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Best Payments Companies to Work for in San Francisco Bay Area, CA (158)

Capital One
Fintech • Machine Learning • Payments • Software • Financial Services
Change everything. Starting with your career.

At Capital One, we think and work like a tech company, using our digital fluency to transform everything about the customer experience. We’re bending data to our will, and turning a stodgy industry on its head. That’s reflected in our ranking as the number one business technology innovator in the U.S. in the 2016 InformationWeek Elite 100.

Capital One

Capital One's Top Overall Employer Reputation Strengths

Benefits & Perks: Benefits are described as competitive, including medical coverage, 401(k) matching, parental leave, and wellness resources, with eligibility starting at 20 hours per week for part‑time associates. Parental leave and well‑being programs are emphasized alongside retirement support.

Learning & Development: Learning programs such as Tech College, ML training, rotational pathways, and tuition assistance are featured, enabling upskilling and internal mobility. Engineers and analysts work with modern cloud/AWS‑scale systems, adding practical learning at scale.

Recognition: Recognition includes a multi‑year presence on Fortune’s 100 Best Companies to Work For list, most recently noted in 2025. This sustained inclusion signals ongoing investment in culture and people.

Mastercard
Blockchain • Fintech • Payments • Consulting • Cryptocurrency • Cybersecurity • Quantum Computing
We are a global technology company in the payments industry.

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re building a resilient economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help...

Mastercard

Mastercard's Top Overall Employer Reputation Strengths

Benefits & Perks: Benefits include a minimum 16 weeks paid new‑parent leave, a four‑week “work from elsewhere” program, and five paid volunteer days, signaling an employee‑friendly package.

Innovation & Products: Work spans a leading global payments network with AI‑enabled commerce and fraud‑intelligence initiatives, including agentic‑commerce efforts with major tech partners.

Learning & Development: Employees can access structured development via the Leadership Academy, the Unlocked internal marketplace, technical guilds, AI Garage, hackathons, and other programs that support mobility and upskilling.

Moov
Fintech • Payments
9 Offices
63 Employees
47 Benefits Hiring Now
We make money movement work for everyone so that businesses, merchants, and users can do great things with their money.

Moov is a payments infrastructure platform making it easy to accept, store, send, and spend money all from a single, elegantly-designed API. Instead of stitching together multiple vendors, software companies simply add Moov to their products to get the latest in payment technology, user onboarding, licensing, compliance, and more.

Moov

Moov's Top Overall Employer Reputation Strengths

Benefits & Perks: Benefits are clearly articulated, including fully remote work in the U.S., flexible PTO, a 401(k) match, strong insurance coverage, and professional development support. Materials also highlight home‑office support and parental leave as part of a comprehensive package.

Autonomy: Work is organized as remote‑first with trust‑based flexibility to work where and when people are most productive. Company materials emphasize radical transparency and empowerment to drive projects without micromanagement.

Innovation & Products: A developer‑first payments infrastructure with open‑source roots provides meaningful technical challenges and community engagement. Public collaborations with financial institutions indicate active integration work on real payment rails.

Adyen
Fintech • Payments • Financial Services
Meet the financial technology platform helping the world’s leading businesses achieve their ambitions faster.

Adyen (ADYEN:AMS) is the financial technology platform of choice for leading companies. By providing end-to-end payments capabilities, data-driven insights, and financial products in a single global solution, Adyen helps businesses achieve their ambitions faster. With offices around the world, Adyen works with the likes of Meta, Uber, H&M, eBay, and Microsoft.

Adyen

Adyen's Top Overall Employer Reputation Strengths

Autonomy: Teams operate with high ownership under explicit principles that emphasize speed, direct communication, and iterative delivery. Feedback suggests this clarity and trust enable impactful, end-to-end work across functions and regions.

Work-Life Balance: Feedback suggests many employees experience reasonable balance supported by office-first collaboration enhanced with local perks and flexibility when needed. The combination of in-person support and autonomy helps some teams maintain sustainable routines.

Career Growth: Employees highlight opportunities to 'own their careers' and expand skills in a global setting with high-impact scope. Feedback suggests cross-market exposure and principle-led execution create meaningful learning and advancement for self-directed people.

Block
Blockchain • eCommerce • Fintech • Payments • Software • Financial Services • Cryptocurrency
Block builds technology for economic empowerment.

Block, Inc. is a global technology company with a focus on financial services. Made up of Square, Cash App, Afterpay, TIDAL, Bitkey, and Proto, Block, Inc. builds technology to increase access to the global economy. Each of our brands unlocks different aspects of the economy for more people. Square makes commerce and financial services accessible to sellers. Cash App is the...

