Top Tech Jobs & Startup Jobs in San Francisco Bay Area, CA

Lead marketing operations for direct marketing campaigns in a regulated environment. Own process design, governance, digital asset management, QA/audit controls, vendor and team management, operational reporting, and identify automation opportunities to improve cycle times and compliance while scaling from direct mail into digital channels.

Lead data-driven contact strategy for delinquent customer outreach. Design and run Champion/Challenger tests across email, phone, and digital channels, build segmented outreach schedules, measure channel mix performance, and deliver a roadmap and executive-facing insights to optimize recovery, customer experience, and operational cost tradeoffs.

Own and optimize real-time authorization and transaction systems (TSYS TS2, Visa), monitor and tune auth rules, partner with Fraud, Product, and Engineering, build testing and monitoring infrastructure (Snowflake, SQL), manage token/virtual card lifecycle, and support TS2 core backup and vendor interactions.

Provide legal support for Finance and Capital Markets, lead ABS, debt and M&A transactions, draft and negotiate financing and vendor agreements, support IPO/SEC reporting readiness, manage outside counsel, monitor legal/market developments, and assist with corporate governance and board/committee materials.

Own daily cash management and liquidity operations: monitor cash positions, execute wires/ACH, maintain cash flow forecasts, perform bank reconciliations, support AP/AR and cross-functional reporting, assist with controls/audit and compliance, and deliver ad hoc treasury analysis to support the Senior Treasury Manager.

Own analytics, modeling, reporting, and recommendations for portfolio management. Design underwriting and pricing for multicard and line-extension strategies, test rewards upgrades and purchase incentives to boost engagement, and partner with risk, data science, and engineering to operationalize strategies and defend recommendations to stakeholders.

Lead fraud analytics for application fraud detection: identify emerging patterns, design and test real-time defenses, balance risk and customer experience, build dashboards and metrics, and collaborate with Operations, Product, Data Science, and Engineering to reduce fraud losses and improve cardholder experience.

Owner of fraud, collections, and back-office compliance for Mission Lane's credit card business. Serve as embedded compliance authority, manage escalations, run testing and monitoring of controls, identify gaps, provide regulatory guidance, partner with business and Legal, and support program strategy and exam readiness.

Lead Mission Lane's AI operations strategy end-to-end: identify high-impact AI use cases for contact center operations, build business cases, evaluate vendors, sequence and drive cross-functional execution, establish governance, and measure outcomes in cost, quality, and customer experience.

Design, develop, and deploy supervised machine learning models for credit decisioning. Collaborate with business and technical stakeholders to create data sources, improve modeling methodology, operationalize models, and manage model evaluation and risk for production systems.