio performance, identify risks and opportunities, design and test policy changes with stakeholders, present insights to senior leadership, and drive data-driven optimization to improve risk-adjusted returns and compliance.

Own the operational risk discipline within the enterprise risk program. Responsibilities include designing the operational risk framework, managing loss events, running RCSA assessments, conducting scenario analysis, testing controls, supporting Engineering incident reviews, tracking remediation, and preparing risk reporting for the CRO, Risk Committee, and board.

Own and monitor a consumer lending portfolio; develop and implement underwriting, limit, pre-screen, and risk-tier strategies. Perform hands-on analysis with SQL and Python, run A/B and champion/challenger tests, use internal and third-party data, ensure fair lending governance, and collaborate across stakeholders to translate analysis into business recommendations.

Lead credit risk due diligence and field examinations for specialty lending clients. Supervise and mentor staff, act as subject-matter expert, manage engagement deliverables and budgets, support client development and proposals, ensure quality control, handle billing and realization, recommend internal process improvements, and travel as needed. Requires CPA and strong communication and client management skills.

Lead risk and internal control initiatives, partner with auditors, enhance financial reporting integrity, drive process improvements, and perform audits.

Lead first-line technology and AI risk governance for Commercial Bank lending. Conduct risk assessments of new systems and AI use cases, evaluate and strengthen controls, monitor incidents, support regulatory exams and remediation, and drive automation and operational resilience with stakeholders across business, technology, cybersecurity, and risk functions.

Lead credit strategy for the powersports portfolio by analyzing origination and loan performance data, designing underwriting and pricing strategies, documenting credit policy, monitoring KPIs, validating risk processes, and presenting insights to senior leadership and external partners.