Block

Block's Top Overall Employer Reputation Strengths

Innovation & Products: Work spans Square and Cash App at large scale, offering modern fintech challenges with AI-augmented tooling and open-source engagement. This creates high leverage for builders to ship impactful features across mature payments and consumer finance ecosystems.

Benefits & Perks: Distributed-first flexibility, comprehensive health and wellness support, equity participation, an employee stock purchase plan, retirement match, and flexible time off are emphasized. International work flexibility and tailored regional offerings further support diverse employee needs.

Mission & Purpose: The company frames its work around “economic empowerment” and publishes structured inclusion commitments with ERGs and bias checks. This mission orientation provides a clear through-line connecting product decisions and culture investments.

Navan
Fintech • Information Technology • Payments • Productivity • Software • Travel • Automation
16 Offices
3,300 Employees
59 Benefits Hiring Now
Travel & expense made easy.

Navan (Nasdaq: NAVN) is the leading all-in-one business travel, payments, and expense management platform that makes travel easy for frequent travelers. From finding flights and hotels to automating expense reconciliation, with 24/7 support along the way, Navan delivers an intuitive experience travelers love and finance teams rely on. See how Navan customers benefit and learn more at navan.com.

Navan

Navan's Top Overall Employer Reputation Strengths

Team Support: Colleagues are often described as intelligent, helpful, and collaborative, with many noting a fun, caring atmosphere and willingness to jump in across roles. Feedback suggests this peer network creates strong day‑to‑day support.

Benefits & Perks: Benefit offerings such as flexible time off, comprehensive insurance, equity, catered meals, wellness stipends, and travel subsidies are frequently highlighted as valuable. Feedback suggests these perks add meaningful quality‑of‑life upside beyond base compensation.

Career Growth: A high‑velocity environment with clear enablement paths and visible impact is said to create rapid scope expansion and promotion opportunities in certain orgs. Feedback suggests those who embrace ownership and pace can advance quickly and learn a lot.

Square
eCommerce • Fintech • Hardware • Payments • Software • Financial Services
18 Offices
12,000 Employees
58 Benefits Hiring Now
Invent today. Shape tomorrow.

Since we opened our doors in 2009, the world of commerce has evolved immensely, and so has Square. After enabling anyone to take payments and never miss a sale, we saw sellers stymied by disparate, outmoded products and tools that wouldn’t work together. So we expanded into software and started building integrated, omnichannel solutions – to help sellers sell online, manage...

Square

Square's Top Overall Employer Reputation Strengths

Mission & Purpose: Work centers on tools used daily by small businesses and sellers, with an explicit focus on economic empowerment and community investment alongside product work. This gives many roles visible, real‑world impact within fintech.

Benefits & Perks: Compensation is presented as competitive with equity (including ESPP), paid parental leave, mental‑health support, flexible time off, and learning resources. Company materials also highlight flexible/distributed work options.

Team Support: Colleagues are often seen as talented and collaborative, and the problem space across Square and Cash App is described as challenging and engaging. Feedback suggests many teams prize cross‑functional partnership.

Affirm
Big Data • Fintech • Mobile • Payments • Financial Services
7 Offices
2,200 Employees
70 Benefits Hiring Now
We create honest financial products that improve lives. Ready to make a difference?

At Affirm, we help people say yes to the things that matter with flexible, transparent ways to pay over time. No hidden fees, no compound interest, and no fine print—just a smarter way to spend.

Affirm

Affirm's Top Overall Employer Reputation Strengths

Benefits & Perks: Benefits include fully subsidized medical, dental, and vision for employees and dependents, generous time off with company-wide Away Days, robust parental leave, and monthly stipends/wallets. Company materials consistently position these offerings as core to the employee experience.

Mission & Purpose: The organization emphasizes building honest, transparent financial products and a consumer-first mission. This orientation appears in public materials around underwriting choices and product design, which many candidates find motivating.

Team Support: Colleagues are often seen as talented, kind, and collaborative, contributing to a supportive community. Multiple sources highlight empathetic peers and a culture that values inclusion and respectful interaction.

Airwallex
Artificial Intelligence • Fintech • Payments • Business Intelligence • Financial Services • Generative AI
Do the most ambitious work of your career. Airwallex is building the future of global banking.

Airwallex is the only unified payments and financial platform for global businesses. Powered by our unique combination of proprietary infrastructure and software, we empower over 200,000 businesses worldwide – including Brex, Rippling, Navan, Qantas, SHEIN and many more – with fully integrated solutions to manage everything from business accounts, payments, spend management and treasury, to embedded finance at a global...

Airwallex

Airwallex's Top Overall Employer Reputation Strengths

Market Position & Stability: Feedback suggests late-stage funding momentum, dual-HQ expansion, and active hiring signal resilience and resources to build. Global scale across many offices appears to create visibility and international scope for teams.

