Top Finance Jobs in San Francisco Bay Area, CA

Own the full commercial credit underwriting lifecycle, including application review, KYB verification, credit bureau analysis, limit-setting, documentation, escalations, and decisioning. Identify risk patterns, support backtesting of policy changes, improve workflow automation, develop SOPs, and coordinate with Fraud on overlapping application-stage signals.

Leads Engine’s financial strategy, planning, forecasting, capital allocation, fundraising, transactions, reporting, and investor communications. Partners with the CEO, executive team, Board, lenders, and investors while building a scalable Finance organization, infrastructure, controls, and data-driven operating cadence for a high-growth technology company.

Owns the corporate card underwriting operating model, including credit standards, portfolio analytics, backtesting, policy governance, and automated decisioning. Leads the credit team, partners with Data Science on model inputs and validation, coordinates fraud-signal reviews, and delivers delinquency, cohort, utilization, and exception reporting to leadership. Drives the transition from manual underwriting toward automated credit decisions while maintaining rigorous quality and escalation processes.

Build and lead Engine’s risk function for its corporate card and spend management product. Define risk tolerance, credit and fraud guardrails, second-line governance, risk committee operations, and reporting infrastructure. Govern fraud and credit teams, partner with Product and Engineering to embed controls into products, collaborate with Sales on risk appetite, and work with Legal and Compliance on BSA/AML, UDAAP, and card issuing obligations. Translate risk signals into financial and executive-level insights.