Top Tech Jobs & Startup Jobs in San Francisco Bay Area, CA

Owns product strategy and roadmaps for risk decisioning, collections, and risk operations platforms. Leads product managers and operations staff, partners with engineering and data science on real-time decisioning and ML-driven products, and translates regulatory requirements into product delivery. Runs planning, budgeting, operating cadences, vendor management, and executive reporting across Data and Risk while driving automation and cross-functional programs.

Own the architecture, reliability, operation, and evolution of Trustly’s payments transaction orchestration systems. Lead service contracts, observability, on-call operations, incident response, root-cause remediation, documentation, AI-assisted implementation, and integration testing. Partner with global engineering teams, take ownership of a mature business-critical codebase, and help hire and lead a new team. The role requires deep distributed-systems expertise, payment or financial systems experience, and strong knowledge of correctness, concurrency, idempotency, and production operations.

Owns product strategy and roadmaps for risk decisioning, collections, and risk operations platforms. Leads product managers and operations staff while partnering with engineering, data science, compliance, legal, and finance. Runs planning, OKRs, budgets, hiring, vendor management, executive reporting, and operating cadences across Data and Risk. Translates regulatory requirements into product priorities and drives AI and automation across workflows.

Own the architecture, reliability, production operations, and evolution of Trustly’s Account Data Services. Lead distributed systems design for high-volume account data retrieval and storage with strict latency SLAs. Manage on-call operations, incident response, observability, documentation, AI-assisted implementation, integration testing, and cross-regional knowledge transfer. Help hire and lead the team responsible for this business-critical domain.

Own the architecture, reliability, production operations, and roadmap of Trustly’s Payment Gateway. Lead systems supporting ACH and RTP money movement, banking integrations, rail selection, returns, and reversals. Drive observability, incident response, documentation, AI-assisted development, integration testing, and technical ownership. Partner with distributed engineering teams, help build a new engineering hub, and hire and lead the team responsible for the platform.

Own the architecture, reliability, production operations, and future direction of Trustly’s Settlement and Ledger systems. Lead service design, observability, incident response, reconciliation, and integration testing while using AI tools to understand and improve a mature codebase. Partner with global engineers, create documentation and runbooks, and help hire and lead the team responsible for this business-critical financial platform.

Own the architecture, reliability, production operation, and roadmap of Trustly’s Native Connectivity Platform. Lead distributed systems design, observability, incident response, documentation, AI-assisted development, integration testing, and service operations. Learn and take ownership of a critical codebase, partner with global engineers, and help hire and lead the future platform team. The role requires strong financial systems experience, production Java expertise, and experience operating large-scale web or app integrations.

Own the architecture, reliability, operations, and roadmap for API and partner integrations connecting banks, merchants, and consumers. Lead service contracts, observability, incident response, integrations with banking providers, consent and token management, and AI-assisted development. Learn and document a critical codebase, transfer knowledge across regions, and help hire and lead the team responsible for the domain.

Leads risk and fraud analytics covering loss attribution, fraud investigations, recovery strategy, loss forecasting, merchant collateral sizing, and return-rate monitoring. Produces monthly loss reporting and merchant scorecards, evaluates proposed risk rule impacts, forecasts portfolio losses, explains variance, and presents recommendations to risk, finance, commercial, and compliance stakeholders. Manages analysts and guides data-driven decisions across payments risk portfolios.

Leads risk operations and compliance teams managing alerts, case investigations, representment, collections handoffs, return-rate monitoring, bank-partner responses, controls testing, audit evidence, fraud escalations, quality assurance, service levels, and operational capacity. The role owns procedures, remediation plans, analyst performance, workflow improvements, and compliance with NACHA thresholds and internal risk limits.