Career Growth: Feedback suggests employees can access clear progression pathways, twice-yearly performance cycles, and mobility across products and regions. Programs like mentorship and structured development indicate room to learn new skills in a scaling fintech.

Compensation: Feedback suggests pay is positioned as competitive with equity (RSUs), bonuses, and periodic refreshes. Benefits such as health coverage, paid time off, parental leave, and mental-health support are highlighted across markets.

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Afterpay
Fintech • Payments • Software • Financial Services
4 Offices
900 Employees
63 Benefits
Afterpay is a people-powered movement to change the way we pay. Shop now, pay later.

We started a movement in which everyone can win – shoppers, retailers, society and every person on our team. To play fair, trust people and reward them for doing the right thing. We see and feel the impact of our work as more and more people gain financial freedom and retailers grow across the globe. Founded seven years ago in Sydney,...

Afterpay

Afterpay's Top Overall Employer Reputation Strengths

Benefits & Perks: Benefits include fully covered health insurance, generous paid parental leave, flexible working arrangements, and wellness programs. Additional perks such as an EAP, fitness stipends, company-sponsored outings, and snacks are also highlighted.

Compensation: Pay is described as competitive, with equity programs and retirement matching available as part of total rewards. These components aim to attract and retain talent across regions.

Career Growth: Career progression is supported through internal promotions, lateral moves, and financial assistance for conferences and learning. Structured initiatives like mentorship and L&D programs indicate investment in professional development.

TrueML
Fintech • Machine Learning • Payments • Social Impact • Software • Financial Services
6 Offices
450 Employees
47 Benefits Hiring Now
TrueML is a fintech company building software to create positive experiences for consumers seeking financial health.

TrueML makes financial technology that prioritizes customer experience and revolutionizes the experience of consumers seeking financial health. We’re a team of inspired data scientists, financial services industry experts, and customer experience fanatics creating experiences that serve people in a way that recognizes their unique needs and preferences as human beings and endeavoring to ensure nobody gets locked out of the...

TrueML

TrueML's Top Overall Employer Reputation Strengths

Mission & Purpose: Work centers on helping consumers resolve debt through ML‑powered, digital‑first outreach framed around restoring financial stability and dignity.

Benefits & Perks: Published offerings include comprehensive medical coverage, paid parental leave, PTO, retirement via Schwab, wellness resources, and remote flexibility for many roles with most perks available from day one.

Career Growth: Expansion through acquisitions and a portfolio spanning agency, SaaS, and shared services creates pathways for internal mobility and new scopes of responsibility.

Cash App
Blockchain • Fintech • Mobile • Payments • Software • Financial Services
14 Offices
3,500 Employees
67 Benefits
We want to make the world’s relationship with money more relatable, instantly available, and universally accessible.

Initially built to take the pain out of peer-to-peer payments, Cash App has gone from a simple product with a single purpose to a dynamic app, bringing a better way to send, spend, invest, borrow and save to our millions of monthly active users. With a mission to redefine the world's relationship with money by making it more relatable, instantly...

Cash App

Cash App's Top Overall Employer Reputation Strengths

Innovation & Products: Product scope reaches tens of millions of users within a flagship consumer-finance app, enabling teams to ship features at massive scale. The business is described as a major driver of parent-company gross profit, reinforcing the platform’s real-world impact.

Compensation: Compensation includes flexibility to elect more cash over equity, explicitly intended to enhance satisfaction and retention. Pay is characterized as competitive across roles.

Work-Life Balance: Work-life balance is supported by a remote-first, distributed model with time and location flexibility. Work commonly stops after standard hours for many roles, supporting clearer boundaries.

January
Artificial Intelligence • Fintech • Payments • Social Impact • Analytics • Financial Services • Automation
2 Offices
111 Employees
61 Benefits
We're fixing what’s broken in consumer credit with our data-driven platform, helping millions build a brighter future.

At January, we bring humanity to consumer finance. Using data intelligence, we create trust and deliver better outcomes for consumers and creditors alike. Our mission is simple: expand access to credit while empowering consumers to achieve lasting stability and control of their financial lives. We began by building the foundation for creditors to engage with and support their borrowers at scale...

January

January's Top Overall Employer Reputation Strengths

Mission & Purpose: The company positions its work as “bringing humanity to consumer finance,” using AI and compliance‑first practices to make debt resolution more humane for borrowers and effective for creditors. Feedback suggests this mission resonates with people who want measurable impact in a regulated fintech domain.

