Top Tech Jobs & Startup Jobs in San Francisco Bay Area, CA

Leads first-line business risk advisory for commercial finance, assessing and mitigating credit, regulatory, operational, financial, and reputational risks. Advises lending and credit teams, challenges underwriting and portfolio decisions, monitors credit risk against risk appetite, supports regulatory compliance, develops credit training, participates in committees, prepares risk reporting, and uses analytics for predictive risk modeling.

Manages fraud risk operations, including Level 1 alert monitoring, Level 2 case investigations, escalations, and resolutions. Oversees team performance, quality standards, productivity, and SLAs. Supports BSA/AML processes and suspicious activity escalation, partners with Risk, Compliance, Product, and Operations teams, evaluates emerging fraud risks, and improves detection rules, workflows, documentation, automation, and investigative procedures.

Develops and maintains financial models, dashboards, and data workflows supporting loan sales and balance sheet optimization. Analyzes pricing, valuation, portfolio impacts, funding costs, capital usage, credit risk, liquidity, and transaction outcomes. Builds ROA, forecasting, cash flow, profitability, and scenario models; integrates loan-level data using Power BI, SQL, and data-integration tools. Establishes reporting and governance standards, evaluates transaction alternatives, tracks performance, and presents recommendations to management and governance committees.

Reviews partner marketing materials for compliance with company, payment network, and regulatory guidelines. Collaborates with legal, compliance, and network operations teams; manages program submissions, partner self-approval processes, and implementation tasks. Trains partners on submission tools, conducts compliance reviews, documents findings, remediates issues, maintains service levels and quality scores, and supports enterprise projects.

Develops, tests, documents, maintains, and enhances software solutions using established design principles and development practices. The role addresses defects, security vulnerabilities, and performance improvements; participates in requirements analysis, planning, and user story development; documents standards and changes; and collaborates with and mentors software engineers. Work involves .NET technologies, source control, software development lifecycle practices, and potentially Azure or AWS cloud development.

Develops, tests, documents, enhances, and maintains software solutions using established design principles and technical standards. Reviews systems, resolves defects, remediates security vulnerabilities, improves performance, analyzes user stories, and implements business solutions. Participates in software development processes, stays current with technology, mentors engineers, and helps plan and prioritize team development work.

Develop and maintain software solutions across the full development lifecycle, including design, coding, testing, documentation, system enhancements, security remediation, performance improvements, and user story analysis. Collaborate with development teams to solve business problems using .NET technologies and software engineering best practices. Participate in Agile or Lean processes, document changes, and maintain current knowledge of tools, technologies, and industry standards.

Leads end-to-end fraud operations, including Level 1 alert operations, Level 2 investigations, fraud intelligence, queue management, escalations, service levels, and operational risk response. Manages subordinate managers, establishes investigative and documentation standards, monitors KPIs and KRIs, supports audits and OCC examinations, and partners on detection, controls, quality assurance, and regulatory referrals. Drives continuous improvement while developing fraud operations talent and ensuring examination-ready execution.

Reviews and investigates fraud alerts, monitoring reports, and cases across accounts, cards, transactions, devices, and relationships. Identifies fraud patterns, documents findings, takes card actions, escalates suspicious or urgent activity to BSA/AML Operations, and maintains regulatory, quality, production, and SLA standards. Handles fraud-related cardholder calls and records all activity in Actimize and tracking spreadsheets.

Prepares and electronically files Suspicious Activity Reports and Currency Transaction Reports with FinCEN. Drafts examiner-ready SAR narratives, conducts continuing-activity reviews, validates CTR data, manages exemptions, maintains filing evidence, coordinates with investigations teams, and identifies filing trends. Ensures regulatory accuracy, completeness, and deadline compliance while supporting audits and examinations.