Own product strategy and roadmap for money movement, payments, settlement, payouts, lien payoffs, and title-related fund flows. Build scalable payment infrastructure, manage bank and processor relationships, negotiate partnerships and SLAs, and oversee reconciliation, compliance, risk, and monitoring. Identify lending-adjacent opportunities and collaborate with Engineering, Finance, Risk, and Operations. Serve as the independent decision-maker for fintech product strategy in a fast-moving startup environment.

Own the architecture of Plug’s money-facing infrastructure, including ledgers, payment disbursements, settlements, reconciliation, and lien/title payoffs. Design deterministic, auditable, fault-tolerant financial systems that integrate with banks, processors, and servicers while meeting regulatory requirements. Partner with Product, Risk, Finance, and Compliance, establish technical standards, review money-related architecture, mentor engineers, and guide build-versus-buy decisions.