Top Tech Jobs & Startup Jobs in San Francisco Bay Area, CA

Lead credit analytics for the Send Now Pay Later product: build and maintain credit policies, valuation and NPV models, vintage analysis, portfolio surveillance, executive reporting, model integration/testing, and alternative data exploration to optimize approval rates and manage portfolio risk.

Own strategy for a reusable lending platform and identity data platform. Define identity and authentication flows, data schemas, and API design. Align engineering, fraud, compliance, and partner banks. Drive KPIs, AI-enabled identity decisioning, and platform adoption. Start as a strategist and build a team to scale lending products.

Lead the fraud data science function: define ML strategy, build and deploy real-time fraud detection models, investigate fraud patterns (including lending fraud), run experiments, collaborate with stakeholders, and maintain monitoring and dashboards to minimize fraud losses.

Lead Fraud Data Scientist to define ML strategy, build and productionize fraud detection models (supervised and unsupervised), investigate emerging fraud patterns, run experiments, collaborate with Product/Engineering/Risk, and maintain dashboards tracking fraud KPIs.

Lead the fraud data science function: define ML strategy, build and productionize fraud and lending-fraud models, run advanced analyses (clustering, network analysis), design A/B tests, integrate ML with rules engines, monitor models in cloud, and communicate results to stakeholders.

Lead the fraud ML strategy and end-to-end development of real-time fraud detection models. Mentor data scientists, design credit/lending fraud models, perform unsupervised and network analyses, run A/B experiments, deploy and monitor models in cloud, and build dashboards to report KPIs and support cross-functional stakeholders.

Own Felix's end-to-end chargeback strategy, build representment playbooks and SOPs, measure and improve win rates via analytics, translate network/regulatory rules into operations, partner cross-functionally with Fraud, Product, and vendors, and mentor junior dispute processors.

Own Felix's end-to-end chargeback strategy across acquiring and issuing sides. Define representment strategy, build playbooks/SOPs, measure win rates and exposure, partner with Analytics/Product/Operations, track network/regulatory rules, and represent Felix with processors and issuing partners. Mentor junior team members and design scalable processes and AI-driven efficiency solutions.

Own end-to-end fraud strategy for Felix's new card issuance program: design authorization decisioning, monitor network fraud/dispute health, build onboarding and first-use controls, partner with Product/Engineering to embed controls, manage chargeback/representment strategy, and use SQL/BigQuery to size exposure and iterate post-launch.

Design and build a scalable Internal Developer Platform (IDP) using Kubernetes and cloud-native services, improve CI/CD and DX, enforce platform governance and security, lead MLOps/LLM infrastructure, mentor engineers, and align platform roadmap with product goals.