Work-Life Balance: The organization describes a healthy balance supported by flexible or unlimited PTO, hybrid in‑office collaboration, and leaders who set norms that respect personal time. Feedback suggests employees feel comfortable taking time off for mental, physical, or family needs.

Team Support: Colleagues are often seen as thoughtful, kind, talented, and supportive, with a culture of frequent feedback via one‑on‑ones, reflections, surveys, and post‑mortems. Feedback suggests this creates a collaborative environment where ideas shape culture, vision, and strategy.

Gynger
Artificial Intelligence • Fintech • Payments • Software • Financial Services • Automation
3 Offices
36 Employees
54 Benefits
Flexible payments, embedded financing, and AR intelligence for buyers and sellers of technology.

Gynger is a cash flow management solution with embedded financing that gives B2B technology vendors the power to offer flexible payment terms to customers while securing up front payment. With Gynger, finance leaders can leverage a combination of actionable insights and capital to optimize day-to-day cash flows, accelerate deal flows, mitigate risk, and execute long term strategic vision with ease. In 2024,...

Gynger

Gynger's Top Overall Employer Reputation Strengths

Work-Life Balance: Policies include flexible PTO, hybrid options, and managers encouraging recharge, with engineering schedules that protect focus time. Internal routines aim for an “optimally balanced workload” to sustain engagement without burnout.

Benefits & Perks: Offerings include 401(k), equity, performance bonuses, generous parental leave, paid certifications, continuing education, commuter benefits, and flexible schedules. Perks such as company-sponsored gatherings and home-office support signal a robust package for a small, scaling team.

Market Position & Stability: Capital raises (e.g., a recent Series A) and a dedicated debt facility, alongside industry recognition, indicate visible momentum and capacity to fund growth. Public nods like “Best Places to Work” and inclusion in fintech rankings reinforce external validation.

Butter Payments
Artificial Intelligence • Machine Learning • Payments • Sales • Financial Services
San Francisco, California, USA
60 Employees
31 Benefits
Use machine learning to automatically recover revenue lost to payment failures

Subscription companies are losing 10%+ of revenue to failed payments—billions of dollars a year—a problem known as “Involuntary churn.” Butter is on a mission to end involuntary churn. Using machine learning we help the greatest subscription companies in the world—Fabletics, The Athletic, Savage x Fenty, Found, Tonal, Hairstory—recover more revenue, optimize authorization rates, and increase customer lifetime value. Butter, backed by world-class...

Butter Payments
AppFrontier
Payments
San Francisco, California, USA
10 Employees

Chargent is the leading payment solution on the Salesforce AppExchange for credit card, eCheck and recurring billing. Chargent puts you in control of your payments, managing everything 100% natively in Salesforce, so you can capture revenue faster, eliminate duplicate data entry, and improve order and invoicing processes. Chargent includes connecti

AppFrontier
Paystack
Fintech • Payments • Software
Sunnyvale, California, USA
257 Employees

Over 60,000 businesses trust Paystack to help accept online and offline payments from anyone, anywhere in the world

Paystack
Loop (loop.com)
Artificial Intelligence • Fintech • Payments • Software • Financial Services
2 Offices
92 Employees
Hiring Now

AI-powered cost savings for modern logistics

Loop (loop.com)
Spendesk
Fintech • Payments • Software • Financial Services
2 Offices
526 Employees

Spendesk is the complete spend management platform that gives 100% visibility into company spend. With Spendesk, you get a 7-in-1 solution with corporate cards, invoice payments, expense reimbursements, budgets, approval, reporting, compliance, and pre-accounting in one simple, scalable solution. Trusted by thousands of businesses from start-ups to established brands, Spendesk is designed to save time and money across the entire...

Spendesk
Cubic Corporation
Aerospace • Payments • Security • Transportation • Cybersecurity
7 Offices
6,000 Employees
31 Benefits Hiring Now

Cubic Corporation (Cubic) is an international provider of systems and solutions that address the mass transit and global defense markets.

Cubic Corporation

Cubic Corporation's Top Overall Employer Reputation Strengths

Mission & Purpose: Feedback suggests work on large public‑transit platforms and defense systems feels meaningful and tied to visible real‑world outcomes. Exposure to complex, city‑ and nation‑scale programs is described as motivating for many.

Team Support: Feedback suggests many teams emphasize collaboration and collegial relationships, with coworkers often cited as supportive and enjoyable to work with. A stated focus on teamwork, diversity, equity, and inclusion reinforces a generally positive peer environment.

Benefits & Perks: Feedback suggests benefits are comprehensive and accessible from day one for eligible employees, including health coverage, retirement plans with match, PTO/holidays, and wellness resources. Additional offerings like backup childcare, pet‑related supports, and tuition reimbursement are highlighted.

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